Volksbank Strohgäu
 Volksbank Strohgäu eG
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|---|---|
| Country |
 Germany
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| Seat | Korntal-Münchingen |
| legal form | registered cooperative |
| Bank code | 600 629 09 |
| BIC | GENO DES1 MCH |
| resolution | 2018 |
| Association | Baden-Württemberg Cooperative Association |
| Website | www.volksbank-strohgaeu.de |
| management | |
| Board | Elmar Braunstein (Chairman) Claus Edelmann |
| Supervisory board | Thomas Schäfer, chairman |
| List of cooperative banks in Germany | |
The Volksbank eG Strohgäu was a cooperative bank in Baden-Württemberg, based in Korntal-Münchingen . Their business area extended over part of the Strohgäus in the Ludwigsburg district . It comprised five locations in Münchingen , Gerlingen , Ditzingen , Heimerdingen and Eberdingen as well as five self-service points. In 2018, Volksbank Strohgäu merged with Volksbank Region Leonberg to form Volksbank Leonberg-Strohgäu eG.
history
The bank emerged from the merger of four independent banks. These were created according to the principle of the cooperative idea of Hermann Schulze-Delitzsch and Friedrich Wilhelm Raiffeisen .
It used to be common for banks not only to be financial service providers, but also to operate other lines of business. These included u. a. Dairy cooperatives, slaughterhouses and community freezers. In the 50s and 60s, very few households had refrigerators, instead you could lease or buy freezer compartments for a limited time from the cooperative. Often there was also a fruit collection point or a storage shed for agricultural supplies. Nowadays, the focus is on the financial services business, lending and investing.
Gerlinger Bank eG
On May 14, 1888, a loan association was founded in Gerlingen. The aim was to do all financial transactions on site and to provide members with cheap loans. Gerlingen had 1,940 inhabitants, 209 of whom worked as farmers and were therefore potential beneficiaries of the club's offer. The Kreditkassen-Verein quickly developed into a universal cooperative, which also promoted the inexpensive purchase of goods and machines.
Münchinger Bank eG
On April 11, 1895, 29 farmers and craftsmen from Münchingen founded the Münchingen Loan Association in the town hall. The first bank rooms were rented in the former dairy cooperative. In 1935 the loan association was renamed the Münchingen savings and loan association. In 1955 it became Münchinger Bank eG. It had 398 members and total assets of 1.5 million DM. In the following 16 years the business volume increased fivefold. In 1994 Münchinger Bank eG was one of the 100 largest cooperative banks in Württemberg with a business volume of DM 280 million.
Genossenschaftsbank Heimerdingen eG
The Genossenschaftsbank Heimerdingen eG was founded in Heimerdingen on February 6, 1899. For almost 50 years, business was done in the room of the computer. In 1957, the building in Hausgasse was built together with the dairy cooperative. The cooperative was also active in other areas. Seeders, a meadow roller and disc harrow were purchased for common use. In October 1983, the bank in Heimerdingen moved into new, modern premises in Hausgasse.
Genossenschaftsbank Eberdingen eG
The cooperative was founded in Eberdingen on May 22, 1903. As early as 1874, however, the first savings and "creditor association" was founded. However, this was dissolved again in 1881 due to the establishment of the Oberamtssparkasse. The main purpose of the founding of the loan office in Eberdingen, besides banking and cash-desk business, was trading and brokering agricultural commodities. In 1964, today's bank building was built on Hochdorfer Strasse.
Ditzinger Bank eG
The Ditzinger Bank eG was founded on February 2, 1895 under the chairmanship of the then Schultheißen Stähle as a loan association and entered in the commercial register on September 16, 1897. In 1929 she changed the name to Ditzinger Bank . It survived the global economic crisis largely unscathed. When, in the course of the economic boom in the 1950s, the previous business premises in Gerlinger Strasse proved to be too small, the bank had a new building erected on Weilimdorfer Strasse in 1956/57, which was opened on July 6, 1957. In 1969 another branch was opened at Marktstrasse 17.
