Kreissparkasse Stade

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Logo of the savings banks  Kreissparkasse Stade
Country GermanyGermany Germany
Seat Grosse Schmiedestrasse 12
21682 Stade
legal form Institute of public right
Bank code 241 511 16
BIC NOLA DE21 PCS
Association Savings Bank Association of Lower Saxony
Website www.ksk-stade.de
Business data 2019
Total assets 1.915 billion euros
insoles 1.208 billion euros
Customer credit 1.365 billion euros
Employee 349
Offices 22nd
management
Board of Directors Michael Roesberg (Chairman)
Board Ralf Rotsch (chairman); Michael Carstens
List of savings banks in Germany

The Kreissparkasse Stade is one of two public savings banks based in Stade in Lower Saxony . Its business area is the district of Stade , but without the municipality of Jork and the joint municipality of Lühe , which are all looked after by the Sparkasse Stade-Altes Land ; as well as without the city of Buxtehude , in which the Sparkasse Harburg-Buxtehude is represented.

Kreissparkasse Stade reported total assets of EUR 1.915 billion in the 2019 financial year and customer deposits of EUR 1.208 billion. According to the 2019 Sparkasse Ranking List, it ranks 227 in terms of total assets. It has 22 branches / self-service locations and employs 349 people.

organization structure

The Kreissparkasse Stade is an institution under public law . The legal basis is the Lower Saxony Savings Bank Act and the statutes issued by the Stade district as the owner of the savings bank . The organs of the Sparkasse are the board of directors and the administrative board.

Savings Banks Finance Group

Kreissparkasse Stade is part of the Sparkassen-Finanzgruppe and therefore also belongs to its liability association. He secures the existence of the institutes and ensures that they can meet all liabilities even in the event of individual savings banks becoming insolvent . The Sparkasse arranges home loan and savings contracts from the regional building society , open investment funds from Deka and insurance from VGH Versicherungen . In the area of leasing , the Kreissparkasse Stade works together with Deutsche Leasing . Nord / LB performs the function of the savings bank central bank .

history

On September 1, 1843, the Sparkasse for the state of Kehdingen , Freiburgische Theils was opened in Freiburg / Elbe under the guarantee of the state assembly of the local Graefgericht . It was the seventh oldest savings bank in the Elbe-Weser area.

A private savings bank was opened in Harsefeld on February 1, 1854. On October 8, 1856, this was converted into a public institute guaranteed by 18 municipalities of the Harsefeld office. On April 1, 1857, the savings bank for the district of the Wischhafen district was opened in Assel, guaranteed by the local assembly . On October 1, 1871 in took Himmelspforten the Savings Bank of the municipalities of the Office Himmelspforten on their businesses.

In April 1885 the savings banks in Freiburg / Elbe and Assel were transferred to the new Kehdingen district as a joint guarantor and were now called the district savings banks. The savings banks in Harsefeld and Himmelpforten, on the other hand, were not transferred to the new Stade district, but were reserved for the communities that were responsible for them. On July 1, 1920, the Sparkasse Horneburg came into being through the transformation of a cooperative credit institute founded in 1896 .

On January 1, 1932, the savings bank of the district of Kehdingen zu Assel was merged with the sister institute in Freiburg and became its main branch. In April 1934, the savings banks in Harsefeld, Himmelpforten and Horneburg were transferred to the Freiburger Sparkasse, whose guarantor since October 1932 is the new district of Stade, which was then created from the old districts of Stade, Jork and Kehdingen. On July 1, 1934, this savings bank in the Stade district of Freiburg / Elbe moved its headquarters to Stade and since then has been known as Kreissparkasse Stade.

Foundations

In addition to the “Alles Gute-Stiftung”, the Kreissparkasse Stade also manages the Citizens' Foundation.

The All the Best Foundation

The "Alles Gute-Stiftung" was founded in 1993. It promotes the areas of art, culture, nature and environmental protection, youth and social affairs in the Stade district. The capital currently amounts to around 2.73 million euros. The board of directors and / or the board of trustees decide on the use of funds. Funds from the foundation were used to support, for example, the Lower Elbe Natureum , the exhibition “Farewell to the Stade nuclear power plant ” in the Schwedenspeicher Museum and the renovation of the Neulander brickworks lock.

The Citizens Foundation

The Citizens Foundation was established in 1998. The foundation's capital is invested and the resulting income is used for funding in the areas of social affairs, science, culture, sport, environmental protection and monument protection. The donors can influence the use of the proceeds. Since the foundation was established, more than 640 institutions have received around 489,000 euros in funding. Private individuals have the option of setting up their “own”, dependent foundation under the umbrella of the Citizens Foundation with an amount of 50,000 euros or more. The name and purpose of the funds can be determined by the founders. There are currently five such sub-foundations: the Tierhilfe Foundation, the MYRIAM C. GRASS Foundation and the Diercks-Diekhof Foundation, as well as the Rosa and Günter Bischoff Foundation and the BÖRNE Foundation.

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .

Coordinates: 53 ° 35 ′ 58.9 ″  N , 9 ° 28 ′ 37.9 ″  E