Agricultural health insurance
| Agricultural health insurance | |
|---|---|
|
|
| social insurance | Statutory health insurance |
| Cash register type | Social insurance for agriculture, forestry and horticulture |
| legal form | Public corporation |
| founding | October 1, 1972 and January 1, 2013 |
| resolution | December 31, 2012 |
| Jurisdiction | Germany |
| Seat | kassel |
| Board | 15th |
| Supervisory authority | Federal Social Security Office |
| Insured | 594,850 |
| Offices | 9 |
| Website | www.svlfg.de |
The Agricultural Health Insurance Fund (LKK) is within the social insurance for agriculture, forestry and horticulture (SVLFG) the carrier of the branch "health insurance for farmers" as part of the statutory health insurance ( § 166 SGB V).
Up to December 31, 2012, nine independent agricultural health insurance companies were responsible for carrying out the insurance, collecting contributions and granting benefits. The seat and responsibility were based on the nine agricultural trade associations . Since January 1, 2013, these tasks have been performed by the then newly established SVLFG.
On December 1, 2019, a total of 594,850 people (October 1, 2012: 758,987) were insured in agricultural health insurance. These were, in particular, 144,602 agricultural entrepreneurs (October 1, 2012: 167,358), 18,615 family workers (1 October 2012: 21,246), 2,128 voluntary members (October 1, 2012: 34,160) 273,447 Altenteiler (October 1, 2012: 321,256) and 126,975 family members insured free of charge (October 1, 2012: 209,903) as well as 1,110 unemployed people, 2,614 students, 104 rehabilitation patients and 253 people without any other cover in the event of illness.
history
Until the introduction of the agricultural health insurance and the associated establishment of the agricultural health insurance, the health of the rural rural population was alarmingly poor. The reason for this was that insurance against the risk of illness was only possible on a voluntary basis, primarily with the rural health insurance funds of the time. The contributions for this had to be "deducted" from the farm, whose economic situation often did not allow this. In particular, due to inadequate health care, serious illnesses in the family sometimes led to life-threatening consequences for the farms. In many cases, many former farmers, so-called retirees , were particularly dependent on social assistance benefits .
Mainly because the profession had had positive experiences with the benefits of the old-age insurance scheme introduced in 1957 for farmers - especially farm assistance - the way was paved for professional health insurance for farmers. With the law on the further development of the law of statutory health insurance (Law on the Health Insurance of Farmers - KVLG), the establishment of the agricultural social security system was completed on October 1, 1972. With the health reform in 1989 , the statutory health insurance for farmers was further developed parallel to the general health insurance; Since then, the legal basis has been the Second Law on Health Insurance for Farmers (KVLG 1989).
Agricultural health insurance benefits
The agricultural health insurance fund (LKK) basically offers the same comprehensive insurance protection as the other statutory health insurance companies . In addition to the services prescribed by the legislator, the LKK also has the option of providing additional services within a framework specified by the legislator in individual cases through its statutes.
The standard benefits of the agricultural health insurance are based on a reference in the KVLG 1989 essentially from the fifth book of the Social Security Code and are generally provided according to the benefit in kind principle .
A specialty of the agricultural health insurance is u. a. that they can not grant sick pay to agricultural entrepreneurs , but instead, if necessary, provide a qualified farm worker to maintain the agricultural operation or pay a self-procured replacement worker. In 2006, over 22,000 such operations were carried out on farms.
kind of insurance
Compulsory insurance
Agricultural entrepreneurs and their family members are compulsorily insured in the agricultural health insurance according to § 19 KVLG 1989 . There is no right to choose, as in general health insurance. Particularly with regard to agricultural entrepreneurs, there is a special feature that, unlike other self-employed people (such as commercial entrepreneurs or freelancers - except artists and publicists within the meaning of the Artists' Social Insurance Act), they are subject to compulsory social insurance in the German social insurance system - and thus also compulsory health insurance - subject.
Insurance is compulsory for the following groups of people:
Agricultural entrepreneurs
Agricultural entrepreneur subject to compulsory insurance within the meaning of the Act on Health Insurance for Farmers is whose agricultural company reaches or exceeds a certain minimum size - by December 31, 2013 depending on the regional so-called minimum size resolutions to be passed by law . These continued to apply for a transitional period until December 31, 2013 and were based on the area value, the economic value or - differentiated according to the type of crop - the area size.
