Retirement age

from Wikipedia, the free encyclopedia

Retirement age , including retirement age , in Switzerland retirement age in Austria retirement age is the age at which an insured person is entitled to a retirement pension or a pension has. In Germany, reaching a certain retirement age, in addition to a certain minimum insurance period and special insurance requirements, is one of the personal requirements that must be met for a statutory pension entitlement ( Section 34 (1) SGB ​​VI ).

In Germany, the retirement age depends on the type of pension ( Section 33 (2) SGB VI).

In most countries, the retirement age for pensions from state welfare systems is set by law. Most people retire from working life when they reach retirement age . In some countries the retirement age of women is lower than that of men .

Under certain conditions, early retirement is possible before reaching the legally regulated retirement age. Occasionally, people work beyond retirement age and only take a pension after they reach retirement age. The so-called Flexi-Rente liberalizes the additional earnings limit .

The statutory retirement age is not identical to the actual retirement age .

Retirement age and retirement age in Europe

  • eff. - average retirement age or retirement age; As of 2008; «-» - not specified
  • ♂ / ♀ total - Statutory retirement age men / women 2009 in years
  • ♂-♀ - difference between the sexes - years women retire earlier than men
  • e.−Øg. - Difference between the average entry age and retirement age (simple average across men and women) in years (minus means early retirement; plus means work beyond retirement age)
  • planned - Retirement age planned from 2020 (women and men uniform); Austria 2033
Pension age and retirement age in an EU comparison (+ associated) status 2009
country eff. ♂ total ♀ total ♂-♀ e.−Øg. planned designation
AustriaAustria Austria 60.9 65.0 60.0 5.0 −1.6 65.0 Retirement age, retirement age
BelgiumBelgium Belgium 61.6 65.0 65.0 0.0 −3.4
BulgariaBulgaria Bulgaria 61.5 63.0 60.0 3.0 0.0
Cyprus RepublicRepublic of Cyprus Cyprus 63.5 65.0 65.0 0.0 −1.5
DenmarkDenmark Denmark 61.3 65.0 65.0 0.0 −3.7 67.0
SpainSpain Spain 62.6 65.0 65.0 0.0 −2.4
EstoniaEstonia Estonia 62.1 63.0 61.0 2.0 +0.1 63.0
FinlandFinland Finland 61.6 65.0 65.0 0.0 −3.4
FranceFrance France 59.7 60.0 60.0 0.0 −0.3 62.0
United KingdomUnited Kingdom United Kingdom 63.1 65.0 60.0 5.0 +0.6
GermanyGermany Germany 61.7 65.0 65.0 0.0 −3.3 67.0 Retirement age that leads to the regular old-age pension
GreeceGreece Greece 61.4 65.0 60.0 5.0 −1.1 65.0
HungaryHungary Hungary - 62.0 62.0 0.0 - 65.0
IrelandIreland Ireland 64.1 65.0 65.0 0.0 −0.9 68.0
ItalyItaly Italy 60.8 65.0 60.0 5.0 −1.7
LatviaLatvia Latvia 62.7 62.0 62.0 0.0 +0.7 68.0
LithuaniaLithuania Lithuania 59.9 62.5 60.0 2.5 −1.4 65.0
LuxembourgLuxembourg Luxembourg - 65.0 65.0 0.0 -
MaltaMalta Malta 59.3 61.0 60.0 1.0 −1.2 65.0
NetherlandsNetherlands Netherlands 63.2 65.0 65.0 0.0 −1.8 67.0
PolandPoland Poland 59.3 65.0 60.0 5.0 −3.2
PortugalPortugal Portugal 62.6 65.0 65.0 0.0 −2.4
RomaniaRomania Romania 55.5 63.5 59.5 4.0 −6.0
SloveniaSlovenia Slovenia 59.8 63.0 61.0 2.0 −2.2 65.0
SlovakiaSlovakia Slovakia 58.7 62.0 59.0 3.0 −1.8 62.0
SwedenSweden Sweden 63.8 65.0 65.0 0.0 −1.2
Czech RepublicCzech Republic Czech Republic 60.6 62.0 60.5 1.5 −0.6
SwitzerlandSwitzerland Switzerland 63.5 65.0 64.0 1.0 - (normal) retirement age
European UnionEuropean Union EU-27 61.3 63.9 62.2 1.6 −1.8
Source: APA / EU Commission / SN
Source Switzerland, eff. Retirement age:

In the course of the euro crisis, numerous European countries discussed raising the retirement age.

Great Britain

In 2009 the British senior citizens' associations "Age Concern" and "Help the Aged" filed a lawsuit against the age limit. However, the European Court of Justice did not see this as a violation of EU law and referred the matter back to the British courts. They found "compelling reasons to change the law".

The Equality and Human Rights Commission (EHRC) called on parliamentarians to end “discrimination against pensioners in the workplace” and “adapt the world of work to demographic changes”. The term “age guillotine” was used to describe this discrimination.

In January 2011 the British government ( Cabinet Cameron I ) decided on some innovations:

  • The statutory retirement age, which until now usually automatically led to retirement from the company when reaching the age limit, will be abolished at the end of September 2011 without replacement. An important goal of the measure is to make it easier for people with insufficient old-age provision to remain in employment and thus to prevent old-age poverty . This could also be an incentive for high-earning people to stay longer in the labor force, which would benefit the social security funds. Minister Edward Davey stressed the desire to give people the freedom to work for as long as they want.
  • Retirement provision is to be adapted to future financial challenges and the population is to be encouraged to make financial provision.
  • a pension law continues the reforms introduced under Labor. Among other things, the minimum age for drawing the state pension will be raised: for women from 60 to 66; for men from 65 to 66 years from 2020.

Unions have announced protests for autumn 2011.

Outside of Europe

  • In Namibia , the statutory retirement age is 60 years. From this age, all persons, regardless of whether they were gainfully employed or not, receive a state pension of currently (March 2018) 1200 Namibia dollars per month (from the financial year 2018/19 N $ 1250). The early retirement age for employees in the public sector is 55 years, but should (as of February 2016) be reduced to 50 years.

Web links

Wiktionary: retirement age  - explanations of meanings, word origins, synonyms, translations

Individual evidence

  1. ↑ Early retirement and part-time job: facts about more flexible retirement website of the DRV Bund , accessed on February 10, 2019
  2. ↑ Sabine Ohsmann, Ulrich Stolz, Reinhold Thiede: Pension deductions for early retirement: What is actuarially fair? Social Progress, 2004, pp. 267–271
  3. ↑ Flexirente: This is new for you (PDF) DRV Bund , 3rd edition 2017
  4. ↑ EU pushes for pension reforms - alarm. Many other countries are raising the retirement age . In: Salzburger Nachrichten . July 7, 2010, Domestic Policy, p. 2 ( article archive ).
  5. ↑ Berner Zeitung, June 2014, box on the left
  6. ↑ Great Britain makes retirement age available . Handelsblatt , February 16, 2010
  7. ↑ NZZ January 14, 2011
  8. ↑ RP 30 June 2011: Great Britain faces the biggest strike since Thatcher
  9. ^ President provides update on fight against poverty. New Era, August 18, 2015
  10. ↑ Geingob wants to eradicate poverty in Namibia by 2025. Allgemeine Zeitung, December 15, 2015.
  11. ↑ Pension Benefits . ( Memento of February 8, 2016 in the Internet Archive ) GIPF; accessed on February 8, 2016
  12. ^ Govt probes early retirement age. The Namibian, February 7, 2016