Fiducia IT
| Fiducia IT AG
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|---|---|
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| legal form | Corporation |
| founding | 1924 |
| resolution | 2015 |
| Reason for dissolution | Merger to form Fiducia & GAD IT AG |
| Seat | Karlsruhe , Germany |
| management |
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| Number of employees | 2,621 (AG) 3,015 (Group) (as of 2013) |
| sales | € 679.1 million (AG) € 720.2 million (Group) (as of 2013) |
| Branch | IT service |
| Website | www.fiduciagad.de |
The Fiducia IT AG was up to the merger with the GAD eG for Fiducia IT & GAD AG on July 1, 2015, German IT service provider with headquarters in Karlsruhe . The company is the largest provider of its kind in the cooperative finance group. The core business of the Fiducia Group is IT services for Volksbanks and Raiffeisenbanks . However, customers also include public institutions and independent companies. The Fiducia Group generated sales of 720.2 million euros in the 2013 financial year and operated the agree banking system for almost 750 banks.
The head office is in Karlsruhe. It also has a branch in Aschheim near Munich and a printing center in Berlin . In terms of the number of employees, Fiducia is the third largest private employer in Karlsruhe after Siemens and EnBW .
The standard solutions it has developed include the agree banking software , an integrated, multi-client capable bank (software) solution. agree has been used by all Volksbanks and Raiffeisenbanks serviced by Fiducia since June 25, 2007, making it the most widely used banking system in Germany.
"Fiducia" is Latin and means "trust".
history
founding
The company was founded in 1924 under the name Fiducia Revisions- und Treuhandinstitut AG in Karlsruhe. In 1958, the managed banks came up with the idea of merging to form a booking association, and Fiducia took over organizational consulting as a new business area. While punch cards were mainly used in the following years, the transition to other media such as journal strips, magnetic tapes and magnetic disks gradually took place in the 1960s.
Fiducia Online System
In the 1970s, Fiducia began setting up subsidiaries and participating in other companies in order to serve the expanded customer base with industry-specific solutions and services. The Fiducia Online system for dialog traffic was launched.
ATMs in the dialog system
A trend reversal in payment transactions brought automation through the installation of ATMs in the dialog system in the 1980s. Fiducia began developing its own banking application process. It merged with the GIZ cooperative information center in Mutterstadt to form Fiducia Informationszentrale AG and incorporated the Saar eG booking community from Saarbrücken.
Agree bank workplace
After further mergers with GRK Genossenschaftliches Rechenzentrum Kassel GmbH in 1999 and RWG Rechenzentrale Württembergischer Genossenschaften GmbH, Stuttgart in 2001 to form Fiducia AG Karlsruhe / Stuttgart , Fiducia developed a new banking procedure together with rbg Rechenzentrale Bayerischer Genossenschaften eG . This banking procedure was based on Fiducia's predecessor NBS and combined the Rubin (GRK), GEBOS (RWG) and GENOS (rbg) banking systems that were operated in parallel from the many mergers . Therefore it was called agree (English for "agree") and was first released in 2003 in version 1.0. In the same year the merger with rbg to form Fiducia IT AG takes place .
Other banks
After more and more private banks joined the Fiducia in the following years alongside the Volksbanken and Raiffeisenbanken, according to the market research institute Gartner it developed into the seventh largest IT service provider in Germany in 2004. In 2006, the PSD banks decided step by step until July 2008 to no longer handle all data processing through Sparda Datenverarbeitung (SDV), but rather through Fiducia and migrate to agree . In the same year Fiducia introduced the mobileTAN procedure ( mTAN ). The Kassel, Erfurt, Saarbrücken, Nuremberg and Stuttgart locations were closed.
Completion of the migrations
Since June 25, 2007, all Volksbanks and Raiffeisenbanks supported by Fiducia IT AG have been working with the standardized agree banking system . On August 25th, Fiducia put a newly designed IT control center into operation, which it claims to be one of the most modern in Europe and which for the first time fully complies with the BS7799 and ISO17799 guidelines. In September Fiducia received the security award of the state of Baden-Württemberg for “outstanding operational security projects” in silver. This was awarded for the security awareness campaign with the name "Security Cup 2007". On February 21, 2008, Fiducia put its new data center in Rheinstetten near Karlsruhe into operation. On March 17th, 2008 the first of the 15 PSD banks (PSD Bank Nord eG) was successfully migrated to agree and uses Fiducia's eBanking.