Since January 1, 2014, uniform minimum sizes apply nationwide.
Anyone who has withdrawn from compulsory insurance due to the minimum sizes applicable from 2014 (this includes the insured family members who work as well as those who are co-insured free of charge) has the right to continue to be insured voluntarily.
Agriculture in this sense is when soil cultivation is carried out in the company through the regular rearing of soil crops. This includes B. above all classic arable farming, the management of meadows and pastures, viticulture and horticulture and forestry, but not pure animal breeding and fattening without the associated soil management. In this respect, the legal description does not entirely coincide with what is commonly understood by “agriculture”.
If an agricultural company z. B. operated in the form of a GbR, OHG, KG, GmbH & Co. KG, GmbH or eG, each of the parties involved may be subject to insurance as an agricultural entrepreneur. Particularly when participating in a legal entity (e.g. GmbH, eG), however, special requirements must be met: The work may not be carried out in the context of an employment relationship that is subject to pension insurance, i.e. not as an employee of the company (e.g. as a partner - Managing directors without blocking minority ).
Contrary to popular belief, marrying an agricultural entrepreneur does not usually mean that the spouse is now also an agricultural entrepreneur in terms of health insurance. This applies even if he works extensively in the company, unless this cooperation takes place within the framework of an employment contract, because in this case the working spouse is no longer classified as a (co-) entrepreneur, but as an employee.
The property regime in which the spouses live is also not decisive . For this purpose, the law provides that only the spouse who is predominantly in charge of the company is to be insured as an entrepreneur; the other spouse is regularly included in the family insurance policy free of charge if and to the extent that he is not subject to any other insurance obligation for other reasons (cf. § 2 Paragraph 3 KVLG 1989). This is not to be confused with the independent insurance obligation of the spouses of agricultural entrepreneurs in the agricultural old-age insurance , because there the spouse of the agricultural entrepreneur is regularly self-insured combined with the corresponding obligation to contribute, which ensures an independent pension.
Small and micro entrepreneurs
In the agricultural health insurance, people may also be insured who do not reach the minimum size described, but who are not less than half the size. However, there is only compulsory insurance - and thus insurance cover - if no income is generated from employment or self-employment that is higher than half of the annual so-called reference value in the calendar year .
Since 1 January 2016 this insurance requirement is that a pensioner ( Altenteiler fail) if the pension - is acquired by the reduction of the company at the above limit, since the so-called - in addition to the other requirements Hofabgabeklausel in ALG was defused.
Employing family members
Family members are obliged to take out agricultural health insurance from the age of 15 as soon as their working hours in the company regularly exceed 20 hours a week. Nevertheless, there is compulsory insurance if regular assistance on the farm does not reach this time limit, but it is not of minor economic importance. This is usually the case when the income from this activity exceeds € 450 per month. For temporary jobs, however, there is no compulsory insurance for employment contracts entered into for no more than two months (until December 31, 2014) or three months (from January 1, 2015) within a year - as is the case with general health insurance.
Employees Family members in this sense are those who are related up to the third degree or who are related by marriage up to the second degree with the agricultural entrepreneur or his spouse or registered partner. Apprentices who are trained in their parents' company are also subject to compulsory insurance, regardless of age. If they complete the so-called "external apprenticeship" they belong - like ordinary employees or trainees - as members of a general health insurance company that are subject to compulsory insurance .
The spouses or registered partners of agricultural entrepreneurs who are not involved in the company and who nonetheless regularly work there as part of an employment relationship have a special status: They are not "working family members" in the strict sense due to lack of relatives or brotherhood with the entrepreneur. Under insurance law, however, they are on an equal footing with family members who work for them if they are regularly employed by the entrepreneur's spouse and receive remuneration of more than € 450. This ensures that the entire agricultural family is insured in the LKV if necessary.
Former agricultural entrepreneurs who continue to work there after the company has been handed over to the successor to the farm are only obliged to take out insurance if they are not already receiving a pension, i.e. have not (yet) retired from working life; They are then regularly insured as a so-called old age divider - or, if the previous insurance period and contribution is paid, as a pensioner in the KVdR .
Since January 1, 2015, the minimum wage law has to be observed when assessing the compulsory insurance : Whether the payments are wages or not has since then depends on whether the minimum wage is paid. The monthly payment amount is therefore no longer the only decisive factor.
