Volksbank Mönchengladbach

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Logo of the cooperative banks  Volksbank Mönchengladbach eG
Country GermanyGermany Germany
Seat Senefelderstraße 25
41066 Mönchengladbach
legal form registered cooperative
Bank code 310 605 17
BIC GENO DED1 MRB
Association Cooperative Association - Association of Regions
Website www.voba-mg.de
Business data 2018
Total assets € 1,881 million
insoles € 1,389 million
Customer credit € 1,101 million
Employee 385
Offices 21st
Members 26,409
management
Board Veit Luxem (Chairman)
Josef Brück
Franz D. Meurers
Supervisory board Fred Hendricks (Chairman)
Jürgen Heinzig (Deputy Chairman)
Marita Schlupkothen (Deputy Chairman)
List of cooperative banks in Germany

The Volksbank Mönchengladbach eG is a cooperative bank based in Mönchengladbach with 21 branches in the cities of Moenchengladbach and Willich , and the district Hochneukirch the city Juchen , and in Kreis Heinsberg . It belongs to the Federal Association of German Volksbanks and Raiffeisenbanks (BVR) and its security scheme.

numbers

The balance sheet total of Volksbank Mönchengladbach eG is 1,881 million euros for 2018. Customer deposits totaled 1,389 million euros in 2018. The total volume of receivables amounted to 1,101 million euros. The interest result in 2018 was 30.8 million euros. The total commission result from 2018 amounts to 16.3 million euros. Volksbank Mönchengladbach eG has 385 employees including 29 trainees. The 2018 annual surplus was EUR 3.3 million. The balance sheet equity for 2018 was EUR 119.4 million on the balance sheet date. The equity ratio in 2018 is 6.3 percent. At the end of 2018, Volksbank Mönchengladbach eG had 26,409 members.

Solidarity and social responsibility

The Volksbank Mönchengladbach eG is committed to the people in the region. On the one hand, Volksbank Mönchengladbach eG supports the shooting community (summer customs) and local carnival clubs (winter customs) in the cities of Mönchengladbach , Erkelenz and Willich . Sports clubs and sporting events are also supported. Here, the Volksbank Mönchengladbach eG is committed to promoting young talent.

In addition, aid organizations such as Tafel eV in Mönchengladbach , Erkelenz and Willich are given donations. Volksbank Mönchengladbach eG understands this cooperation as active and lived solidarity .

A clean environment as a collective task

In 2008 the Bürger Solar Willich eG cooperative was launched. Together with Stadtwerke Willich GmbH, Geobit Ingenieur-Gesellschaft mbH, the property company of the city of Willich mbH, the citizens of Willich were given the opportunity to acquire shares in this cooperative. With the collected capital, municipal roofs in Willich could be equipped with solar systems that deliver clean electricity to households.

Together with the city of Willich and Geobit Ingenieur-Gesellschaft mbH, Volksbank Mönchengladbach eG operates a pilot system for the extraction of geothermal energy for heating companies and private households. The plant is located in the Willich start-up center and can be viewed by all interested citizens.

Also in 2008 the Erkelenzer Sonnenschein eG was founded. This solar power cooperative, which is open to all citizens, is an initiative of the city of Erkelenz , psm Nature Power Service & Management GmbH & Co. KG and Volksbank Erkelenz eG . The cooperative has set itself the goal, together with the city of Erkelenz, to offer citizens an opportunity to participate in the use of photovoltaics on communal areas.

In 2011, the Bürger Solargenossenschaft Mönchengladbach eG was founded on the initiative of Volksbank Mönchengladbach eG. The NVV subsidiary NEW Re is involved. All available shares are currently subscribed. The current discussion is the expansion of the drawing options. Solar power is currently being produced on several municipal roofs.

history

Today's Volksbank Mönchengladbach eG has grown over more than 125 years from the amalgamation of various savings and credit banks, or savings and loan banks and an agricultural goods and credit cooperative.