Merger with GAD eG
At the beginning of 2006 exploratory talks were held with the IT service provider GAD eG about a possible company merger, but these failed. In January 2008 a merger for 2010 was promised.
After there was massive pressure from the owners of both companies, since one goal of the merger is to save costs, merger talks were resumed in September 2011. The approval of the Federal Cartel Office for the merger was given at the end of May 2012. The merger negotiations were closed in July 2012 due to differences v. a. canceled again when evaluating the company.
Talks have been held again since the end of 2013.
At the beginning of October 2014, it was announced that the supervisory boards of the two companies had unanimously voted in favor of the merger. On November 26, 2014, the GAD General Assembly, consisting of the GAD member banks, voted 94% for the merger of the two cooperative computer centers. On December 4, the extraordinary general meeting of Fiducia voted with 100 percent for the merger of the two houses. The merger to form Fiducia & GAD IT AG was planned for January 1, 2015. The merger became legally binding when it was entered in the commercial register on July 1, 2015.
structure
Subsidiaries
Fiducia's subsidiaries include:
- PERAS GmbH - Services for HR services: payroll accounting, time management, personnel management, archiving, personnel cost planning , statistics and certificates
- Technologie Services GmbH (TSG) - Installation / implementation, maintenance / repair, migration / replacement of bank hardware and video surveillance / access control for bank branches
- parcIT GmbH - software for income and risk control in credit institutions, solutions for risk management in companies. The company is based in Cologne.
Former subsidiaries:
- 2CALL GmbH - was taken over by the investment company F-Call AG in 2012.
Holdings
Fiducia has stakes in the following companies:
- SERVISCOPE AG (formerly F-Call AG) - Telephone services such as emergency and overflow concepts, takeover of the bank's internal switchboard, business processes such as telephone banking, securities and legitimation services as well as holistic customer service center solutions for the cooperative financial network
- VR Payment GmbH - credit card processing, debit card processing, POS network operation, POS acquiring
- giropay GmbH - provider of the online payment method giropay
- VR FinanzDienstLeistung GmbH - back office services, securities service and payment transactions for banks of the cooperative financial network
Services
Banking system agree
The agree banking system developed and supported by Fiducia is a modular overall banking procedure based on the former NBS banking system and was created in the course of the consolidation of the previous systems GEBOS, GENOS and RUBIN. Fiducia not only includes the back-end systems in the data center and the front-end system “agree bank workstation” (agree BAP) on Java Web Start technology, but also other services and software products. This includes additional application programs such as COSMOS, agree Analyzes and VR Control. For all IT solutions, Fiducia offers extensive support for the introduction and optimization of applications in the form of advice, training and coaching.
Since June 2010, a free iPhone app can be found in Apple's AppStore of Fiducia IT AG, with which it is possible to list your own sales, make transfers and view your portfolio values.
Data center
Fiducia operates two active and fully redundant data centers in the Karlsruhe area with a total of over 8,700 Unix servers.
The data centers are each equipped with an emergency power system and run completely independently.
A high-security data center with a high degree of automation, which is particularly protected against failures and attacks, was put into operation in 2008 in Rheinstetten (district of Karlsruhe). The new data center has around 6,720 square meters of floor space for IT technology. In the first stage, around 60% of this will be occupied. The data center is around 10 km from the backup data center.
MPLS network
(Stand 2013)
According to its own information, Fiducia operates one of the world's largest MPLS networks for communication with the decentralized systems of its partner banks:
| Transmission speeds | 128 kbit / s to 2 Gbit / s |
| Network components | 8,000 connections, 7,200 switches |
| Network security | 154 firewalls, 46 proxies and virus scanners |
| agree Voice (VoIP telephony) | 15,100 ports |
| Internet customers | Internet and VPN access for around 3.8 million online customers |
Outsourcing
- Technical outsourcing & data center operation: Fiducia provides the data center infrastructure and administrates the hardware including the system-related software. The aim is to enable the customer to concentrate on the core business.
