Aduno Group

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Aduno Holding AG

logo
legal form Corporation
founding 1999/2005
Seat Zurich , SwitzerlandSwitzerlandSwitzerland 
management Max Schönholzer ( CEO )
Pascal Niquille ( Chairman of the Board )
Number of employees 912 (2018)
sales 544.2 million CHF (2019)
Branch Financial services
Website aduno-gruppe.ch
As of December 31, 2018

The Aduno Group , based in Zurich, is a Swiss financial services company that specializes in cashless payments and is held by Swiss credit institutions.

History and company

Headquarters of the Aduno Group in Zurich

It came into being in 2006 through the merger of Viseca Card Services SA, founded in 1999, and Aduno SA, founded in 2005, under the umbrella of Aduno Holding AG, to which Cashgate AG was added in 2008. The services of the Aduno Group include the issuing of credit and prepaid cards , consumer finance and deposit guarantees. These business areas are organized into independent companies under the umbrella of Aduno Holding.

In 2017, Viseca Card Services was one of the largest issuers of credit and prepaid cards in Switzerland, with 1.4 million cards in stock. Cashgate has been part of Aduno since January 1, 2008 and offers personal loans and leasing . On January 1, 2012, Cashgate took over 100% of the shares in Revi-Leasing und Finanz AG and fully integrated them in 2014.

In 2014 the Aduno Group acquired 100% of the shares in EuroKaution. In 2015 it was renamed AdunoKaution. In 2017 the Aduno SA business unit was sold to the SIX Group . From 2018, Viseca will process mobile payment payments for the cantonal banks of Aargau ( AKB ), Jura ( BCJ ) and Freiburg ( FKB ).

In September 2018, the Aduno Group announced the complete takeover of Accarda AG. Accarda belonged to Maus Frères Holding and was previously a subsidiary of Swisscom . Accarda specializes in customer management and is the Swiss market leader for customer cards with around 1.9 million cards (as of 2007) .

In April 2019 it became known that Viseca credit cards would be activated for the use of mobile payment . Negotiations with the providers are already underway and a positive conclusion is expected. Samsung Pay was activated in June 2019. Since Apple Pay has still not been integrated, Bank Cler is now using a virtual Visa card from Cornèr Bank for its direct smartphone bank Zak . In October 2019 Apple Pay and in March 2020 Google Pay were activated at the participating cantonal banks.

In August 2017, Aduno announced that it had increased its stake in the Swiss fintech startup Contovista from 14 to 70 percent. The complete takeover was announced in December 2019. In the same year Cashgate was sold to the Cembra Money Bank .

In the 2019 financial year, Aduno increased its sales by 5.4 percent to CHF 544.2 million. The annual profit fell in the same period by 44 percent to 58.3 million CHF. In April 2020 the Aduno Group announced that it would be renaming the company Viseca Holding in 2020.

owner

The Aduno Group is a joint venture and is wholly owned by the cantonal banks , the Raiffeisen Group , RBA banks , Migros Bank , Bank Cler and various private and commercial banks. Raiffeisen holds 25.5% of the shares, making it Aduno's largest shareholder. ZKB and BCV together hold 19.5% of the shares. The Valiant controlled by the subsidiary Entris 14% of the stock and is the third largest shareholder.

Web links

Individual evidence

  1. ↑ Entry of “Aduno Holding AG” in the commercial register of the Canton of Zurich ( Memento from January 8, 2016 in the Internet Archive )
  2. ↑ Barbara Camenzind: New CEO for the Aduno Group. In: netzwoche.ch . October 22, 2018, accessed October 22, 2018 .
  3. ↑ Aduno Group continues to grow in 2018. Aduno Holding AG, accessed on June 28, 2019 .
  4. ↑ The group structure at a glance :: Aduno Group. Retrieved May 19, 2020 .
  5. ↑ From Viseca Card Services to the Aduno Group :: Aduno Group. Retrieved February 12, 2019 .
  6. ↑ Aduno Group: Half-year report 2017. (PDF) Retrieved on August 13, 2019 .
  7. ↑ About Viseca . viseca.ch, accessed on August 31, 2012.
  8. ↑ From Viseca Card Services to the Aduno Group :: Aduno Group. Retrieved May 7, 2019 .
  9. ↑ SIX Payment Services takes over the acquiring and terminal business of the Aduno Group ( Memento from December 1, 2017 in the Internet Archive )
  10. ↑ Cantonal banks attack the Twint payment app . Handelszeitung , November 7, 2017, accessed on November 7, 2017.
  11. ↑ Aduno Group takes over Accarda AG completely. Retrieved December 20, 2018 .
  12. ↑ Swisscom sells its card business to the Maus Group ( Memento of January 11, 2008 in the Internet Archive )
  13. ↑ Michael Heim: Done with boycott: Viseca wants to open up to cell phone payments. In: handelszeitung.ch . May 28, 2019, accessed May 30, 2019 .
  14. ↑ Samsung Pay can be used by one million Swiss people more. In: bluewin.ch . June 18, 2019, accessed June 18, 2019 .
  15. ↑ Michael Heim: BKB is cheating: Zak does it again with Cornercard. In: handelszeitung.ch . July 26, 2019, accessed August 1, 2019 .
  16. ↑ Viseca joins: Alliance against Apple Pay continues to crumble. In: blick.ch . October 15, 2019, accessed October 19, 2019 .
  17. ↑ Michael Heim: Now Viseca is also cooperating with Google. Only a few banks are still boycotting the payment systems of the tech giants. In: Handelszeitung. March 10, 2020, accessed April 20, 2020 .
  18. ↑ Aduno Group acquires majority of Fintech Contovista. In: inside IT. August 3, 2017. Retrieved May 29, 2018 .
  19. ↑ Contovista: Dominik Wurzer becomes managing director. In: persoenlich.com. December 10, 2019, accessed December 12, 2019 .
  20. ↑ Cembra and Aduno complete Cashgate takeover as of today. In: cash.ch . September 2, 2019, accessed September 3, 2019 .
  21. ↑ Aduno wants to offer banks more. In: finews.ch. April 24, 2020, accessed on May 19, 2020 (German).
  22. ↑ Aduno examines the Vincenz era. Finanz und Wirtschaft , November 15, 2017, accessed November 16, 2017.
  23. ↑ Apple boycott drives banks to Weissglut Handelszeitung , May 27, 2017, accessed on November 7, 2017.