Volksbank Emstal
 Volksbank Emstal eG
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| Country |
 Germany
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| Seat |
Haren (Ems) (legal seat) Lathen (administrative seat) |
| legal form | registered cooperative |
| Bank code | 280 699 91 |
| BIC | GENO DEF1 LTH |
| founding | 1886 |
| Association | Cooperative Association Weser-Ems |
| Website | www.vb-emstal.de |
| Business data 2018 | |
| Total assets | EUR 538.6 million |
| insoles | EUR 330.7 million |
| Customer credit | EUR 391.0 million |
| Employee | 97 |
| Offices | 7th |
| Members | 8,296 |
| management | |
| Board | Wilfried Freerks Stefan Möhlenkamp-Röttger |
| Supervisory board | Bernhard Gerdes (Chairman) |
| List of cooperative banks in Germany | |
The Volksbank Emstal eG is a German cooperative bank based in Haren - Rütenbrock in Lower Saxony . The administrative headquarters are in Lathen . The business area includes parts of the Emsland district .
organization structure
The organs and committees of Volksbank Emstal eG are the management board, the supervisory board and the general assembly.
The board of directors of Volksbank Emstal eG consists of two members who were appointed by the supervisory board. The board of directors is elected by the general assembly. The general assembly of the members is the central decision-making body of the bank.
Business area
Volksbank Emstal eG maintains 3 advice centers in Lathen , Rütenbrock and Dersum as well as four branches in Steinbild , Wippingen , Altenberge and Hebelermeer .
Network partner
Volksbank Emstal eG is part of the cooperative financial network Volksbanken Raiffeisenbanken. Partners include Bausparkasse Schwäbisch Hall , R + V Versicherung , Union Investment , easyCredit , VR Leasing , DZ Bank , DZ Hyp , DZ Privatbank and Münchner Hyp .
history
Volksbank Emstal eG essentially emerged from three large predecessor institutions. In 2000, the Raiffeisenbank Rütenbrock-Hebelermeer and Lathener Bank merged to form Volksbank Emstal Rütenbrock-Lathen eG. This in turn merged two years later with the savings and loan fund eG Dersum to form today's Volksbank Emstal eG.
Lathener Bank Raiffeisen eG
In times of great problems for the rural economy, 16 farmers from Düthe-Fresenburg, Ober-Niederlangen, Kathen-Frackel and Melstrup founded the Lathener savings and loan association eGhuH on June 22nd, 1886. The motto was: "Even the weak are powerful". In what was then the Brüggemann restaurant on the old market square, 16 farmers came together to realize their ideas for a credit union. In 1910 the Lathener Savings and Loan Association already had 395 members. The working capital was 1,500,000 marks and the association managed 1,350,000 marks in savings, which suggests that the rural population has great confidence. In 1951 the company name of the cooperative changed to Lathener Bank eGmbH. In that year, the bank began holding office hours in the Neusustrum elementary school and in Sustrum-Moor. Two years later, the old farm of the evacuated farmer Anton Rose on Hauptstrasse was acquired for the construction of a modern bank building.
In 1969 the company name changed to Lathener Bank - Raiffeisen - eG due to a new cooperative law. Due to the merger on May 4, 1969, Raiffeisenbank Wippingen became the first branch of Lathener Bank.
In 1980 the Schröder family's estate in Sustrum-Moor was bought. After the renovation, the second branch could be opened here. In 1984 the third branch followed in Niederlangen .
Raiffeisenbank Rütenbrock eG
On November 10, 1895, the "Spar- und Loankasse Rütenbrock eG" was founded. The principle at that time was: “Common good comes before self-interest”. At the founding meeting, 24 men from Rütenbrock and the surrounding bog colonies were present. According to the minutes, Andreas Schoo, Gerhard Dülmer and Max Büter were elected as the first board member. The success of the cash register increased year after year. In 1910 the number of members had risen to 143 and a turnover of 202,473 Marks was recorded. In 1960, branches followed in Erika, in the Kremer-Ochmann house and in Altenberge, in the Mäsker house. Two years later, the board decided to open another branch in the Schleper house in Fehndorf.
In 1968 plans were made for a new building right next to the old bank. Ten years later, at the general assembly on May 18, 1978, the members decided to merge Raiffeisenbank Rütenbrock with Raiffeisenkasse Hebelermeer eG.
Savings and Loan Fund eG Dersum
The foundation for the savings and loan association eG Dersum took place with the meeting chaired by farmer Hermann Ganseforth in July 1922. The board of directors was made up of Gerhard Gruber, Johann Jansen and Gerhard Ahlers. In the first few years business operations took place in the office of the teacher Jansen. After difficult post-war years, the "Spardaka Dersum" merged with the savings and loan bank Steinbild in 1953. As business increased due to the Emsland Plan and the economic miracle, a separate bank building was built in August 1962. The Dersumer Bank was rebuilt and expanded in 1976/77 and 1990. As early as November 1980, the Management Board decided to set up a branch in Hasselbrock.
Social Commitment
Volksbank Emstal eG supports non-profit organizations, clubs and associations in its business area and a. through the annual distribution of net income. The volume of donations and sponsorship for the region in 2017 was around € 50,000.
In 2016, the bank established the Volksbank Emstal Foundation to honor the extraordinary commitment of regional clubs and associations.
literature
- Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . Ed .: Volksbank Emstal eG. Lathen 2011.
Web links
- Homepage of Volksbank Emstal eG
- Volksbank Emstal in the BaFin company database
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Annual financial statements as of December 31, 2018 in the eBundesanzeiger
- ^ Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . S. 50, 51 .
- ^ Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . S. 71, 72 .
- ^ Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . S. 84, 85 .
- ^ Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . S. 99, 104, 116+ .
- ^ Frank Both: Volksbank Emstal eG, 125 years of a cooperative bank in the region . S. 119, 120, 125 .
- ↑ Almost 24,000 euros given to 21 clubs in Lathen. In: Meppener Tagespost. December 28, 2017, accessed January 31, 2018 .
- ^ Foundation of the Volksbank Emstal pays out the first funds. Aloys Schulte, accessed January 31, 2018 .
Coordinates: 52 ° 51 ′ 44.3 " N , 7 ° 18 ′ 51.9" E