BBBank
| BBBank eG | |
|---|---|
|
|
 BBBank headquarters in Karlsruhe |
|
| Country |
 Germany
|
| Seat | Karlsruhe |
| legal form | registered cooperative |
| Bank code | 660 908 00 |
| BIC | GENO DE61 BBB |
| founding | November 12, 1921 |
| Association | Baden-Württemberg Cooperative Association |
| Website | www.bbbank.de |
| Business data 2019 | |
| Total assets | 12.933 billion euros |
| insoles | 11.553 billion euros |
| Customer credit | 7.277 billion euros |
| Employee | 1343 |
| Offices | around 150 branches including self-service branches |
| Members | 494.427 |
| management | |
| Board | Wolfgang Müller (chairman); Oliver Lüsch (deputy chairman); Gabriele Kellermann |
| Supervisory board | Matthias Eder, chairman |
| List of cooperative banks in Germany | |
The BBBank eG (formerly Badische officials Bank) is a German cooperative bank based in Karlsruhe ( Baden-Württemberg ). It is a nationwide private customer bank. With total assets of almost 12 billion euros and over 485,000 members, it is one of the largest cooperative banks in Germany.
profile
The BBBank is in the history of the German civil service banks. For customers of the public sector there are specialists in the branches and in the direct bank. Private individuals from all professions have been able to become members since the late 1960s.
Customers can access direct banking and internet banking as well as BBBank's mobile banking. With its nationwide network of branches, BBBank is represented in all state capitals and beyond. All access routes can be used in parallel.
The BBBank business model is low-risk and sustainable. As a cooperative institute, no shareholder interests have to be taken into account. The bank can concentrate on the needs of customers who, according to the statutes, are also members and therefore owners of the bank. A cooperative share is 15.00 euros. Further acquisitions are excluded. There is no annual profit distribution , as is the case with most cooperative banks.
BBBank is a double member of the CashPool and the Bankcard service network . The institute is also part of the Federal Association of German Volksbanks and Raiffeisenbanks (BVR).
history
1921-1969
On November 12, 1921, today's BBBank was founded as a self-help institution for the public service in Karlsruhe. The Badische Beamten-Genossenschaftsbank eGmbH , as BBBank was then called, started operations on January 1, 1922 with 33 founding members in a small room in Nowackanlage 19. Just two years later, a building at Waldstrasse 1 was acquired, which is still part of the BBBank headquarters today.
The Badische Beamtenbank emerged from the general emergency of the 1920s: Post inspector Gotthold Mayer and a small group of colleagues created a cooperative bank almost out of nowhere. The trigger was a colleague from Gotthold Mayer who wanted to build a house, but did not get the credit he needed from his bank - which was not unusual for civil servants at the time: at the time, public servants were not considered creditworthy. Gotthold Mayer's considerations were aimed at giving the civil servants the opportunity to invest safely and interest-bearing the part of their earnings that they did not immediately use. All payment transactions should be free of charge for members. The big innovation was to finance loans for civil servants with deposits from civil servants. This made a professional group creditworthy, which until then had few opportunities to obtain loans. In addition, profits should benefit the member community.
With the National Socialist seizure of power in January 1933, the Beamtenbank also suffered losses as a result of the policy of harmonization. The cooperative idea of "helping people to help themselves" was cut back considerably by the new regime and bent over for its own purposes. Gotthold Mayer had to resign from his position on the board in April 1933. At the beginning of 1946, however, he was able to take over the management of the Badische Beamtenbank again and lead the institute over the difficulties of the post-war period and currency reform. The bank founder did not retire until 1967 at the age of 80. At that time, the Beamtenbank had 136,000 members and 14 branches and was the largest credit union in Europe at the time. Gotthold Mayer remained honorary chairman of the bank until his death on February 7, 1970.
1969-2005
In 1969, the membership was expanded: In addition to civil servants, employees from other professional groups could now also become members of the BBBank.
In 1981, the year of the bank's 60th birthday, the Badische Beamtenbank has more than 200,000 members.
In 1990 the bank's total assets exceeded the DM 5 billion mark. In 1992 the bank opened a branch in Dresden and in 1994 in Berlin, where two more branches followed in 1997. In 1997 the bank was the largest cooperative bank in Europe with total assets of almost DM 9 billion.
In 1999 the name was changed from the Badische Beamtenbank to today's BBBank.
From 1972 to 2005 five previously independent cooperative banks came under the umbrella of the Badische Beamtenbank: The Hessische Beamtenbank (Darmstadt), the Südwestdeutsche Beamtenbank (Frankfurt am Main), the Beamtenbank zu Cologne, the Bayerische Beamten Bank and most recently the SHB-Bank (Schleswig -Holsteinische Beamtenbank).
The BBBank today
Today, BBBank combines the services of a direct bank, such as pricing and online banking, with those of a branch bank: A nationwide branch network, direct banking and internet banking as well as an app for smartphones and tablets are available to customers. BBBank continues to focus on private customer business and offers the products and services of a universal bank. This is what the BBBank claim "Better Banking" stands for.
In 2011, the bank was awarded the “audit berufundfamilie” certificate from the non-profit Hertie Foundation for the first time. With the audit, the existing and planned offers of BBBank for the compatibility of work and family were assessed as part of a family-conscious personnel policy. The bank offers part-time positions and flexible working hours. The rate in this area is around 30 percent. The certification has been confirmed regularly since then, most recently in 2017.
BBBank home insurance
As a financial service provider, the bank provides insurance services, including BBBank household insurance since 1925. This protection of household items against fire, burglary, robbery and vandalism damage is provided by the fire and burglary damage insurance company of BBBank in Karlsruhe VVaG. Access to this insurance is only available to members of BBBank.
Web links
- BBBank in the BaFin company database
- Official BBBank website
- Early documents and newspaper articles on BBBank in the 20th century press kit of the ZBW - Leibniz Information Center for Economics .
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ https://www.bbbank.de/wir-fuer-sie/ihre-bank/kennzahlen.html
- ↑ [1]
- ↑ The BBBank in portrait | BBBank eG. Retrieved May 20, 2019 .
- ↑ The fire and burglary damage fund | BBBank eG. Retrieved July 2, 2019 .
Coordinates: 49 ° 0 ′ 38.4 " N , 8 ° 24 ′ 1.2" E
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