Frank Rijkaard and ICICI Bank: Difference between pages

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{{Infobox Company
{{Football manager infobox
| company_name = ICICI Bank
| playername= Frank Rijkaard
| image = [[Image:Frank Rijkaard (2007).jpg|250px]]
| company_logo = [[Image:icicibank.gif|logo]]
| company_type = [[Private company|Private]]<br>[[Bombay Stock Exchange|BSE]] & [[National Stock Exchange of India|NSE]]:ICICI, {{nyse|IBN}}
| fullname = Franklin Edmundo Rijkaard
| foundation = 1955 (as [[Industrial Credit and Investment Corporation of India]])
| height = {{height|m=1.90}}
| location = ICICI Bank Ltd.,<br> ICICI Bank Towers,<br> Bandra Kurla, <br/>{{flagicon|India}} [[Mumbai]], [[India]]
| nickname = The Lama
| key_people = N Vaghul, K.V.Kamath, Chanda Kochhar, Kalpana Morparia, V Vaidyanathan, Madhabi Puri | = [{new delhi}]
| dateofbirth = {{birth date and age|1962|9|30}}
industry = [[Bank ing]]<br />[[Insurance]]<br />[[Capital Markets]] and allied industries
| cityofbirth = [[Amsterdam]]
| products = Loans, [[Credit Card]]s, Savings, Investment vehicles, Insurance etc.
| countryofbirth = [[Netherlands]]
| revenue = {{profit}} [[USD]] 5.79 billion
| currentclub =
| assets = Rs. '''3,997.95 billion (US$ 100 billion)''' at March 31, 2008.
| position =(former [[Midfielder]])'' now manager
employees = over 33,000
| youthyears =
| homepage = [http://www.icicibank.com/ www.icicibank.com]
| youthclubs =
}}
| years = 1980&ndash;1987<br /> 1987&ndash;1988<br />1987&ndash;1988<br />1988&ndash;1993<br />1993&ndash;1995
| clubs = [[AFC Ajax|Ajax]]<br />[[Sporting Portugal]]<br />→ [[Real Zaragoza]] (loan)<br />[[AC Milan]]<br />[[AFC Ajax|Ajax]]<br />'''Career'''
| caps(goals) = 206 (46)<br />{{0}}{{0}}0 {{0}}(0)<br />{{0}}11 {{0}}(0)<br />142 (16)<br />{{0}}55 (19)<br />'''414 (81)'''
| nationalyears = 1981&ndash;1994
| nationalteam = [[Netherlands national football team|Netherlands]]
| nationalcaps(goals) = {{0}}73 (10)
| manageryears = 1998&ndash;2000<br/>2001&ndash;2002<br/>2003&ndash;2008<br/>2008&ndash;
| managerclubs = [[Netherlands national football team|Netherlands]] <br /> [[Sparta Rotterdam]] <br />[[FC Barcelona]]<br />
| pcupdate = June 9, 2006
| ntupdate = May 30, 2006
}}
'''Franklin Edmundo "Frank" Rijkaard''' (born September 30, 1962 in [[Amsterdam]]) is a [[Netherlands|Dutch]] [[football (soccer)|football]] [[Coach (sport)|manager]] and former player. Rijkaard has played for [[AFC Ajax]], [[Real Zaragoza]] and [[AC Milan]], and represented his national side 73 times, scoring 10 goals. On May 8, 2008, it was announced he would leave his managerial post at [[F.C Barcelona]] at the end of the season and be replaced by [[Barcelona B]] coach [[Josep Guardiola]]. His mother is [[Dutch people|Dutch]] and his father is [[Suriname|Surinamese]].


