Landesbausparkasse

Logo of the Landesbausparkassen

A Landesbausparkasse ( LBS ) is a public building society in the Association of the Savings Banks Finance Group .

The group of currently eight state building societies consists of institutions that are predominantly sponsored by one or more federal states and / or the respective savings bank organization . The Landesbausparkassen are members of the German Savings Banks and Giro Association (DSGV) and are supported from there by the Landesbausparkassen federal office .

Three Landesbausparkassen are dependent departments or divisions of a Landesbank or Sparkasse. They are nevertheless, according to the Bausparkassengesetz , as independent building societies. Three state building societies are legally competent institutions under public law . Two state building societies operate as a stock corporation, but because of their public mandate and their regionally limited area of activity, they belong to the group of public building societies.

Due to the regional division of territory into individual or a group of federal states, the state building societies , in contrast to the private building societies operating nationwide, do not compete with one another. In addition to their core business with home loan and savings contracts , the Landesbausparkassen are also active in brokerage of residential real estate through their real estate companies ( LBS Immobilien , in Bavaria: Sparkassen-Immobilien ).

The slogan “We give your future a home” has accompanied the Landesbausparkassen's advertising campaign since 1970.

The individual state building societies

Landesbausparkasse Südwest

Administration building in Stuttgart

Legal form: Legal institution under public law
Owners and shareholders: Sparkassenverband Baden-Württemberg , Sparkassenverband Rheinland-Pfalz
Working area: Baden-Württemberg and Rhineland-Palatinate

On January 1, 2016, LBS Baden-Württemberg and LBS Rheinland-Pfalz merged to form LBS Südwest. This created the largest German state building society.

Bayerische Landesbausparkasse (LBS Bayern)

Legal form: Institution under public law
Sponsor: Sparkassenverband Bayern
Work area: Bavaria

Landesbausparkasse Hessen-Thuringia

Legal form: Establishment of the Landesbank Hessen-Thüringen (common abbreviation "Helaba")
Shareholders: Savings Banks and Giro Association Hesse-Thuringia (68.85%), State of Hesse (8.1%), State of Thuringia (4.05%), Rhenish Savings Banks and Giro Association (4.75%), Savings Bank Association Westphalia-Lippe (4.75%), FIDES Beta GmbH (4.75%), FIDES Alpha GmbH (4.75%)
Working area: Hesse and Thuringia

North German Landesbausparkasse Berlin - Hanover (LBS North)

LBS building in Berlin

Legal form: Legal institution under public law
Owners: Norddeutsche Landesbank Girozentrale Hannover (Nord / LB) (44%), Savings Banks Association Lower Saxony (SVN; formerly Lower Saxony Savings Banks and Giro Association Hanover) (44%), Landesbank Berlin Girozentrale Berlin (LBB) (12%)
Areas of work: Berlin and Lower Saxony

Ostdeutsche Landesbausparkasse AG (LBS Ost)

Legal form: stock corporation
Shareholder: Ostdeutscher Sparkassenverband (OSV)
Working area: Mecklenburg-Western Pomerania, Brandenburg, Saxony-Anhalt, Saxony and Berlin East

Landesbausparkasse Saar

Legal form: Department of the Landesbank Saar (SaarLB)
Guarantor / Shareholder: Saarland (74.9%), Sparkassenverband Saar (25.1%)
Working area: Saarland

Bausparkasse Schleswig-Holstein-Hamburg AG

With retroactive effect to January 1, 2007, LBS Bausparkasse Hamburg Aktiengesellschaft and Landesbausparkasse Schleswig-Holstein AG agreed to merge the two institutes. The new institute operates under the name "LBS Bausparkasse Schleswig-Holstein-Hamburg AG".

Legal form: stock corporation
Shareholders: Savings Banks and Giro Association for Schleswig-Holstein (57.5%), HASPA Finanzholding (42.5%)
Work area: Schleswig-Holstein, Hamburg

West German Landesbausparkasse (LBS West)

Company building of the Westdeutsche Landesbausparkasse in Münster .

Legal form: Legal institution under public law
Guarantor: Rheinischer Sparkassen- und Giroverband , Sparkassenverband Westfalen-Lippe
Working area: North Rhine-Westphalia, State of Bremen

Landesbausparkasse Bremen AG

Effective January 1, 2014, it merged with LBS Westdeutsche Landesbausparkasse.

Web links

Commons : Landesbausparkasse - Collection of images, videos and audio files

Individual evidence

↑ LBS brand slogans. In: Slogans.de. Retrieved August 13, 2016 .
↑ Portrait of the LBS Südwest. In: lbs.de. Retrieved September 12, 2016 .
↑ Your LBS Bavaria. In: lbs.de. Retrieved August 13, 2016 .
↑ Portrait of the LBS Hessen-Thuringia. In: lbs.de. Retrieved August 13, 2016 .
↑ LBS North. In: lbs.de. Retrieved August 13, 2016 .
↑ LBS Ost: Our company at a glance. In: lbs.de. Retrieved August 13, 2016 .
↑ LBS Landesbausparkasse Saar - About us. In: lbs.de. Retrieved August 13, 2016 .
↑ Numbers and facts, LBS Schleswig-Holstein-Hamburg. In: lbs.de. Retrieved August 13, 2016 .
↑ Your LBS in North Rhine-Westphalia and Bremen. In: lbs.de. Retrieved August 13, 2016 .
↑ Announcement of the Ministry of Finance of August 11, 2014 MBl. NRW. P. 478

[1] LBS brand slogans. In: Slogans.de. Retrieved August 13, 2016 .

[2] Portrait of the LBS Südwest. In: lbs.de. Retrieved September 12, 2016 .

[3] Your LBS Bavaria. In: lbs.de. Retrieved August 13, 2016 .

[4] Portrait of the LBS Hessen-Thuringia. In: lbs.de. Retrieved August 13, 2016 .

[5] LBS North. In: lbs.de. Retrieved August 13, 2016 .

[6] LBS Ost: Our company at a glance. In: lbs.de. Retrieved August 13, 2016 .

[7] LBS Landesbausparkasse Saar - About us. In: lbs.de. Retrieved August 13, 2016 .

[8] Numbers and facts, LBS Schleswig-Holstein-Hamburg. In: lbs.de. Retrieved August 13, 2016 .

[9] Your LBS in North Rhine-Westphalia and Bremen. In: lbs.de. Retrieved August 13, 2016 .

[mblnrw-10] Announcement of the Ministry of Finance of August 11, 2014 MBl. NRW. P. 478