Recipient of a pension from farmers' old-age insurance
Farmers who meet the waiting period for a pension in the agricultural old-age fund (15 years as a rule), who have paid the contributions and who have permanently given up the company when they reach retirement age or are unable to work , receive a pension according to the Act on Old-Age Insurance for Farmers ( ALG ) and are compulsorily insured in the agricultural health insurance, initially based on the application and then based on the receipt of this pension, if and insofar as they are not primarily insured due to other regulations, for example due to an employment relationship or the receipt of a pension from the general pension insurance. The same applies to former family members and spouses of farmers who receive a pension from the old-age fund. The recipients of survivors 'benefits from the farmers' old-age insurance are also subject to insurance and contributions. For insurance competition when drawing another pension from Deutsche Rentenversicherung sh. below.
When drawing a pension after the so-called "farm tax obligation" no longer applies, there is no comparatively inexpensive health insurance as a pension recipient, since the farm continues to be cultivated. The insurance and the related contribution obligation as a farmer has priority; in addition to the additional contributions from the pension, the contributions as an active agricultural entrepreneur must continue to be paid.
Other groups of people subject to compulsory insurance
Unemployment benefit recipients who were insured with the LKK at the time they applied for unemployment benefit remain compulsorily insured there. Students who are not family insured and who were last insured with the LKK can choose whether the LKK should carry out compulsory insurance. Alternatively, they can switch to general health insurance or, on application, be exempt from compulsory insurance if they can provide evidence of corresponding private health insurance coverage.
Compulsory follow-up insurance
People who leave the insurance or, for example, return from non-European countries and have no other entitlement to coverage in the event of illness (e.g. as compulsory or voluntary members of statutory health insurance or as part of family insurance ) or not through a private insurance contract for the case Are comparable with the illness and were last insured in the LKV, are mandatory members of the LKV by law. These people are obliged to register there.
Priority insurance in general health insurance / exclusion from insurance
Health insurance according to the professional rules of the KVLG 1989 takes a back seat to the general regulations of SGB V, according to which the vast majority of the population is insured.
This applies primarily to farmers who run their agricultural business as a sideline, i.e. those who work full-time as employees in the commercial sector (e.g. in industry, a craft business or in administration). From a full-time activity as an employee is u. a. to be assumed if the job is regularly carried out for at least 18 hours a week and a wage of more than € 1,277.50 (West) or € 1,085.00 (East) per month is achieved in 2011 and the earned income from the farm does not exceed the income as an employee. The farmer is then insured with a non-agricultural health insurance company of his choice (AOK, IKK, BKK; etc.). The employer must register at the employee's choice.
However, if the farmer is only employed as a sideline (maximum 26 weeks), it remains the responsibility of the LKK in order to avoid recurring cash changes. The employer must pay his contribution to the LKK according to the rules of general health insurance together with the contributions to pension and unemployment insurance.
Employing family members in the sense described above, on the other hand, are always insured with the LKK responsible for them, even if their main occupation is outside of agriculture. The agricultural health insurance then collects contributions from this second job in accordance with the regulations of general health insurance, i.e. employee and employer contributions as in any other employment relationship, in the so-called wage deduction procedure .
On the other hand, it is different if a farmer carries out another self-employed activity in the form of a freelance profession or a commercial enterprise . Then it must be clarified whether the person concerned is insured as a farmer in the agricultural health insurance or is not subject to compulsory insurance (no compulsory insurance). This also depends on which of his activities he carries out full-time. Standards for this assessment include: a. the respective time expenditure and the respective earned income in both activities. The non-agricultural activity is the main occupation of the person concerned if both the regular working hours and the earned income are at least 20% higher in this than in the activity as a farmer. In these circumstances, the person concerned may need to take out private insurance.
In the case of working family members who are also self-employed, the decision depends solely on the economic component. Self-employment is the main occupation for these people if they achieve an income of 20% or more in it - compared to income in agriculture.
For these and all other groups of people who basically belong to the group of people insured under the KVLG 1989 in the LKV, only the agricultural health insurance company has to decide on the respective main occupation on the basis of fixed criteria with the help of concrete facts and figures.