'''ICICI Bank''' ({{BSE|ICICI}}) (formerly '''Industrial Credit and Investment Corporation of India''') is [[India]]'s largest private sector bank in market capitalization and second largest overall in terms of assets. ICICI Bank has total assets of about USD 100 Billion (end-Mar 2008), a network of over 1308 branches and offices, about 3954 [[Automatic teller machines|ATMs]], and 24 million customers (as of end July 2007). ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. But these data are dynamic. ICICI Bank is also the largest issuer of credit cards in India. <ref>[http://www.icicibank.com/pfsuser/aboutus/investorelations/annualreport/icicibank/annualreport.htm ICICI Bank website]</ref>. ICICI Bank has listed its equity shares on stock exchanges at [[Kolkata]] and [[Vadodara]], [[Mumbai]] and the [[National Stock Exchange of India|National Stock Exchange of India Limited]], and its [[American Depositary Receipt|ADRs]] on the [[New York Stock Exchange]] (NYSE).'''
==Playing career==
===Ajax (1980–1987)===
Rijkaard was just 17, when Ajax coach [[Leo Beenhakker]] gave him his senior squad debut August 23, 1980. He made an immediate impact, scoring for his team 0&ndash;3 in the 2&ndash;4 away victory over [[Go Ahead Eagles]], the first league match in the 1980&ndash;81 season. He would play another 23 games for Ajax in his first season, netting a total of 4 goals. In 1981&ndash;82 he won his first Dutch [[Eredivisie]] championship with Ajax, and went on to successfully defend that title in the following 1982-83 season. Rijkaard stayed at Ajax for seven and a half seasons, as a central defender (1981&ndash;82, 1982&ndash;83, 1984&ndash;85), a right midfielder and a central midfielder (1985&ndash;86). During this period he won the Dutch league championship three times (1981&ndash;82, 1982&ndash;83, 1984&ndash;85) and the Dutch Cup (KNVB-Cup 3 times (1982&ndash;83, 1985&ndash;86, 1986&ndash;87). In the 1986&ndash;87 season he won the European Cup II (Cup Winners' Cup) with Ajax (Final: Ajax 1-0 Lokomotiv Leipzig). In September 1987, what would have been Rijkaard's third season (1987&ndash;88) under Dutch football legend [[Johan Cruyff]] as head coach, Rijkaard stormed off the training field and vowed never to play under him again. He was signed by the Portuguese club [[Sporting Clube de Portugal|Sporting CP]], but he signed too late to be eligible to play in any competition. He was immediately loaned out to Spanish team [[Real Zaragoza]], but upon completing his first season at Zaragoza, was signed by Italian side [[AC Milan]].


The Bank is expanding in overseas markets and has the largest international balance sheet among Indian banks. The Bank now has wholly-owned subsidiaries, branches and representatives offices in 18 countries, including an offshore unit in Mumbai. This includes wholly owned subsidiaries in the UK, Canada and Russia, offshore banking units in Singapore and Bahrain, an advisory branch in Dubai, branches in Sri Lanka, Hong Kong and Belgium, and rep offices in the US, China, United Arab Emirates, Bangladesh, South Africa, Indonesia, Thailand and Malaysia. In particular, the bank is targeting the NRI (Non Resident Indian) population
===AC Milan (1988–1993)===
His five seasons at Milan made him a legend. It was coach [[Arrigo Sacchi]] who saw Rijkaard as playing a pivotal role at Milan and transformed the central defender into a world class holding midfielder, where the Dutchman's aggressive and firm style would go on to influence the likes of [[Patrick Vieira]] to replicate in future years. Playing alongside fellow country-men [[Marco van Basten]] and [[Ruud Gullit]], Rijkaard won the [[UEFA Champions League|European Cup]] twice (in [[European Cup 1988-89#Final|1989]] against [[Steaua Bucureşti|Steaua Bucharest]] and [[European Cup 1989-90#Final|1990]], against [[SL Benfica|Benfica]]) and the domestic [[Serie A]] championship twice. He was also believed to have apologized to Cruijff while at Milan.


ICICI Bank reported marked-to-market loss of $264 million as of January 31, 2008 following the USA [[subprime mortgage crisis]]<ref>[http://www.bloomberg.com/apps/news?pid=20601091&sid=agWhFsiOGkyU&refer=india Bloomberg.com: India & Pakistan<!-- Bot generated title -->]</ref>.
Rijkaard's temperament though, was still in question, as became evident when he spat multiple times on [[Rudi Völler]] during the [[1990 FIFA World Cup]], which the Dutch entered as favourites. The [[Netherlands]] went on to lose the match, in a tournament that was marred by a pre-tournament coach change and an underperforming squad. Rijkaard's spitting on Rudi Völler earned him the media nickname of ''"the [[llama]]"'', and for Völler accusations of racism.<ref>{{es icon}} [http://www.fifa.com/es/news/index/0,1464,20495,00.html ¿Más que una mera costumbre repugnante?], ''FIFA.com'', January 16, 2001</ref>


[[Image:Icici-bandra kurla complex.jpg|thumb|right|ICICI Bank HQ at BKC Mumbai]]
===Ajax return (1993–1995)===
After five seasons in Italy, Rijkaard returned to Ajax in 1993. With [[Louis van Gaal]] at the helm, Rijkaard and [[Danny Blind]] formed the experienced defensive core of the Ajax team that won the first two of three consecutive Dutch Championships. Ajax were the unbeaten champions of the Netherlands in 1994&ndash;95 season and carried that success into Europe. In his final game, Rijkaard won the European Cup (which had been renamed as the Champions League) again, with a 1&ndash;0 victory over AC Milan in the [[UEFA Champions League 1994-95#Final|1995 final]] at the [[Ernst Happel Stadion]] in [[Vienna]].