Mergers
In 1977 the Eberdingen cooperative bank merged with the Heimerdingen cooperative bank to form “Genossenschaftsbank Heimerdingen-Eberdingen eG”. In Eberdingen there was a high level of deposits, while in Heimerdingen there was a high demand for loans. Since they complemented each other well, it was decided to merge. In 1999 the Genossenschaftsbank Heimerdingen-Eberdingen eG and Ditzinger Bank eG merged with Münchinger Bank eG. These then traded as Volksbank Strohgäu eG, the headquarters are in Münchingen. The then Gerlinger Bank eG joined Volksbank Strohgäu eG on August 21, 2001.
Volksbank Strohgäu
Membership at Volksbank Strohgäu
Volksbank Strohgäu had over 16,042 members (as of 2017). The purpose of the cooperative was the economic promotion and support of the members (§2 of the statutes). Volksbank Strohgäu eG was the largest organized citizens' movement in the Strohgäu.
Employer and training
The bank offered training to become a banker, a financial assistant and a Bachelor of Arts (BA). Volksbank Strohgäu eG has received the “BestPersCertificate” from the University of Saarbrücken several times for its HR work, most recently in 2016 as part of the “BestPersAwards”. In addition, she subsequently (most recently for 2017) received the title of “Top Employer” from the Trendence Institute.
subsidiary company
In addition to the network partners of the Volks- und Raiffeisengruppe, the customers and members of Volksbank Strohgäu eG were also able to use the expertise of the insurance broker Schäuffele GmbH & Co. KG. The 100% subsidiary Schäuffele GmbH & Co. KG, which is a partner in the vfm group, is based in the Gerlingen office.
Cooperative financial network
The bank was affiliated with the cooperative finance group of the Volks- und Raiffeisenbanken and their security scheme.
Some members of the cooperative finance group are e.g. B .:
- DZ Bank
- DG HyP
- Munich mortgage bank
- WL Bank
- Bausparkasse Schwäbisch Hall
- R + V insurance
- Union Investment
- VR leasing
- easyCredit (team bank)
- DZ private bank
facts and figures
Numbers 2017
| Total assets | 641.6 million euros |
| Customer credit | 394.3 million euros |
| Customer deposits | 527.2 million euros |
| Regulatory own funds | 72.1 million euros |
| Net interest income | 12.2 million euros |
| Commission income | 4.1 million euros |
| Administrative expenses | 11.1 million euros |
| Profit before tax | 9.4 million euros |
| Tax expense | 1.5 million euros |
| Annual surplus | 1.4 million euros |
| Cost-income ratio ( cost-income ratio ) | 66.1% |
Facts 2017
| Employee | 109 |
| including trainees | 8th |
| Locations | 10, including 5 self-service points |
| Members | 16,042 |
Funding services for the region in 2017
| Interest and dividend payments | + 1,170,000 euros |
| Orders to the domestic economy | + 810,000 euros |
| Salary payments and dues | + 6,830,000 euros |
| Taxes | + 1,520,000 euros |
| of which trade tax to Strohgäu municipalities | 650,000 euros |
| Promotion of clubs, sport, music and culture | + 45,000 euros |
| Total funding | + 10,375,000 euros |
Web links
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ^ Livable values - Volksbank Strohgäu eG
- ↑ Heimerdinger special issues: 75 years Genossenschaftsbank Heimerdingen eGmbH 1899-1974 , ed. from Genossenschaftsbank Heimerdingen eGmbH
- ↑ Ernst Kranich: Eberdingen - a village through the ages , ed. from the municipality of Eberdingen. 2012
- ↑ 75 years of Ditzinger Bank. 1895-1970 . o. O. [1970]
Coordinates: 48 ° 51 '14.5 " N , 9 ° 5' 32.8" E