Sparkasse Regensburg
 Sparkasse Regensburg
|
|
|---|---|
| Country |
 Germany
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| Seat | 93049 Regensburg |
| legal form | Institute of public right |
| Bank code | 750 500 00 |
| BIC | BYLA DEM1 SRM |
| Association | Savings Bank Association of Bavaria |
| Website | www.sparkasse-regensburg.de |
| Business data 2019 | |
| Total assets | 4.537 billion euros |
| insoles | 3.709 billion euros |
| Customer credit | 3.119 billion euros |
| Employee | 678 |
| Offices | 48 |
| management | |
| Board of Directors | Chair: Tanja Schweiger |
| Board | Franz-Xaver Lindl, Chairman Markus Witt, Deputy Chairman Manfred Pitzl |
| List of savings banks in Germany | |
The Sparkasse Regensburg is a public credit institute based in Regensburg in Bavaria with a business area consisting of the city with the surrounding district .
organization structure
The Sparkasse Regensburg is an institution under public law . The legal bases are the Savings Banks Act , the Bavarian Savings Banks Regulation and the statutes issued by the Sparkasse owner . The organs of the Sparkasse are the board of directors and the administrative board.
Business alignment
The Sparkasse Regensburg operates the universal banking business as a savings bank .
Sparkasse Regensburg had total assets of EUR 4.537 billion in the 2019 financial year and customer deposits of EUR 3.709 billion. According to the 2019 Sparkasse Ranking List, it ranks 81st in terms of total assets. It has 48 branches / self-service locations and employs 678 people.
Savings Banks Finance Group
The Sparkasse Regensburg is part of the Sparkasse Finance Group. It therefore sells z. B. LBS home loan and savings contracts, Deka open investment funds and brokerage of products from the Bavarian Insurance Chamber .
history
founding
The initiative to found the Sparkasse in Regensburg came from the then second mayor Johann Wilhelm von Anns. The institution should curb high poverty and thus maintain welfare. From Anns was of the opinion that "saving was connected with an economic benefit." The application was approved on October 22, 1822 by the city council. On November 19 of the same year, the municipal representatives gave their consent to the establishment of the Sparkasse. Now all that was needed was the approval of the royal government of the rain district. King Max I Joseph approved the application with the following words: "The intended establishment of a savings bank for servants, craft boys and other people living on hand wages or otherwise incapable of the type requested is hereby approved."
On February 2, 1823, the Regensburger Sparkasse began its business activities in a room next to the city treasury in the town hall. Even then, the Sparkasse was under the “guarantee of the community” according to Section 2. Due to the legal situation, the institution was a municipal body from the start. The business area was initially limited to the police district.
Beginnings
In the first few years, the Sparkasse had slight problems acquiring new customers and only grew in small steps. For this reason, personal loans were granted for the first time in 1836. In 1843, the Bavarian government also decided to expand the group of savers to include children from all walks of life, as well as servants, apprentices, journeymen, factory workers and day laborers.
However, 40 years later (1883) the Sparkasse's breakthrough was still a long time coming. The top management hoped for greater growth and was one of the first Bavarian savings banks to introduce the savings brand system to promote small-scale savings. A few years later (1895), the municipal savings bank expanded the portfolio with the introduction of savings accounts and monthly interest payments. In the same year, access was made available to all strata of the population.
20th century
At the beginning of the 20th century, the Sparkasse pursued a new business policy. During this time, the savings banks were also granted passive check eligibility based on the Reichsscheckgesetz. This enabled the savings banks to introduce cashless payment transactions with the help of the Giro Association. At the same time, the Regensburger Sparkasse introduced loose accounts.
With the associated new business policy to expand the business volume, the first thoughts of opening a branch also followed. In 1909 the Sparkasse moved out of the adjoining room of the city treasury in the town hall and got a new, larger office on the ground floor of the Thon-Dittmer-Palais - Haidplatz 8. Shortly beforehand, the Sparkasse Regensburg decided to use money boxes. The idea of making it easier for children to save was expanded in 1913 with the introduction of savings machines in schools for children. The children threw in their groschen and received 10 pfenning savings tokens in return. Due to the capital flight law of October 24, 1919, the savings banks could "now take all types of securities into custody and administration, so that they were on an equal footing with the banks with regard to custody business [...]." The buying and selling of securities for customers was also carried out the sentence change of 1919 made possible.
The Stadtamhof district savings bank was launched on January 1, 1920 . In 1922, when Stadtamhof was incorporated, the Sparkasse Stadtamhof was renamed the United District Savings Banks Regensburg-Land-Stadtamhof.
However, not only did the securities business find its way into the world of savings banks, but also the sale of insurance. On January 25, 1922, the Sparkasse Regensburg received approval to start business with BAYERN, the public insurance company. In the same year, the Sparkasse Regensburg moved into its first own business building at Spielhof 1, now Neupfarrplatz. For the first time, the Sparkasse had a safe at its disposal.
On December 21, 1933, the Bavarian Ministry issued the Bavarian Savings Banks Act. This resulted in the Sparkasse becoming independent from the guarantors. A little later (1935), after long negotiations, the first branch was opened in Steinweg . The second branch was opened in Kumpfmühl as early as 1938 . Due to the Second World War, however, both branches had to close again in April 1942. However, the branch in Steinweg was able to reopen in mid-July.
Mergers
The reorganization of Bavaria in 1973 into counties and independent cities also resulted in some mergers. The Kreissparkasse Parsberg in Hemau and the Kreissparkasse Regensburg-Land-Stadtamhof merged. In view of this merger, the branch in Painten was taken over, but it was transferred to Kelheim in 1975. The Kallmünz , Schierling and Eggmühl offices were also taken over due to regional reforms in 1980 .
Only 2 years later, the major merger of the two competing savings banks in and around Regensburg followed. On July 15, 1982, the merger agreement between the Städtische Sparkasse Regensburg and the Kreissparkasse Regensburg-Land-Stadtamhof was signed. Since then, the mayor and the district administrator have alternated as chairman of the board of directors.
After the unification in 1982, the Sparkasse Regensburg had 71 branches and 8 breakpoints for the mobile branch, as well as two car counters. The Sparkasse had around 700 employees and had total assets of 2.5 billion DM. A full 12 years later (1994) the spatial merger took place. The new main office in Lilienthalstrasse was built and housed 450 employees. At this point in time the Sparkasse Regensburg had a balance sheet total of 5.8 billion DM and customer loans amounted to 3.5 billion DM.
Web links
- Sparkasse Regensburg in the company database of BaFin
- Official website
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Uli Scherr: "No irregularities in the lending business at the Sparkasse". Bayerischer Rundfunk , February 21, 2017, accessed on August 22, 2018 .
- ^ A b Elke Pitzl: On our own behalf: Change of board of directors at Sparkasse Regensburg. Sparkasse Regensburg, December 20, 2016, accessed on February 21, 2017 .
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ^ A b c Rainer Gömmel and Inge Boniakowski: 175 years of Sparkasse Regensburg. Tradition and Modernity , Mittelbayerischer Verlag, 1997
Coordinates: 49 ° 1 ′ 4 " N , 12 ° 3 ′ 22.5" E