==History==
===International career (1981–1994)===
{{Prose|date=June 2008}}
On the international stage, Rijkaard made his debut for the Netherlands in 1981. He was part of the Dutch side that won [[1988 UEFA European Football Championship|Euro 88]] with a 2&ndash;0 win in the final over the [[USSR national football team|Soviet Union]], playing at center-back alongside [[Ronald Koeman]]. He won a total of 73 caps and scored 10 goals. Rijkaard also played for the Netherlands during the 1990 and 1994 FIFA World Cups and at [[1992 UEFA European Football Championship|Euro 92]].
*1955 The [[World Bank]], the [[Government of India]] and representatives of Indian industry formed ICICI Limited as a development finance institution to provide medium-term and long-term project financing to Indian businesses. (Similar financial institutions included [[IDBI]] and [[SIDBI]]). ICICI was not a bank - it could not take retail deposits - and nor was it required to comply with Indian banking requirements for liquid reserves. ICICI borrowed funds from many multilateral agencies (such as the World Bank), often at concessional rates. It used these to make large corporate loans.


*1994 ICICI established Banking Corporation as a banking subsidiary.formerly Industrial Credit and Investment Corporation of India. Later, ICICI Banking Corporation was renamed as 'ICICI Bank Limited'. ICICI founded a separate legal entity, ICICI Bank, to undertake normal banking operations - taking deposits, credit cards, car loans etc.
Rijkaard was involved in an unsavoury incident with [[Rudi Völler]] when West Germany played the Netherlands in the 1990 World Cup. Rijkaard was booked for a bad tackle on Voller, as Rijkaard took up position for the free kick he spat in Völler's hair. Völler complained to the referee and was booked as well. From the resulting free kick, Voller then dived, according to himself to avoid a collision with Dutch Keeper Hans Van Breukelen, while others, notably Rijkaard and Van Breukelen, saw it as a dive in hopes for a penalty. Van Breukelen was angry at this but Rijkaard again confronted Völler by twisting his ear and stamping on his foot. Both Völler and Rijkaard were sent off but Rijkaard again spat in Völler's hair as they left the pitch and was rumoured to have repeated this on the touchline. The German press nicknamed him "[[Llama]]" for his spitting.
*1999 ICICI became the first Indian company and the first bank or financial institution from non-Japan Asia to list on the [[NYSE]].
*2001 ICICI acquired [[Bank of Madura]] (est. 1943). Bank of Madura was a [[Chettiar]] bank, and had acquired [[Chettinad Mercantile Bank]] (est. 1933) and [[Illanji Bank]] (established 1904) in the 1960s.
*2002 The Boards of Directors of ICICI and ICICI Bank approved the reverse merger of ICICI, [[ICICI Personal Financial Services Limited]] and [[ICICI Capital Services Limited]], into ICICI Bank. After receiving all necessary regulatory approvals, ICICI integrated the group's financing and banking operations, both wholesale and retail, into a single entity. Also in 2002, ICICI Bank bought the [[Shimla]] and [[Darjeeling]] branches that [[Standard Chartered Bank]] had inherited when it acquired [[Grindlays Bank]].
*2002 ICICI established representative offices in NY and London.
*2003 ICICI opened subsidiaries in Canada and the United Kingdom (UK), and in the UK it established alliance with Lloyds TSB. It also opened an Offshore Banking Unit (OBU) in Singapore and representative offices in Dubai and Shanghai.
*2004 ICICI opens a rep office in Bangladesh to tap the extensive trade between that country, India and South Africa.
*2005 ICICI acquired Investitsionno-Kreditny Bank (IKB), a Russia bank with about US$4mn in assets, head office in Balabanovo in the Kaluga region, and with a branch in Moscow. ICICI renamed the bank ICICI Bank Eurasia. ICICI Bank offered a high-interest (5.4% gross) internet savings account to UK customers. Also, ICICI established a branch in Dubai International Financial Centre and in Hong Kong.
*2005 ICICI Bank UK launches HiSave brand. An online deposit taking brand primarily targeting UK resident Indians and secondarily the wider UK population.
*2006 ICICI Bank UK opened a branch in [[Antwerp]], in [[Belgium]]. ICICI opened representative offices in [[Bangkok]], [[Jakarta]], and [[Kuala Lumpur]].
*2007 ICICI amalgamated Sangli Bank, which was headquartered in [[Sangli]], in [[Maharashtra]] State, and which had 158 branches in Maharashtra and another 31 in [[Karnataka]] State. ICICI also received permission from the government of [[Qatar]] to open a branch in [[Doha]] and from the [[US Federal Reserve]] to open a branch in [[New York]]. ICICI Bank Eurasia opened a second branch, this time in St. Petersburg.
*2008 ICICI Bank launched [http://www.icicibank.com/pfsuser/channels/mobile/imobile/imobile.htm] iMobile, a comprehensive Mobile banking solution. iMobile is considered to be a breakthrough innovation in Indian Banking which allows a customer to do all possible transactions through a GPRS-enabled mobile phone.


