Ostsächsische Sparkasse Dresden

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Logo of the savings banks  Ostsächsische Sparkasse Dresden
Headquarters in the Sparkassenhaus Dresden on Güntzplatz
Headquarters in the Sparkassenhaus Dresden on Güntzplatz
Country GermanyGermany Germany
Seat Güntzplatz 5
01307 Dresden
legal form Institute of public right
Bank code 850 503 00
BIC OSDD DE81 XXX
Association East German Savings Bank Association
Website www.ostsaechsische-sparkasse-dresden.de
Business data 2019
Total assets 12.921 billion euros
insoles 11.28 billion euros
Customer credit 7.311 billion euros
Employee 1,589
Offices 123
management
Board of Directors Michael Geisler (Chairman)
Board Joachim Hoof (chairman); Ulrich Franzen, Heiko Lachmann
List of savings banks in Germany
Branch in Pirna

The Ostsächsische Sparkasse Dresden is a public savings bank based in Dresden in Saxony . Its business area extends over the state capital Dresden, the district of Saxon Switzerland-Eastern Ore Mountains and the western part of the district of Bautzen . After Mittelbrandenburgische Sparkasse Potsdam, it is the second largest savings bank in eastern Germany in terms of total assets.

organization structure

As an institution under public law , Ostsächsische Sparkasse Dresden is subject to the legal basis of the Savings Banks Act of the Free State of Saxony and the articles of association issued by the Sparkasse's administrative board . The organs of the Sparkasse are the board of directors and the administrative board. The board consists of the chairman and two members. The Sparkasse is a member of the East German Savings Banks Association and through this the German Savings Banks and Giro Association.

The Ostsächsische Sparkasse Dresden is one hundred percent owned by the Sachsen-Finanzgruppe as well as the Sparkasse Mittelachsen and thus the capital owners of the group: the Saxon municipalities and the Free State of Saxony.

The savings bank is heavily passive, customer deposits amount to approx. 11.28 billion euros, the loan portfolio 7.311 billion euros.

The Sparkasse operates 100 branches and 49 self-service points. 259 ATMs, 129 of them in Dresden, are in operation. In addition, residents of remote areas can do their banking in one of the five mobile branches, which stop at 70 different stops in the business area.

A special feature is that in the district of Bautzen, in addition to the Ostsächsische Sparkasse Dresden (in the west of the district), the Kreissparkasse Bautzen (in the east of the district) also operates.

The Sparkasse has 45,000 corporate customers and 600,000 private customers (market share in private customer business: 66 percent), 3,000 of them from the Czech Republic and Poland . 240,000 customers are registered in online banking.

Ostsächsische Sparkasse Dresden employs a total of around 1,600 people. 107 trainees and students at the vocational academy are being prepared for their future careers. In August 2017, 25 apprentices began their training. The training center is located in a new building at the Sparkassenhaus on Güntzplatz.

According to the Saxon Personnel Representation Act, a staff meeting takes place once a year.

The Sparkasse has the following subsidiaries:

  • SWI GmbH
  • I&V Immobilien Betriebs- und Vermarktungsgesellschaft mbH
  • S-Mobil GmbH
  • SIB Innovations- und Beteiligungsgesellschaft mbH

She has a 50% stake in S-Factoring GmbH.

history

On January 1, 1819, on the initiative of the nobleman, Count Peter Carl Wilhelm von Hohenthal , the first and thus oldest savings bank in Saxony was founded in the small town of Königsbrück , which is part of today's business area. Initially, the Sparkasse had its domicile in the Rentmeisterei not far from the castle. The count was inspired by the establishment of savings banks in Hamburg and Stuttgart.

On February 3, 1821, the first savings bank was opened in the city of Dresden.

The second half of the 19th century and the beginning of the 20th century were characterized by spurts of modernization and growth. Saxony became the driving force behind the industrialization of Germany, and the capital's savings bank benefited from rising wages and increasing demand for credit. With the incorporation around the turn of the century, numerous new district branches were opened, the management structure and the training of staff were professionalized and cashless payment transactions were established.

After a brief slump in the inflationary years, real wages stabilized again from 1923, as did the accounts of the Stadtsparkasse Dresden. The world economic crisis of 1929 that soon followed and the Second World War with the destruction of Dresden also led to far-reaching cuts for the Sparkasse.

For 45 years the credit institute was then part of the socialist planned economy .

In 1986 the institute's first ATM was installed in the branch on Güntzplatz.

In 1990, the German unity brought market-economy conditions and thus also the need to deal with new competitors in the banking sector.

In 1995, the predecessor Stadtsparkasse Dresden took over some branches of the Kreissparkasse Dresden as part of the first district reform. In 2004, from a merger of the Stadtsparkasse Dresden with the Sparkasse Elbtal-Westlausitz, the Ostsächsische Sparkasse Dresden emerged , whereby the merger partner in turn resulted from mergers of the Sparkassen Freital-Pirna and Westlausitz (2003), Weißeritzkreis and Pirna-Sebnitz (1999), as well as Pirna and Sebnitz , Freital and Dippoldiswalde as well as Kamenz and Hoyerswerda (all in 1995 as part of the district reform) emerged. The predecessor institutes each came into being in 1952 as part of the reorganization of the savings banks in the GDR .

