Sparda-Bank Nuremberg

Sparda-Bank Nürnberg eG
Country	Germany
Seat	Nuremberg
legal form	registered cooperative
Bank code	760 905 00
BIC	GENO DEF1 S06
founding	December 22, 1930
Association	Association of Sparda Banks eV
Website	www.sparda-n.de
Business data 2018
Total assets	EUR 4.2 billion
insoles	EUR 3.8 billion
Customer credit	EUR 2.6 billion
Employee	332
Members	222,926
management
Board	Stefan Schindler (Chairman) Thomas Lang (Deputy Chairman) Markus Lehnemann
Supervisory board	Franz Rackl (Chairman)
List of cooperative banks in Germany

The Sparda-Bank Nürnberg eG is responsible for the largest cooperative bank in northern Bavaria and with 15 branches across the region.

It was founded in 1930 by 104 railway workers in the congress hall of Nuremberg Central Station as a Reichsbahn savings and loan fund . Today the Sparda-Bank Nürnberg is a direct bank with branches; it wants to combine the advantages of a direct bank with the advantages of a branch bank .

Sparda-Bank Nürnberg has almost 220,000 members. The bank's total assets in 2017 were around 3.88 billion euros.

By participating in the Cashpool network, customers have around 3,200 ATMs nationwide for free cash supply. In addition, SpardaBargeld, an extension of the banking app, offers the option of withdrawing cash free of charge from more than 10,000 shops.

Business area

checking account

Sparda-Bank Nürnberg advertises the free current account management as a wage, salary or pension account. The account management without incoming wages, salaries or pension amounts to 2.99 euros per month. An annual fee of EUR 12.00 is charged for the debit card (giro card), which is reimbursed annually for 100 trade transactions.

history

The Sparda-Bank Nürnberg was founded on December 22nd, 1930 by 104 railway employees in the congress hall of the Nuremberg main train station under the name Reichsbahn-Spar- und Loankasse. The Reichsbahn chief inspector Johann Wolf was appointed as the first chairman of the board.

Shortly after the establishment of the cooperative, the number of members multiplied, so that the loan office had 1,350 customers by the end of the 1931 financial year. In 1932, the Reichsbahn guaranteed the liability of the savings deposits, which further increased the growth of the cooperative, which was originally set up as a self-help institution for mutual support. While business operations almost came to a standstill during the Second World War, the Reichsbahn-Spar- und Kreditkasse was able to record strong growth in the loan and building finance business, especially in the following post-war years. After the wage packet was replaced by electronic payment accounts in many places at the end of the 1950s, thousands of railway employees opened their free current accounts at the Nuremberg-based loan office.

Due to a change in the statutes, the bank also opened up to public service employees in the 1970s. In the course of this amendment to the statutes, the Nuremberg Railway Savings and Loan Fund became the Nuremberg Sparda Bank. A few years later, the cooperative credit institute expanded its customer groups again; since then, all wage, salary or pension recipients can open a current account with free account management. Thanks to these decisions, the bank has been able to continue its strong growth path to the present day. In 1998, 100,000 customers subscribed to membership shares; by 2005, this figure had risen to more than 145,000 customers. Currently the number of members is around 220,000.

In 1979 the cooperative credit institute opened the first branch outside of Nuremberg's city limits in Würzburg. This was followed by branches in Bayreuth, Aschaffenburg, Schweinfurt and Fürth throughout Northern Bavaria. In the meantime (as of October 2017) Sparda-Bank is represented with a total of 17 branches in the entire business area.

Sparda-Bank Nürnberg presents itself as a provider of an omnichannel strategy. In addition to the classic branch network, there is also the option of doing banking online, by phone or using the banking app. Furthermore, there has been a cooperation with the fintech provider Barzahlen.de since April 2017 , which also enables customers to withdraw or deposit money in the supermarket.

See also

• Sparda-Bank (Germany)

Web links

• Sparda-Bank Nürnberg in the BaFin company database
• Official website

Individual evidence

1. ↑ ^{a b} Master data of the credit institute at the Deutsche Bundesbank
2. ↑ The foundation. ( Memento from May 17, 2008 in the Internet Archive ) The chronicle on sparda-n.de
3. ↑ Annual Report 2018
4. ↑ Annual Report 2015 of Sparda-Bank Nürnberg eG ( Memento of the original from July 14, 2016 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. 
5. ^ Sparda-Bank Nürnberg , accessed on June 20, 2018
6. ↑ [1] , Sparda-Bank Nürnberg, accessed on June 20, 2018
7. ↑ We pay € 0 for the account management , Sparda-Bank Nürnberg, accessed on July 30, 2019
8. ↑ [2] , Sparda-Bank Nürnberg, accessed on August 3, 2018
9. ↑ Annual Report 2015 of Sparda-Bank Nürnberg eG ( Memento of the original from July 14, 2016 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. , Sparda-Bank Nürnberg, accessed on November 14, 2017 
10. ↑ Annual Report 2016 of Sparda-Bank Nürnberg eG  ( page no longer available , search in web archives )  Info: The link was automatically marked as defective. Please check the link according to the instructions and then remove this notice. , Sparda-Bank Nürnberg, p. 56, accessed on November 14, 2017  
11. ^ Branches of the Sparda-Bank Nürnberg , Sparda-Bank Nürnberg, accessed on November 14, 2017
12. ↑ Sparda banks offer cash withdrawals in supermarkets , Handelsblatt, accessed on November 14, 2017

Coordinates: 49 ° 26 '44.1 "  N , 11 ° 4' 44.1"  E