Another so-called insurance competition can arise at retirement age if a pension is drawn from the old-age insurance of the farmers and from the German pension insurance : Here, the health insurance fund essentially depends on the fulfillment of certain previous insurance periods in the respective system. Put simply, you belong to the system in which you were mainly insured immediately before applying for a pension, whereby the time of applying for a pension is the decisive factor: for membership as a pension applicant (the time before the pension is approved), the part of the statutory health insurance is responsible, in whose jurisdiction the pension application was submitted first. Once the pensions have been approved, a change of fund can take place if the previous insurance periods require this.
Family insurance
The family members of a member of the agricultural health insurance such as B. those of an insured agricultural entrepreneur or working family members are insured under the family insurance with the LKK. Family members in this sense are primarily the spouse or registered partner of the entrepreneur and his children. The biological children are treated equally with stepchildren and grandchildren if they live with the member in a common household and their livelihood is largely covered by the member. Finally, the children of children with family insurance are also covered by family insurance. This is e.g. This is the case, for example, when the child of an agricultural entrepreneur is himself family insured due to his studies and has offspring himself.
In addition to a large number of entry requirements for family insurance, age limits must be taken into account for children and their equals: Children who are not gainfully employed can be insured with the family until they reach the age of 23. Should they be in school or vocational training, such as B. a technical college education or a degree, the family insurance is continued until the age of 25. A vocational training i. S. d. However, BBiG regularly leads to an independent compulsory insurance, which in turn excludes family insurance. Military and civil service periods lead to a corresponding extension, since the fulfillment of these official duties should not be disadvantageous for them.
In all cases, it should be noted that family insurance can only be considered if the total monthly income of the family member does not exceed the amount of € 425.00 (2017). For marginal part-time employees (mini-jobbers), the permitted total income including other allowable income is € 450.00 per month.
In the case of spouses who are both (co) entrepreneurs of the same company - due to a community of property or participation in a company - or in the case of spouses who work as family members in the same company, only one spouse is required to be insured as a farmer or family member. The free family insurance is available to the other spouse . According to Section 7, Paragraph 1, Sentence 3 of the KVLG 1989, the employee's income from the jointly operated agricultural company or the remuneration from the activity as a working family member are not taken into account when determining the total income. However, if and to the extent that there is a compulsory insurance according to other regulations (further employment, pension receipt etc.), the free family insurance is excluded.
Voluntary insurance
For people whose insurance z. B. ends because of the abandonment of the activity as a farmer or discontinuation of the family insurance and there is no other insurance coverage through an insurance obligation, the agricultural health insurance usually continues the previous compulsory membership as a voluntary membership. However, such a member has the opportunity to terminate the contract within two weeks and - if there is evidence of other health insurance coverage - z. B. to switch to private health insurance .
Contributions to the LKV
Agricultural entrepreneurs
By law, the SVLFG has set 20 contribution classes in its statutes. Allocation to one of the contribution classes was carried out until 2012 using a contribution standard set by the regional LKK, which continued to apply to 2013. A nationwide uniform contribution scale has been in place since 2014, and the contributions themselves were gradually adjusted up to and including 2017 to avoid hardship.
Up until 2013, the scale differed from region to region according to the economic value of the company, the labor requirement or another appropriate scale, such as B. the area value set. Since January 1, 2014 it has been the so-called corrected area value . This income replacement measure is determined by differentiating the average hectare value of the municipality where the company is located with the cultivated areas according to crop type and multiplying it by a correction factor from the Agricultural Labor Income Ordinance (AELV). In the case of certain types of crops, a further adjustment is made using multipliers. For forest, a uniform value of 150 DM / ha, which is converted into EUR.
The result of this calculation is the above-mentioned corrected area value of the agricultural enterprise and is used for allocation to the corresponding contribution class.
The entrepreneur has to bear and pay the contribution resulting from the contribution class himself.
Since an "ad hoc changeover" of the regional contribution criteria to the uniform contribution scale that has been in force since 2014 could have led to unreasonable hardship, the legislature has stipulated for a transition period up to and including 2017 that the contribution should be gradually adjusted, both in the event of increases as well as subsidence.
This was done by setting the last relevant contribution in December 2013 in relation to a fictitious contribution to be paid for December 2013 according to the new uniform contribution standard. The percentage deviation was allocated to the transition period (fixed adjustment rate ) and the actual contribution to be paid from this was determined anew every year.
These modalities only applied to farmers (and their assisting family members) who were insured in December 2013. Anyone who then became compulsory to take out insurance will be assessed in accordance with the statutory provisions applicable from January 1, 2014.