Sparkasse
Museum The institute set up its own Sparkasse Museum in Dresden in 1999, the basis of which is an extensive collection of historical documents and evidence from the history of the Saxon savings banks. In addition to several hundred savings books from all over Germany and various epochs since the 1860s, the collection includes old customer directories of the credit institutions, historical banknotes, inflation money and coins, historical computing technology, posters and also early GDR credit cards.

The museum has been located in the Elbcenter on Leipziger Strasse since 2000 . It was closed in 2015, since then there has been an exhibition area with the << <ZEIT> RAUM <<< at the Sparkassenhaus on Güntzplatz (entrance Elsasser Straße). In changing exhibitions, historical exhibits related to the savings bank as well as contemporary art are shown.

Business direction and business success

The Ostsächsische Sparkasse Dresden operates the universal banking business as a savings bank. It is the market leader in its business area. In the network business, the Sparkasse works together with the Ostdeutsche Landesbausparkasse , DekaBank , Sparkassen-Versicherung Sachsen and Deutsche Leasing .

The success of the Ostsächsische Sparkasse Dresden is closely related to the economic growth of Saxony. In the years 2014 to 2016, the Sparkasse achieved an annual result of 21 million euros. Of this, EUR 7.1 million has already been allocated as an advance transfer to the security reserve as part of the Saxon distribution regulation. The core capital ratio in 2015 was 13.8 percent.

In private customer business and as the most important financing partner for regional medium-sized companies, Sparkasse is the market leader in its business area. The most important pillar of customer business is the stationary branch network (Hoof: "Proximity to our customers is our DNA").

In the Sparkassenhaus at Dresden Güntzplatz is the sort cash register (11 different currencies are immediately available) and with almost 3,000 safe deposit boxes, the largest customer locker facility in Saxony.

marketing and advertisement

DVB tram - special stickers Ostsächsische Sparkasse

A tram of the Dresdner Verkehrsbetriebe was pasted as advertising space for the Ostsächsische Sparkasse Dresden. Since 2019 it has been traveling on various lines in the city of Dresden.

Regional commitment

In the business area of ​​Ostsächsische Sparkasse Dresden, five of its own foundations support charitable projects and associations in the fields of art, culture, sport, youth, the environment and social issues . The foundations have endowment capital of 10.7 million euros. The foundations of the former Stadtsparkasse Dresden are exclusively dedicated to projects from the state capital. The foundations of the former Sparkasse Elbtal-Westlausitz only support projects in the districts of Bautzen and Saxon Switzerland / Eastern Ore Mountains. In addition, the Ostsächsische Sparkasse Dresden supports more than 1000 associations in the region with more than 3 million euros annually at events as main or co-sponsor.

Awards

  • 2010 Focus Money : Winner in the bank test in Dresden
  • 2011 Focus Money: Winner in the bank test in Dresden
  • 2012 Focus Money: Winner in the bank test in Dresden
  • 2012 WirtschaftsWoche : Best mortgage lender in Dresden, overall rating very good
  • 2013 Focus Money: Winner in the bank test in Dresden & Pirna
  • 2014 Focus Money: Winner in the bank test in Dresden
  • 2015 Focus Money: Winner in the bank test in Dresden & Pirna

Others

  • The Sparkasse call center receives around 3,000 calls a day.
  • There is a cooperation with the postal company PostModern . The Sparkasse branches offer postage stamps and outside there are corresponding red PostModern post boxes.

literature

  • Josef Wysocki: Stadtsparkasse Dresden 1821–1996 . Deutscher Sparkassenverlag, Stuttgart 1996. ISBN 3-09-303827-8 .

Web links

Commons : Ostsächsische Sparkasse Dresden  - Collection of images, videos and audio files

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ a b Sparkasse Ranking List 2019. (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. ↑ Sparkasse Ranking List 2016 . German Savings Banks and Giro Association . Retrieved May 4, 2017.
  4. ^ Sächsische Zeitung , April 17, 2012.
  5. ↑ Press release: Balance sheet Ostsächsische Sparkasse Dresden presents balance sheet 2016 . Retrieved May 4, 2017.
  6. ↑ Equity for companies - SIB Innovations- und Beteiligungsgesellschaft mbH. Retrieved April 2, 2020 .
  7. ^ Book History of the Stadtsparkasse Dresden , 1996.
  8. ↑ "When the machine learned to spit notes", in: Sächsische Zeitung , May 31, 2013, page 21.
  9. ^ Ostsächsische Sparkasse Dresden: Sparkasse Museum ( Memento from August 18, 2014 in the Internet Archive )
  10. ↑ Website << <TIME> SPACE <<<
  11. ↑ "Sparkasse Dresden can increase net interest income", in: Börsen Zeitung , April 23, 2016, page 3.
  12. ^ "On the trail of counterfeit money", in: Dresdner Latest News , April 6, 2013, page 20.
  13. ↑ Wirtschaftswoche, edition 49/2012
  14. ↑ My local bank website

Coordinates: 51 ° 3 '14.3 "  N , 13 ° 45' 33.1"  E