The savings and loan fund Hochneukirch was founded on November 5, 1882, the savings and loan fund Wanlo on August 5, 1894. On October 7, 1965, the savings and loan fund Hochneukirch emerged from both institutes.

On March 10, 1890 the Agricultural Goods and Credit Cooperative Beckrath was founded . The savings and credit bank Rheindahlen - Wickrath was founded on January 11, 1925. Both banks merged on June 18, 1979 to form the savings and credit bank Rheindahlen-Wickrath. On December 2, 1981, it was renamed Volksbank Rheindahlen.

The Savings and Loan Fund Hardt was launched on March 7, 1897, and the Savings and Loan Fund Venn began its work on March 11, 1925. The two banks merged on July 1, 1975 to form Volksbank Mönchengladbach Hardt - Venn .

The founding of the savings and loan fund Lürrip dates back to April 8, 1897.

On September 16, 1901, the Neuwerk savings and loan fund was founded . The Mönchengladbach-Holt cooperative bank was founded on September 13, 1925. Both banks merged on July 2, 1970 to form Spar- und Kreditbank Gladbach.

This company became the new Spar- und Kreditbank Gladbach on June 9th, 1972 together with the Spar- und Autovermietung Lürrip. Three years later, on December 15, 1975, the Hochneukirch savings and loan fund was added. Spar- und Kreditbank Gladbach was renamed Raiffeisenbank Mönchengladbach on March 8, 1988 .

The Volksbank Mönchengladbach Hardt - Venn and the Volksbank Rheindahlen formed the Volksbank Mönchengladbach-West from July 17, 1997.

Volksbank Mönchengladbach eG emerged from Volksbank Mönchengladbach -West and Raiffeisenbank Mönchengladbach on July 28, 2000.

On February 26, 1891, the Willich savings and loan fund was founded. The founding date for the savings and loan fund Anrath is March 29, 1894. On December 21, 1976, the two banks became the Raiffeisenbank Willich.

On September 15, 1901, the savings and loan fund Schiefbahn was founded. The founding date of August 17, 1902 is documented for the Neersen savings and loan fund . The two cash registers became the Volksbank Neersen-Schiefbahn in 1977 (exact date is missing).

Raiffeisenbank Willich and Volksbank Neersen - Schiefbahn founded Volksbank Willich on June 30, 1987.

Volksbank Mönchengladbach eG and Volksbank Willich have been one company since August 26, 2005.

On June 29, 2017, the meeting of representatives of Volksbank Mönchengladbach eG approved the merger with Volksbank Erkelenz eG. Both banks have been one company since October 12, 2017.

Economic development

Key data Volksbank Mönchengladbach eG
year 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
Income statement in million euros
Net interest income 19.6 19.8 17.8 17.4 15.6 19.9 21.4 21.5 21.5 21.0 20.5 19.6 19th 31.5 30.1
Commission income 6.9 7.1 7.1 7.3 6.9 6.5 6.9 6.9 6.8 6.9 7.1 7.1 7.6 15.7 16.3
retained profit 1.7 1.7 1.8 1.8 1.4 1.9 1.9 1.9 1.9 1.9 1.9 1.9 2.0 3.3 3.3
further key data
Balance sheet total in million euros 738 707 740 734 810 815 798 838 875 916 936 967 1,023 1,798 1,880
Receivables from customers in million euros 479 486 460 440 438 451 473 493 518 547 574 607 630 1,080 1.101
Customer deposits in million euros 509 483 497 497 561 572 567 587 584 622 659 675 716 1,309 1,389
Employee - - 242 251 239 228 234 226 230 231 228 236 226 407 385
Members 13,724 13,518 13,345 13.092 12,764 12,504 12,846 13,571 15.052 16,111 17.122 17,639 18.164 26,481 26,409

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Facts and figures as of December 31, 2017
  3. ^ Homepage of Bürger Solar Willich eG . Retrieved January 14, 2010
  4. ↑ Homepage Competence Center Geothermal Energy Willich . Retrieved January 14, 2010

Coordinates: 51 ° 13 ′ 42.9 "  N , 6 ° 28 ′ 38"  E