If the agricultural entrepreneur, in addition to his work as a farmer, has a seasonally limited employment as an employee that is subject to general health insurance for a maximum of 26 weeks (see above), he nevertheless remains a member of the LKK. However, the employer must pay the employer's share of the remuneration to the LKK, as it would without the agricultural entrepreneurial activity.
If the farmer also receives a pension from the German pension insurance scheme or benefits such as B. a pension as a former civil servant, a provision from an institution for members of the liberal professions (pension schemes for doctors, pharmacists, etc.) or a company pension or non-agricultural income from self-employment, these income are also subject to contributions. However, earned income is only subject to the obligation to contribute if it is earned in addition to a pension from the German pension insurance or in addition to one of the aforementioned pension payments. As in general health insurance, the assessment ceiling applies .
Employing family members
For working family members who have reached the age of 18, the contribution to agricultural health insurance is generally half of the entrepreneur’s contribution. The entrepreneur has to bear this contribution alone, there is no 'employee share'.
Due to the transitional regulations under the contribution law from January 1, 2014, the contribution may differ from half of the entrepreneur’s contribution, if z. B. the activity started after December 31, 2013. Then the starting value is the real entrepreneur's contribution without taking the transitional provisions into account.
For the contributions to the pension and unemployment insurance, the usual regulations regarding employee / employer share and the wage deduction procedure apply.
For underage working family members and trainees (regardless of age), half of the contribution of the adult working family members must be paid.
If the family member who works also has another job that is subject to social insurance contributions, health insurance contributions must be paid to the LKK in accordance with the rules of general health insurance and contributions to pension and unemployment insurance (employee and employer contributions in the wage deduction procedure).
If pensions or pension payments (see above) are also drawn, these - as in general health insurance - are also subject to contributions up to the assessment ceiling. This also applies to income earned from self-employment in addition to a pension or a pension.
Recipient of a pension from farmers' old-age insurance
A pension from the old-age insurance of farmers is also subject to the obligation to contribute. Other income, such as pensions from the statutory pension insurance, pension payments (income similar to pension, such as the pension from the old-age insurance of farmers or company pensions, pensions, etc.) or possibly non-agricultural income - if it is in addition to a pension from the statutory pension insurance or a pension is obtained - are also used as the basis for the assessment of contributions. Lump-sum payments are fictitiously allocated over 120 months (10 years).
Voluntarily insured persons, applicants for a pension from the old-age insurance of farmers and previously uninsured / compulsory follow-up insurance
The basis for the assignment to one of the 20 contribution classes for these groups of insured persons, also set out in the SVLFG statutes, is the income from subsistence. This is all income that is or could be used for a living; in particular, in addition to wages and salaries, this includes a. also income from renting and leasing or investment income. In principle, the last tax assessment that the insured person has to submit as evidence is decisive . If such proof of income is not provided, the income will be estimated ex officio at the income threshold.
care insurance
In addition to health insurance contributions, long-term care insurance contributions must also be paid. The LKK'n levy a percentage surcharge on the health insurance contribution for the entrepreneurs and for the family members who work with them. For the other groups of people insured, the long-term care insurance contribution is based on the usual contribution rates, e.g. B. collected from pensions.
organization
Self-management
The agricultural insurance were public corporations with self-government . Their tasks were carried out by the self-governing bodies, i. H. the meeting of representatives and the board of directors. These are made up of elected representatives from the trades of entrepreneurs , employers and employees . The day-to-day administrative business was carried out by a managing director , his representative (usually signs “in conjunction”) and the employees of the health insurance company (generally signs “i. A.”). In spring 2013, the new self-government of the SVLFG is constituted; it defines the framework conditions that the administration has to implement. By law, the management now consists of three people, so that a representation regulation is no longer required.
Former agricultural health insurance funds and current offices (GSt.)
