Sparkasse Witten
 Sparkasse Witten
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|---|---|
 Headquarters Ruhrstraße 45, 58452 Witten |
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| Country |
 Germany
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| Seat | Ruhrstrasse 45, 58452 Witten, Germany |
| legal form | Institute of public right |
| Bank code | 452 500 35 |
| BIC | WELA DED1 WTN |
| founding | August 1, 1853 |
| Association | Savings Banks Association Westphalia-Lippe |
| Website | www.sparkasse-witten.de |
| Business data 2019 | |
| Total assets | 2.092 billion euros |
| insoles | 1.418 billion euros |
| Customer credit | 1.463 billion euros |
| Employee | 371 |
| Offices | 13 |
| management | |
| Board of Directors | Thomas Richter, chairman |
| Board | Rolf Wagner Andrea Psarski |
| List of savings banks in Germany | |
The Sparkasse Witten is a public savings bank based in Witten in North Rhine-Westphalia. Its business area is the urban area of Witten, the Ennepe-Ruhr district and the neighboring independent cities of Bochum , Dortmund , Castrop-Rauxel and Hagen . The bank operates 11 branches and advisory center for real estate , asset management, insurance and building society and a team of mobile financial advice.
organization structure
The Sparkasse Witten was founded in 1853. It is an institution under public law. The Sparkasse is run by the city of Witten. The Sparkasse is a member of the Sparkassenverband Westfalen-Lippe, Münster (Westf.), And thus the Deutscher Sparkassen- und Giroverband e. V., Berlin and Bonn. It is a member of the nationwide liability association of the Sparkassen-Finanzgruppe. The legal basis is the Savings Bank Act of North Rhine-Westphalia and the statutes issued by the Sparkasse's administrative board. The organs of the Sparkasse are the board of directors and the administrative board.
Business alignment
The Sparkasse is a commercial enterprise of the owner with the task of guaranteeing the monetary and credit economic supply of the population and the economy, in particular of the statutory business area and its owner. The credit supply primarily serves to provide credit for medium-sized companies and the economically weaker sections of the population. Business is conducted in compliance with the public mandate according to commercial principles. As a universal bank, Sparkasse Witten offers financial services for private and corporate customers. Sparkasse Witten had total assets of 2.092 billion euros in the 2019 financial year and customer deposits of 1.418 billion euros. According to the 2019 Sparkasse Ranking List, it ranks 200th in terms of total assets. It has 13 branches / self-service locations and employs 371 people. In the network business, Sparkasse Witten works with LBS West, Westfälische Provinzial Versicherung , DekaBank Deutsche Girozentrale and Deutsche Leasing AG , among others .
Social Commitment
Social commitment has long been of particular importance to Sparkasse Witten. That is why the Witten Savings Banks and Citizens Foundation was brought into being on the occasion of the company's 150th anniversary in 2003 . Its aim is to promote institutions that are involved in social, cultural, sporting or scientific areas. In 2009, Sparkasse and Wittener Sparkassen- und Bürgerstiftung were able to provide almost one million euros to Witten citizens, associations and institutions for social, sporting, cultural and scientific purposes.
history
Established in 1853
Today's Sparkasse Witten started its business operations on August 1, 1853 as Sparkasse zu Witten under the guarantee of the city of Witten, after the establishment stretched over nine years from the first impulse in 1844 to the actual opening in 1853. This delay was mainly due to the fact that the savings banks were run on a voluntary basis in the early years. Witten had considerable difficulties in finding a legal expert who should volunteer as one of three administrators. A rendant was also only found in May 1852, so that in 1853 it was finally possible to start operations in a small office behind a distillery on today's Ruhrstrasse.
Until the First World War
Ten years after it was founded, the Wittener Sparkasse already had savings investments of 725,000 talers. Of this, 681,000 thalers were borrowed - 88% of them for mortgages. Of the 1963 savers, 34% were factory, miners and ironworkers, 8% servants and 5% journeymen. In 1864 the first paid full-time employee relationship was established, and in 1868 a controller was added to the rendition. At the turn of the century, four people were already working full-time for the Sparkasse.
With the increasing volume of business and with changes in the office of the Rendanten, the Sparkasse changed its domicile several times until it found its first own building in the administration building Marktstrasse No. 1 from 1885 (until 1909). In 1903 the Sparkasse Witten celebrated its 50th anniversary. In 1909 new business premises were moved into on the west side of Ruhrstrasse, which were used until 1967 after renovations and extensions.
As early as 1910, the Sparkasse Witten was able to grant its customers the right to use checks and to carry out giro transfers. In 1929 there were already two Sparkasse branches in Witten.
Between 1914 and 1945
In 1914, with the beginning of the First World War , difficult years began for Sparkasse Witten as well. Withdrawals exceeded deposits for two years. The Sparkasse becomes a gold collection point - all citizens have to hand over their gold supplies. In 1919, with the onset of inflation, deposits rose from 84.4 million marks (1919) to 174,234,000,000 million marks (1923). In 1929 Annen, Bommern, Düren and Stockum were incorporated. Thus the population of Witten rose from 45,000 to 73,000. The municipal savings banks were merged. As a result of the unification, savings deposits grew from RM 8 to 13 million and mortgage loans from RM 3.3 to 5.9 million. 1931 was the banking crisis in Germany. The avalanche-like withdrawal of deposits at banks and savings banks could only be handled with the help of the newly established acceptance and guarantee bank. As a result, the first law on credit was passed in 1934.
