Accident Insurance Baden-Württemberg
The Unfallkasse Baden-Württemberg (UKBW) is a statutory accident insurance provider . It is a public corporation with self-administration . The head office of the Unfallkasse Baden-Württemberg is in Stuttgart , the subsidiary in Karlsruhe .
history
On November 7th, 1881, the " Imperial Embassy " was founded as the origin of the German social security system. On December 20, 1928, the law on changes in accident insurance made the Badische Gemeinde-Versicherungsverband also the carrier of social accident insurance in Baden. In 1929 the Württemberg community accident insurance association was established. With the decree of the Baden Ministry of the Interior in 1934, the area of statutory accident insurance was made independent and transferred to the accident insurance association of the Baden municipalities and municipal associations. The accident insurance association of the Baden municipalities and municipal associations, later the Badischer municipal accident insurance association, was then designated in 1953 as the carrier of the state's statutory accident insurance for the administrative districts of North and South Baden. The Wuerttemberg Municipal Accident Insurance Association was assigned the task of implementing accident insurance for the state for the administrative districts of Stuttgart and Tübingen. With the ordinance of the state government of Baden-Württemberg of September 29, 1997, the Badische Unfallkasse and the Württembergische Unfallkasse were established, which performed the tasks of accident insurance for the state of Baden-Württemberg for the administrative districts of Karlsruhe and Freiburg or Stuttgart and Tübingen as legally independent bodies .
Today's Unfallkasse Baden-Württemberg was established by ordinance of the Baden-Württemberg state government on April 8, 2003. The previously existing accident insurance institutions Badischer Gemeindeunfallversicherungsverband, Württembergischer Gemeindeunfallversicherungsverband, Badische Unfallkasse and Württembergische Unfallkasse were integrated. All rights and obligations, including taking over the staff of the previous carriers, were transferred to UKBW.
tasks
The UKBW fulfills the following statutory tasks in its area of responsibility:
- to prevent accidents at work and occupational diseases and to ward off work-related health hazards by all suitable means
- after the occurrence of accidents at work or occupational diseases to restore the health and performance of the injured by all appropriate means and to compensate them or their surviving dependents through cash benefits
The basis for this is the Seventh Book of the Social Code (SGB VII) .
Jurisdiction
The UKBW is locally responsible for the state of Baden-Württemberg . The UKBW u. a. For:
- Employed at a municipal or state institution
- Children in day care centers, schoolchildren and students
- Employees in companies for which the UKBW is intended as an insurance carrier (e.g. the Heidelberg Cancer Research Center or Flughafen Stuttgart GmbH)
- Employees in private households (e.g. domestic help , domestic workers )
- People who work on a voluntary basis for the community or another public institution (e.g. community council member, parents' council , school helpers )
- People who provide help in the event of an accident or emergency
- Breakdown assistance (not professional)
- Blood and tissue donors
- Volunteers and employees in aid organizations (e.g. volunteer fire brigade, Johanniter Accident Aid, Malteser Aid Service, Arbeiter-Samariter-Bund, Deutsche Lebensrettungsgesellschaft), insofar as they are aid organizations
- People who are involved in the construction of publicly subsidized apartments as part of self-help
- Private carers within the meaning of the Long-Term Care Insurance Act
- Witnesses and lay judges
- Unfree persons
numbers
In 2016 UKBW was responsible for the following companies:
- State of Baden-Württemberg
- 140 independent companies in the state area
- 9 city districts
- 35 counties
- 1,092 cities and municipalities
- 1,560 self-employed entrepreneurs in the municipal sector
- 69203 Household Leading the domestic help deal
The number of insured persons in 2016 was 3,978,086 and a total of 235,571 accidents were recorded.
In 2016, the Unfallkasse Baden-Württemberg employed 312 people.
Company and contribution
In addition to statutory pension insurance , unemployment insurance , health insurance and long-term care insurance , accident insurance is the fifth pillar of social insurance in the Federal Republic of Germany. The UKBW belongs to the group of public accident insurance carriers.
It is a public corporation with self-administration . The self-administration consists of the two voluntary bodies, the Representative Assembly and the Board of Directors, and the full-time management. The honorary bodies have equal representation and their term of office is six years. They are elected as part of the general social elections. The management conducts the current administrative business and represents the accident insurance company in and out of court. UKBW is under the supervision of the Ministry of Economic Affairs.
The funds for the expenses of the Unfallkasse Baden-Württemberg are mainly raised through annual contributions from the entrepreneurs. Entrepreneurs within the meaning of the law are the state of Baden-Württemberg, the legally independent companies of the state, the municipalities, cities, districts and their legally independent companies in Baden-Württemberg. Household managers as “employers” also pay a contribution for their domestic help. For this, the entrepreneurs are comprehensively released from liability towards the employees.
The amount of the contributions results from the expenses for prevention, compensation for accidents at work and occupational diseases as well as the administrative and procedural costs that are necessary to fulfill these tasks. The expenses are allocated according to the number of inhabitants or according to the wage bill or the number of employees. The financial requirements of the Unfallkasse Baden-Württemberg are determined in an annual budget. In addition to the premium income, interest from investments and income from compensation claims must also be taken into account as further sources of income. Statutory accident insurance is free of charge for those insured with the Baden-Württemberg Accident Insurance.
Web links
- UKBW website
Individual evidence
- ^ Statutes of the Baden-Württemberg Accident Insurance Fund. (PDF) (No longer available online.) UKBW, July 8, 2003, archived from the original on June 10, 2017 ; accessed on December 15, 2017 . Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ^ The accident insurance company Baden-Württemberg in numbers. (PDF) Annual Report 2016. UKBW, accessed on December 15, 2017 .
