Raiffeisen
Raiffeisen is the brand or name part of more than 330,000 companies that deal with upstream and downstream agricultural products as well as general financial services around the world. The so-called gable cross (2 crossed horse heads) is very well known as a trademark.
history
With the establishment of Flammer fields Hilfsverein to help impecunious farmers (1848), the Heddesdorfer Darlehnskassen Association (1864) and the Rhenish Agricultural Cooperative Bank (1872) of the social reformers created Friedrich Wilhelm Raiffeisen (1818-1888) models to support impecunious farmers and agricultural cooperative purchasing an affordable Purchase of production goods such as seeds and fertilizers. Both the “Green Loan”, which provided for seeds and fertilizer to be paid for with the later harvest, as well as joint harvest marketing and the locally administered savings and loan funds were introduced in many villages in Germany according to his proposals. At least seven farmers were required to set up village cooperatives for purchasing or sales. In order to be able to negotiate effectively and thus buy seeds and fertilizer cheaply, the cooperative statutes initially provided for unlimited liability with the entire assets of the members. After the first successful phase, the guarantees were limited to the assets of the members of the Board of Management and, after saving up the cooperative assets, to these joint assets. The motto: “One for all, all for one” became the basis of trade for the agricultural cooperatives, just as the name of the inventor “Raiffeisen” became part of the name and brand.
From the savings and consumer associations founded by Hermann Schulze-Delitzsch (1808–1883) in the same period on the basis of cooperatives, the Volksbanken developed, which merged with the Raiffeisenbanken in Germany from the middle of the 20th century.
Raiffeisen organization
The Raiffeisen organization has several business areas.
Raiffeisen banks
Raiffeisen banks are cooperative banks, which in Germany often also operate as "Volksbanken Raiffeisenbanken".
- Germany:
- Cooperative bank , German Raiffeisen banks, credit institutions in the legal form of a cooperative
- List of cooperative banks in Germany , regional associations and cooperative banks in Germany
- Italy: Raiffeisen Landesbank Südtirol AG, leading institute of the 47 South Tyrolean Raiffeisenkassen, each of which is autonomous
- Netherlands: Rabobank , "Coöperatieve Centrale Raiffeisen-Boerenleenbank BA"
- Austria: Raiffeisen Banking Group (RBG)
- Switzerland: Raiffeisen Switzerland , central cooperative of the Raiffeisen banking group Switzerland
- Luxembourg: Banque Raiffeisen
- Poland: Raiffeisen Polbank , a subsidiary of Raiffeisen International Bankholding, Vienna
Raiffeisen cooperatives
The main Raiffeisen cooperatives are the amalgamation of regional goods cooperatives.
- Germany
- Agravis Raiffeisen AG, the main Raiffeisen cooperative in Lower Saxony, parts of North Rhine-Westphalia, Saxony-Anhalt, Brandenburg and Saxony
- BayWa AG, Raiffeisen Main Cooperative Bavaria and Württemberg
- Raiffeisen Waren GmbH, the main Raiffeisen cooperative in Hesse and Thuringia, as well as parts of Lower Saxony and Saxony-Anhalt
- Raiffeisen goods headquarters Rhein-Main , Raiffeisen main cooperative South Hesse, Rhineland-Palatinate, Saarland and parts of North Rhine-Westphalia
- ZG Raiffeisen , central cooperative in Karlsruhe, Raiffeisen main cooperative Baden and in parts of Alsace (France)
- Austria:
- Raiffeisen cooperatives in Austria , autonomous sole proprietorships
- RWA Raiffeisen Ware Austria (warehouse) , a warehouse and trading company
Raiffeisen associations
Raiffeisen associations control and represent cooperative and other organizations.
- Germany:
- Deutscher Genossenschafts- und Raiffeisenverband (DGRV) is the umbrella organization of the German cooperative organization.
- As a member of the DGRV, the German Raiffeisen Association represents the cooperative companies in the German agricultural and food industry.
- Austria
- Austrian Raiffeisen Association , central representation of the interests of all Raiffeisen cooperatives and other organizations, companies and associated companies
- Raiffeisenverband Salzburg , regional headquarters of the Raiffeisen cooperatives in Salzburg
- Italy: Raiffeisenverband Südtirol , umbrella organization of the Raiffeisen cooperatives in South Tyrol
Raiffeisen real estate agent
Raiffeisen real estate agent :
- Austria: The Austrian market is currently (2013) covered by twelve Raiffeisen real estate agents:
- Raiffeisen Immobilien Vermittlung, Vienna, Lower Austria and Burgenland
- Real estate bank, Klagenfurt
- Raiffeisen Realities, Carinthia
- Real-Treuhand, Linz
- Raiffeisen Realities, Salzburg
- Raiffeisen Immobilien, Styria
- Raiffeisen Bau, Tyrol
- Raiffeisen Immobilien Treuhand, Kitzbühel Alps - Tyrol
- Raiffeisenbank, Wipptal - Tyrol
- Raiffeisen Immobilien Service, Breitenbach - Tyrol
- Raiffeisenbank, Reutte - Tyrol
- Raiffeisen Immobilien, Vorarlberg
See also
- Savings association
- Raiffeisen Bridge , Raiffeisen Tower
- Raiffeisen Grand Prix , Raiffeisen Super League , Raiffeisen Super League
literature
- Walter Arnold / Fritz H. Lamparter: Friedrich Wilhelm Raiffeisen. One for all, all for one. Hänssler, Neuhausen-Stuttgart 1985, ISBN 3-7751-1069-0 .
- Franz Braumann : A man overcomes hardship. Raiffeisdruckerei publishing house, Neuwied am Rhein 1959.
- Erwin Katzwinkel: Friedrich Wilhelm Raiffeisen. In: Pictures of life from the Altenkirchen district. Altenkirchen 1979, pp. 64-66.
- Michael Klein: Banker of Mercy: Friedrich Wilhelm Raiffeisen. The life of the founder of the cooperative in texts and pictures. Neukirchen-Vluyn 2002.
- Michael Klein: Life, work and aftermath of the founder of the cooperative, Friedrich Wilhelm Raiffeisen (1818–1888), presented in connection with German social Protestantism. Rheinland-Verlag, Cologne [i. e.] Pulheim 1997, ISBN 3-7927-1682-8 (also dissertation at the University of Heidelberg 1994).
- Manfred G. Raupp: What the grandfather already knew - thoughts on the development of agriculture in Staffort. Self-published, Lörrach and Stutensee-Staffort, 2005.
- Lutz Holzinger, Clemens Staudinger: Black Book Raiffeisen . Mandelbaum, Vienna 2013, ISBN 978-3-85476-622-3 .
Web links
Individual evidence
- ^ Raiffeisen Real Estate Mediation, Vienna
- ^ Real estate bank , Klagenfurt
- ^ Raiffeisen Realities, Carinthia
- ↑ Real-Treuhand, Linz
- ^ Raiffeisen Realities, Salzburg
- ^ Raiffeisen Immobilien, Styria
- ^ Raiffeisen Bau, Tirol
- ^ Raiffeisen Immobilien Treuhand, Kitzbühel Alps - Tyrol
- ^ Raiffeisenbank, Wipptal - Tyrol
- ^ Raiffeisen Immobilien Service, Breitenbach - Tyrol
- ^ Raiffeisenbank, Reutte - Tyrol
- ^ Raiffeisen Immobilien, Vorarlberg ( Memento from June 14, 2012 in the Internet Archive )