- GSt. Kiel, LKK Schleswig-Holstein and Hamburg (most recently 49,195 insured persons)
- GSt. Hoppegarten, LKK Central and Eastern Germany (most recently 27,467 insured persons)
- GSt. Hanover, LKK Lower Saxony-Bremen (last 134,844 insured persons)
- GSt. Münster, LKK North Rhine-Westphalia (most recently 98,817 insured persons)
- GSt. Darmstadt, LKK Hessen, Rhineland-Palatinate and Saarland (most recently 93,793 insured persons)
- GSt. Stuttgart, LKK Baden-Württemberg (most recently 91,166 insured persons)
- GSt. Bayreuth, LKK Franconia and Upper Bavaria (most recently 128,831 insured persons)
- GSt. Landshut, LKK Niederbayern / Upper Palatinate and Swabia (most recently 117,087 insured persons)
- Main admin. Kassel, health insurance for horticulture (last 52,501 insured)
Picture gallery
Headquarters in Kassel
Office in Kiel
Office in Hoppegarten
Office in Hanover
Office in Kassel
The LKKn in structural change
The LKKn are directly affected by the structural change in agriculture. In the years 1990 to 2009, the number of insured persons fell from 1,342,323 to approx. 850,000 and on September 1, 2017 was still 645,699. Both at the political level and in the ranks of the profession and the self-governing bodies of the Agricultural Social Insurance (LSV), the decision was therefore made to further streamline the organizational structure of the LSV.
Due to the LSV Modernization Act (LSVMG) of December 21, 2007, the previous
- Federal Association of Agricultural Professional Associations
- Federal Association of Agricultural Health Insurance Funds
- General Association of Agricultural Retirement Funds
has been incorporated into the “Central Association of Agricultural Social Insurance” (LSV-SpV) established on January 1, 2009. Members of this SpV were all LBGs, LAKn and LKKn. Despite the continued independence of these insurance carriers in carrying out their administrative tasks, there has been an increasing shift in fundamental and cross-sectional tasks to the level of the umbrella association.
Since September 28, 2011 a ministerial draft and since November 2, 2011 a government draft of a law to reorganize the organization of agricultural social insurance (LSV-NOG) , which provided for the formation of a federal corporation under public law, in which the individual providers as well as the umbrella association should be incorporated from January 1, 2013. This integration, which goes hand in hand with the dissolution of the previous bodies and the umbrella association, should be implemented in a transitional period up to December 31, 2017. The new social insurance agency is called Social Insurance for Agriculture, Forestry and Horticulture . On March 2, 2012, the law passed the Federal Council without invoking the Mediation Committee and was published in the Federal Law Gazette on April 18, 2012 ( Federal Law Gazette I p. 579 ).
The SVLFG started its work on January 1st, 2013. In matters of health insurance, it continues to operate under the Agricultural Health Insurance Fund (LKK) as part of statutory health insurance - not, as is often wrongly cited, alongside statutory health insurance.
Development of the number of LKKn
graphic
The following graphic shows the reduction in the number of LKKs from 1995 to 2019:
Web links
Individual evidence
- ↑ §2 I 2 of the SVLFG statutes of January 9, 2013 ( Memento of the original of May 30, 2013 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. (PDF; 775 kB) on svlfg.de
- ↑ BMELV press release of April 19, 2012 on LSV NOG on bmas.de
- ↑ Homepage of the SVLFG on svlfg.de
- ^ Bernhard Schmidt: Agricultural health insurance - future-proof special system or discontinued model? In: Social Security in Agriculture (SDL) . No. 2 , 2007, p. 103 ff . ( svlfg.de [PDF; accessed on July 18, 2011]). www.svlfg.de ( Memento of the original from April 18, 2015 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ § 2 KVLG 1989
- ↑ Archived copy ( memento of the original from January 10, 2014 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ https://www.bundesrat.de/DE/plenum/bundesrat-kompakt/18/973/973-pk.html#top-4
- ↑ Rudi Krug: compulsory insurance according to Section 2 Paragraph 1 No. 7 KVLG 1989 - Previously uninsured persons . In: Social Security in Agriculture (SDL) . No. 3 , 2007, p. 203 ff . ( svlfg.de [PDF; accessed on July 18, 2011]). www.svlfg.de ( Memento of the original from January 8, 2014 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ Archived copy ( memento of the original from January 10, 2014 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice.
- ↑ http://www.svlfg.de/50-vmb/vmb06/vmb0601/index.html
- ↑ Act to reorganize the organization of agricultural social insurance (LSV Reorganization Act - LSV-NOG)
- ↑ Aigner: “The Christian-Liberal Coalition stands by the farmers” ( Memento of the original from November 3, 2011 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. on bmelv.de
- ^ Federal health reporting (GBE). Retrieved January 14, 2016.