After the Second World War
After the Second World War , Sparkasse Witten started a program in 1949 for those looking to save money, called "Reconstruction Savings". Between 1948 and 1952 alone, 3,471 houses were built or rebuilt in Witten.
Another important step for Sparkasse Witten was the branch policy, which led to eleven further branches between 1953 and 1971. In 1953, the Sparkasse Witten celebrated its centenary, and at the same time the new building of the cash desk at Ruhrstrasse 48. The triumphant advance of current accounts begins. In 1960 the cast steelworks introduced cashless wage payments. In 1961 the savings deposits of the Sparkasse exceeded the 100 million DM mark. Modern punch card machines with connected electronic computers and tape punches were introduced as early as 1963. The net profit of Sparkasse Witten exceeded the one million DM mark in 1963 - 10% of this was distributed to the city of Witten.
From 1967 until today
In 1967 the company moved into the new main office building at Ruhrstrasse 45. In 1968, a central IT system was set up for all the booking material . From 1970, the housing construction financing is carried out together with the Landesbausparkasse. In 1973 the eurocheque card became established as a means of payment.
1976 will be a decisive year for Witten: with the municipal reorganization, Witten becomes part of the Ennepe-Ruhr district. With the incorporation of Herbede, Sparkasse Witten received three new branches - and since then has consisted of a total of 16 branches. The first bank statement printer went into operation in 1981, and in 1982 the first cash dispenser at the main office in Ruhrstrasse.
The self-service foyer in the anteroom of the main office has existed since 1983. In 1993 the extensive renovation and extension of the main office on Ruhrstrasse was completed. After the electronic banking of the Sparkasse Witten was intensively expanded, there has been a rapid increase in online banking since 1998. The euro is introduced in 2002 - the fourth currency changeover since Sparkasse Witten was founded in 1853.
In 2003 the Sparkasse Witten celebrates its 150th anniversary. The Witten Sparkassen- und Bürgerstiftung was founded on August 1, 2003, just in time for the anniversary. It is their job to support organizations and projects for the people of Witten. On June 1, 2004, the Stadtsparkasse became the Sparkasse Witten. In the course of development since it was founded, it was previously called: Städtische Sparkasse zu Witten, Stadt-Sparkasse zu Witten, Stadt-Sparkasse Witten and, since 1967, Stadtsparkasse Witten.
The Sparkasse Witten website has received several awards. In 2004, 2005 and 2006 the website www.sparkasse-witten.de made it into the top 10 of 400 tested banks in Germany, Austria and Switzerland. In July 2009, Sparkasse Witten was one of the first savings banks in Germany to launch an online customer magazine.
The branches in Ardeystraße, Edelstahlwerk and Vormholz were closed on April 1, 2014, and the Wideystraße branch on August 12, 2016. In addition to the main office, Sparkasse Witten now has 9 branches in the city. In addition, there are the advisory centers for asset management, real estate, as well as insurance and building society savings in Ruhrstrasse 45.
ATMs
- Furniture store Ostermann , Fredi-Ostermann-Straße 1
- Galeria Kaufhof, Bahnhofstrasse 5
- Evangelical Hospital , Pferdebachstrasse. 27
- Marien Hospital , Marienplatz 2
- Real hypermarket, Annenstrasse 133
- Stadtgalerie Witten, Hammerstrasse 9–11
- Specialist and leisure center, Dortmunder Straße 19
- Witten main station, Bergerstr. 35
- Self-service location, Arthur-Imhausen-Straße 2
- Self-service location, Pferdebachstr. 11
Awards
In the website rating of the Institute for Bank Innovations (ibi) in 2004, 2005 and 2006, the Sparkasse website was selected among the top 10 of 400 tested banks from Germany , Austria and Switzerland . In the 2009 website rating, Sparkasse Witten took second place among all banks and savings banks for the topic of old-age provision. In 2006, 2007 and 2008 Sparkasse Witten took first place at the ARNO (award for trend-setting and sustainable public relations) and was awarded the "Communication Oscar" by the German Savings Banks and Giro Association (DSGV) three times in a row . After the Sparkasse Witten received "Gold" for the third time in a row in 2009 (after 2007 and 2008) for the best advisory software in the old-age provision category, it received the platinum award from the Federal Association of German Insurance Merchants (BVK) and the insurance magazine, the largest trade journal in the insurance industry. The prize was awarded under the patronage of the Federal Ministry for Consumer Protection .
literature
- 100 years of Stadt-Sparkasse zu Witten: 1853–1953 . Festschrift for August 1, 1953, Stadtsparkasse (Witten), Stadt-Sparkasse, 1953
- Wilhelm Zimmermann: 100 years of Stadt-Sparkasse zu Witten. 1853-1953 . In: VOHM (Hrsg.): Year book of the association for local and local history in the county of Mark . tape 57 . Witten 1954.
Web links
- Sparkasse Witten
- Sparkasse Witten in the company database of BaFin
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
Coordinates: 51 ° 26 ′ 8 ″ N , 7 ° 20 ′ 15.6 ″ E