- Application Outsourcing: The service package application outsourcing , the company serves both standard and custom applications to their customers.
- Business Process Outsourcing: Fiducia's outsourcing services include business process outsourcing , the so-called Business Process Outsourcing (BPO).
Giropay
Together with Postbank , Star Finanz and GAD , Fiducia is the founder of giropay GmbH, provider of the online payment method of the same name. Fiducia is also responsible, together with GAD, for the technical and operational implementation of the payment process at the cooperative banks.
Printing and mailing
Fiducia's printing and mailing services include individual printing and inserting services including shipping, electronic signature, archiving and processing of incoming invoices.
- Data transfer via internet, ISDN, data carrier or dedicated line
- Data processing under strict data protection measures ( banking secrecy )
- Printing, cutting, folding , enveloping invoices, dunning letters, wage and salary slips, mailings
- Color printing of inserts
- Postage optimization
- Shipping by postal service providers / courier services
- Internal shipment tracking
- Optional: legally compliant electronic invoice dispatch with electronic signature and archiving
As of 2013, Fiducia operates for 1,500 customers
- 21 printing systems with a capacity of 12,000 pages per minute
- 13 inserting lines with an output of up to 53,000 insertions per hour
In 2013 around 675 million A4 pages were printed and 179 million letters were enveloped and sent.
Discontinued offers
The company operated the internet provider VR-Web, which ended its business operations in 2012. The main target group were customers and employees of the Volks- und Raiffeisenbanken and other cooperative institutions. VR-Web and VR-Webphone offered Internet access and landline telephony. From December 1, 2010, the service was only available to existing customers and on November 30, 2012, business operations were finally discontinued. Existing customers could continue to use their old e-mail addresses under the VR-Web Mail brand until this service was also discontinued on June 30, 2016.
Sponsorship
Fiducia IT AG is the main and title sponsor of the Baden Marathon . In addition, the company has sponsored the Karlsruher SC since the 2005/2006 season (as an exclusive partner since 2010/2011) and the open-air event "Klassik am Turm".
Web links
- fiduciagad.de
- parc IT GmbH subsidiary of Fiducia IT AG
- TSG GmbH subsidiary of Fiducia IT AG
- Peras GmbH subsidiary of Fiducia IT AG
- F-Call AG subsidiary of Fiducia IT AG
Individual evidence
- ↑ a b c d facts and figures. (No longer available online.) In: fiducia.de. Archived from the original on May 3, 2013 ; Retrieved February 15, 2013 . Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Competence for companies and public institutions. (No longer available online.) In: fiducia.de. Archived from the original on March 31, 2013 ; Retrieved February 15, 2013 . Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Second attempt: Fiducia and GAD are holding merger talks (Handelsblatt)
- ↑ Interference in discussions between Fiducia and GAD (Börsen-Zeitung)
- ↑ Ongoing merger proceedings ( Memento from June 18, 2012 in the Internet Archive ) (bundeskartellamt.de)
- ↑ Fusion of Fiducia IT and GAD burst (Handelsblatt)
- ↑ Archive link ( Memento of the original from December 8, 2014 in the Internet Archive ) Info: The archive link was automatically inserted and not yet checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Archive link ( Memento of the original from December 8, 2014 in the Internet Archive ) Info: The archive link was automatically inserted and not yet checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Jürgen Stilling: "We have never been that far" .
- ↑ Jürgen Stilling: Change of boss at GAD .
- ↑ ka-news: Fiducia satisfied with annual results: is the merger with GAD coming? - ka-news . June 28, 2014.
- ↑ https://www.parcit.de/impressum/
- ↑ VR-Web website . Archived from the original on September 28, 2008. Info: The archive link was automatically inserted and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
Coordinates: 48 ° 59 ′ 35 " N , 8 ° 26 ′ 52.9" E