Sparda-Bank Münster

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Sparda-Bank Münster eG
logo
SpardaBankMuenster.jpg
Country GermanyGermany Germany
Seat Muenster
legal form eG
Bank code 400 605 60
BIC GENO DEF1 S08
founding 1900
resolution 1st January 2018
Association Association of Sparda Banks
Website www.sparda-ms.de
management
Board Silke Schneider-Wild (Chairman)
Martin Dietz
Supervisory board Friedrich Wilhelm Gieseler (Chairman)
List of cooperative banks in Germany

The Sparda-Bank Münster eG was a German cooperative bank whose business area extended over 16 branches of Haltern am See to Wilhelmshaven. In terms of total assets, at the end of 2017 it was 71st out of 913 cooperative banks listed in Germany.

history

Business area

The Sparda-Bank Münster eG was founded on November 14, 1900 as a savings and loan fund of the Emden Railway Association as a self-help facility by railway workers for railway workers. The business balance at that time was 830 marks, 750 were savings deposits. The cooperative had 76 members when it was founded. In 1912 the headquarters were moved from Emden to Münster.

The number of members grew rapidly over the next few decades. When the Reichsbahn savings and loan funds in Münster and Oldenburg merged in 1935, the cooperative had 13,000 members. After the end of the war in 1945, the cash register resumed business in the station building in Münster. At the end of the 1960s, the cash register opened to public service employees. In 1975 the bank had over 35,000 members and a balance sheet total of over 200 million marks.

1980 - the cash register has now changed its name to Sparda-Bank Münster eG - the bank opened its first three branches in Oldenburg and Wilhelmshaven. In the years to come, many more branches were opened in the business area from the North Sea to the edge of the Ruhr area. In 1997 the 90,000th member joined the cooperative. The bank started construction of a new administration building in the north center in Münster. In 2000 the cooperative had 100,000 members.

In 2016, Sparda-Bank Münster was one of the largest regional cooperative banks in Germany with around 150,000 members, 16 branches and total assets of 2.3 billion euros. In addition to Münster, the company's headquarters were in Osnabrück and Oldenburg. Further branches of the Sparda-Bank Münster were found in Cloppenburg, Coesfeld, Emden, Gronau, Haltern am See, Ibbenbüren, Leer, Lingen, Rheine and Wilhelmshaven.

In 2010, the North Rhine-Westphalia consumer center warned Sparda-Bank Münster about high interest rates for overdraft facilities and failure to pass on the lower refinancing costs to customers, and filed a lawsuit because the bank did not sign a declaration of cease and desist. In June 2014, Sparda-Bank Münster announced that it would abolish the additional interest for overdrafts on overdrafts from July 2014.

On October 16, 2015, the bank's supervisory board terminated the employment contract of CEO Enrico Kahl without notice and convened an extraordinary meeting of representatives. On November 13, 2015, she decided to dismiss him without notice for fraudulent expenses.

On January 22, 2016, the bank announced that it would head the company with two instead of three board members.

In 2018 the bank merged with Sparda-Bank West .

checking account

After the bank had advertised for a long time with a free current account, Sparda-Bank Münster began charging fees in 2017.

Legal bases

The legal basis of the bank was the statutes and the cooperative law . The organs of the cooperative bank were the management board , the supervisory board and the representative assembly . The bank was affiliated with the security scheme of the Federal Association of German Volksbanks and Raiffeisenbanks .

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ List of all cooperative banks 2017 ( memento of the original from March 16, 2018 in the Internet Archive ) Info: The archive link was inserted automatically and has not yet been checked. Please check the original and archive link according to the instructions and then remove this notice. @1@ 2Template: Webachiv / IABot / www.bvr.de
  3. ↑ Banks cup their customers with overdraft facilities . In: Handelsblatt , September 14, 2010.
  4. ↑ Karin Höller: Juicy overdraft interest on the test bench . In: Westfälische Nachrichten , June 18, 2014.
  5. ↑ Sparda-Bank accuses Kahl of fraudulent expenses . In: Westfälische Nachrichten , October 19, 2015. Accessed November 1, 2015.
  6. ↑ Detlef Proges: Investigations against ex-bank boss from Münster continue . In: WDR.de , October 27, 2016.
  7. ^ Johann Kapl runs Sparda-Bank Münster . In: Westfälische Nachrichten , January 22, 2016. Accessed February 22, 2016.
  8. ↑ Düsseldorf District Court GnR 473 on August 17, 2018
  9. ↑ Gabriele Hillmoth: Account management fees: Now the Sparda-Bank is turning the fees , Westfälische Nachrichten , November 16, 2016

Coordinates: 51 ° 58 ′ 56 ″  N , 7 ° 38 ′ 1 ″  E