Kreissparkasse Meißen
| Kreissparkasse Meißen
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|---|---|
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| legal form | Institute of public right |
| founding | May 21, 1828 |
| resolution | May 2, 2007 |
| Seat | Meissen , Germany |
| Website | www.spk-meissen.de |
The Kreissparkasse Meissen was a public law institution with headquarters in Meissen , the January 1, 2007 in the newly created Sparkasse Meissen has worked. From a formal point of view, the institute has taken over the Kreissparkasse Riesa-Großenhain and moved its headquarters to Riesa . The reason for the merger was the connection of the district of Meißen (1996-2008) with the district of Riesa-Großenhain to form the new district of Meißen .
The institute's last annual financial statements were drawn up on December 31, 2006. Before the merger, the Kreissparkasse Meißen had a balance sheet total of 1.3 billion euros and a balance sheet profit of 82,800 euros. The institute's savings deposits totaled EUR 958.1 million.
history
After the first savings banks were founded in Hamburg , Oldenburg and Kiel at the end of the 18th century , consultations on the establishment of such an institute in Meissen began in the early 1820s . The District Chief turned in 1822 in a letter to the City Council to consider whether the establishment of a savings bank is possible and useful and how best should be moved to the foundation. He expressed the fear that there would not be a sufficiently large business community that could, if necessary, use the deposited funds again as business loans . In the course of this, the idea came up to connect the Sparkasse Meißen to an already existing, larger institute, which ultimately did not happen.
As a result, the activities to found the Sparkasse Meißen were initially suspended. It was not until December 22nd, 1828 that a public invitation appeared in the Meißner Wochenblatt “to join the Sparkasse Association to all friends and supporters of the good and useful”. This step was approved by the state government of Saxony and finally on April 30, 1828 by a letter from King Anton of Saxony . The actual establishment of the Sparkasse was finally completed on May 21, 1828 in the Gasthof zur Sonne in Meißen. The statutes of the savings bank explicitly stipulated a restriction to the residents of the city of Meissen and the surrounding communities, people from other places could not participate in the savings bank.
At the same time it was decided that the Sparkasse Meißen all deposits between four dimes and ten thaler should accept this and with government securities should be hedged. The first branch of Sparkasse Meißen was opened on June 11, 1828 at Heinrichsplatz, on the first business day deposits of 192 thalers and 20 groschen were paid in. In December of that year, deposits had already reached 2,638 thalers, and the bank continued to grow steadily. At the end of 1837 there were already 2160 savings accounts .
In 1834 the status of Sparkasse Meißen changed dramatically: on June 11, it was decided to place the bank under the supervision and administration of the city council, following the example of other savings banks in the region. This was accompanied by the introduction of a state guarantee, and a reserve fund of 200 thalers was set up for difficult economic times. The conversion into a public law institute was approved by King Friedrich August of Saxony on July 30, 1836 and came into force on January 1, 1837.
The German War of 1866 also had far-reaching consequences for the institute , as the citizens canceled large parts of their deposits. Due to the associated economic difficulties, there was even a threat of setting up a rural savings bank in the Meißen region in 1870, which it was able to ward off by expanding its range and increasing interest rates. The bank's business days have been extended to three days a week . From 1881 onwards, the Sparkasse Meißen opened every weekday.
Sparkasse Meißen was a member of the Saxon Savings Bank Association , which was founded in 1907 and started giro traffic in October 1907. This made it possible for customers to transfer amounts between the savings banks . The great success of this offer led to the fact that the Girokasse Meißen was separated from the Sparkasse on July 1, 1919. It moved into its own offices on the ground floor of the town hall and was called the Stadtbank .
In 1914, the Sparkasse joined the Association of Public Life Insurance Institutions of the Savings Banks in the Free State of Saxony . As a result, from the 1920s onwards, it was one of the first institutes to offer insurance for accident, liability, car insurance, transport and luggage. At the same time, the demand for lockers is taken into account and a fire- and burglar-proof steel chamber is built in the main office. In 1913 this initially held around 250 lockers and was gradually expanded in the following years.
The first securities were accepted from 1915. The so-called open depository for securities of the Sparkasse Meißen was initially intended for war bonds from the German Reich , but basically laid the foundation for later offers from the Sparkasse. The bank's business was initially positive after the end of the First World War , but then collapsed due to the banking and economic crisis . In 1924 the bank had to struggle with the introduction of the Reichsmark , in 1931 it even had to temporarily close its counters on official orders - like many other savings banks.
The first working day of the Sparkasse after the Second World War was August 15, 1945. Initially, the Meißen district and city savings bank was established as a legally independent institute, but the latter became part of the district institute with effect from January 1, 1950. In the GDR , the bank's activities were primarily checked by the state planned economy and the entire business was almost exclusively geared towards private customers .
In the course of the reunification of Germany , Sparkasse Meißen received the status of a universal public credit institution on July 1, 1990 . At that time it had 21 branches across the county.
After the fall of the Berlin Wall, the three Radebeul savings bank branches (including the branch in the middle of the state theaters in Saxony, which was opened in the meantime and then closed again ), became part of the Kreissparkasse Meißen as a result of the 1995/97 district reform .
literature
- Arthur Thessel: 100 years of the Städtische Sparkasse zu Meissen . CE Klinkicht Verlag und Druckerei , Meißen 1928, p. 39 .
- Kreissparkasse Meißen (Ed.): Commemorative publication on the occasion of the anniversary (1828 - 2003) . 175 years for a strong region. Meissen 2003, p. 44 .
Web links
Individual evidence
- ↑ Joint register portal of the federal states. North Rhine-Westphalia , May 2, 2007, accessed on December 6, 2012 (HRA 4040 at Dresden District Court ).
- ↑ 2006 annual financial statements. Federal Gazette , November 8, 2007, accessed on December 9, 2012 (HRA 4040 at Dresden District Court ).
Coordinates: 51 ° 9 ′ 37.6 ″ N , 13 ° 28 ′ 13.9 ″ E