Volksbank Heinsberg

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Logo of the cooperative banks  Volksbank Heinsberg eG
Competence center Heinsberg of Volksbank Heinsberg eG, Siemensstrasse 5, 52525 Heinsberg
Country GermanyGermany Germany
Seat Heinsberg
legal form registered cooperative
Bank code 370 694 12
BIC GENO DED1 HRB
founding 1874
Association Genossenschaftsverband - Association of Regions eV
Website www.volksbank-heinsberg.de
Business data 2019
Total assets 1,489 million euros
Employee 227
Offices 18th
Members 17,773
management
Board Dirk Cormann
Kurt Hauser
Supervisory board Bernd Krückel MdL (Chairman)
List of cooperative banks in Germany

The Volksbank eG Heinsberg is a cooperative bank based in Heinsberg in Heinsberg district . With total assets of EUR 1,312.84 million, it is the second largest regional credit institute in the Heinsberg district. It emerged from the merger of Heinsberger Volksbank AG with Raiffeisenbank eG, Heinsberg.

history

On August 31, 1874, citizens of Heinsberg founded a bank in the legal form of a cooperative. On March 18, 1891 the transformation of the cooperative into the stock corporation "Heinsberger Volksbank AG" took place.

On March 15, 1895, 37 men from the Karken community signed the declaration of membership of the young cooperative “Spar- u. Karken Loan Office ”. The young cooperative ended the year it was founded with total assets of 20,000 Reichsmarks . The equity was 300 Reichsmarks and the profit 4 Reichsmarks. By the end of 1895 the bank had 62 members.

Due to technical progress and improved transport options, trade in the region took off rapidly, so that in 1915 the Spar- u. Karken loan fund with 256 members and total assets of 646,000 Reichsmarks could be ended. The equity capital had grown to 20,000 Reichsmarks and the profit was 2,500 Reichsmarks.

Due to the currency cut with the introduction of the Rentenmark on November 25, 1923, the total assets of Spar- u. Karken Loan Fund from 640,000 Reichsmarks (1915) to 166,000 Rentenmarks (1925).

After the Second World War , the German economy was able to multiply its gross national product from DM 100 billion (1949) to DM 600 billion in 1968. The Spar- u. Karken loan office, so that the balance sheet total in 1954 already amounted to 729,000 DM, almost three times as much as in 1949.

Mergers

In order to meet the inevitably increasing demands of customers and members, the general assembly of the Karken savings and loan association decided in 1961 to merge with the previously independent savings and loan association Kempen. In the same year, the name was changed to Raiffeisenbank Karken-Kempen. In 1966, a close cooperation led to a merger with Spar- und Kreditkasse Birgelen .

Further mergers followed in 1970: with the savings and loan funds Effeld - Ophoven and Braunsrath - Laffeld 1972: with the savings and loan funds Waldfeucht - Breberen

As a result of the great merger in 1978 with the savings and loan association Kirchhoven , the company had twelve branches to look after members and customers. At the same time, the cooperative was active in the goods business. In 1986 the company had a balance sheet total of 175 million DM , the turnover was almost 2 billion DM and more than 3,900 members were looked after.

Due to the merger in 1991 with the savings and credit bank Heinsberg, which was founded in 1895 as the Dremmen Loan Association, the Raiffeisenbank now had 14 branches. With a balance sheet total of more than DM 330 million and almost 5,800 members, the company was on sound economic terms.

At the centennial in 1995, the cooperative had a balance sheet volume of DM 475 million. With 120 employees in 14 branches, the bank took care of the financial affairs of 28,000 members and customers.

In 1998 the current main office, the Beratungs- u. Service center in Siemensstrasse in Heinsberg, built.

In 2002 the first discussions were held with Raiffeisenbank Selfkant eG with the aim of a merger. The merger agreement was signed on February 28, 2005. After voting at the representatives' meeting on May 19, 2005 in the Bürgerhalle Hastenrath and on June 23, 2005 in the Heinsberg meeting place, the merger was entered in the cooperative register on July 27, 2005 and implemented. The board of directors around Herbert Himmels and Hans-Hubert Hermanns was completed by the former board member of Raiffeisenbank Selfkant eG, Dieter Slangen.

At the meeting of representatives on June 12, 2007, the elected member representatives were informed about plans for a merger with Raiffeisenbank eG, Geilenkirchen, which was finally completed in 2008. With the merger of Raiffeisenbank eG, Geilenkirchen, the board, consisting of Herbert Himmels, Hans-Hubert Hermanns and Dieter Slangen, was expanded to include Klaus-Dieter Kroll. Dieter Slangen resigned from the Board of Management in October 2008 and Herbert Himmels in June 2010. In August 2012, Hans-Hubert Hermanns also said goodbye to retire. As of July 2012, the supervisory board appointed Thomas Giessing as a further member of the management board of Raiffeisenbank eG, Heinsberg , alongside the remaining board member Klaus-Dieter Kroll .

With the clear vote for a merger, both the shareholders of Heinsberger Volksbank AG and the elected representatives of Raiffeisenbank eG, Heinsberg, sealed the merger of the two banks on July 15 and 16, 2015. The entry in the cooperative register took place on September 2nd, the technical merger was completed on October 17th. The board of the bank, renamed Volksbank Heinsberg eG, now consisted of the four board members Dirk Cormann, Kurt Hauser, Klaus-Dieter Kroll and Thomas Giessing . On November 1, 2018, Klaus-Dieter Kroll retired. Dirk Cormann and Kurt Hauser now form the remaining board members.

Web links

Individual evidence

  1. a b Master data of the credit institute at the Deutsche Bundesbank
  2. Facts & Figures 2019

Coordinates: 51 ° 3 ′ 36.6 ″  N , 6 ° 6 ′ 32.3 ″  E