At Euro 92 Rijkaard scored a late equalizer for the Netherlands in a 2&ndash;2 draw with Denmark at the semi final stage but the Dutch went out on penalties. He made his final appearance for the Netherlands in the 3&ndash;2 defeat against eventual winners [[Brazil national football team|Brazil]] in the quarter-finals of the [[1994 FIFA World Cup]].


==Managerial career==
[[Image:FrankRijkaard2.jpg|thumb|right|200px|Frank Rijkaard]]


== False bankruptcy rumours ==
===KNVB (1998–2000)===
Rijkaard's coaching career began when he was appointed manager of the [[Netherlands national football team]] in 1998. He had previously served as an assistant coach, along with [[Johan Neeskens]] and [[Ronald Koeman]] under the managerial tenure of [[Guus Hiddink]]. At the time, he was not taken seriously as a manager because of his inexperience, but he was able to guide his national side to the [[2000 UEFA European Football Championship|Euro 2000]] semi-finals. The Netherlands played some of the best football of the tournament but lost their semi-final match to [[Italy national football team|Italy]] on penalties, and Rijkaard resigned immediately afterwards.<ref>[http://news.bbc.co.uk/2/hi/euro2000/teams/holland/812243.stm "Rijkaard quits after semi-final loss"] BBC Sport, June 29, 2000 accessed March 13, 2006</ref>


In the past, there have been several false rumors of ICICI going bankrupt.
===Sparta Rotterdam (2001–2002)===
During the 2001&ndash;02 season, he became manager of [[Sparta Rotterdam]] in the Dutch [[Eredivisie]], the oldest professional team in the country. Rijkaard enjoyed the down-to-earth atmosphere, although the club was not financially strong.<ref name="guardian">[http://football.guardian.co.uk/News_Story/0,1563,1417913,00.html?gusrc=rss "Big Interview: 'King of cool sits well amid frenzy of Camp Nou'"], by Donald McRae, ''The Guardian'', February 19, 2005</ref> Under his leadership, the club was [[relegated]] to the first division for the first time in its history, and he was fired as a consequence.


In 2003, there was false rumor in Gujarat that ICICI is going bankrupt, and panicked people started withdrawing money from the bank's ATMs.<ref>[http://timesofindia.indiatimes.com/articleshow/43143010.cms Rumours of ICICI Bank going bankrupt in Gujarat]. 12 Apr 2003, 1002 hrs IST,PTI</ref>
===FC Barcelona (2003–2008)===
Rijkaard was not out of a coaching role for long, and less than a year after leaving Sparta Rotterdam, he was appointed manager of [[FC Barcelona]] for the 2003&ndash;04 season. The season would prove to be a watershed for the club, but not without initial instability. Rijkaard arrived at the club as it entered a new phase, having elected a new President in [[Joan Laporta]] and a new managerial board, but with fans unhappy that Laporta had let English midfielder [[David Beckham]] snub the chance to join the club. For Rijkaard, the team he inherited, with the exception of new superstar signing [[Ronaldinho]] (who was the club's second choice after Beckham), also consisted of many underachieving players from the old guard and era that failed to meet the club and its fans' demands to match arch rival [[Real Madrid]]'s success in the early 2000s, having not won a trophy since 1999. ulan saçmalamayın ne fenerbahçesi:D:D


Due to the [[Economic crisis of 2008]] in United States, there were rumors of ICICI going bankrupt.<ref>[http://economictimes.indiatimes.com/News/ICICI_Bank_says_financial_position_sound_rumours_baseless/articleshow/3543538.cms ICICI Bank says financial position sound; rumours baseless]</ref> Some panicked customers started withdrawing money from the ATMs all over the world.<ref>[http://timesofindia.indiatimes.com/Hyderabad/Panic_withdrawal_at_ICICI_ATMs/articleshow/3542857.cms Panic withdrawal at ICICI ATMs]</ref> ICICI debunked the rumors and gave detailed financial position to establish that it was in a sound position with assets of over Rs 4,84,000 crore (Rs 4,840 billion) and a net worth of over Rs 47,000 crore (Rs 470 billion). The ICICI Bank also sought a [[SEBI]] probe into the "manipulation of its shares through a systematic pattern of rumours".<ref>[http://www.rediff.com/money/2008/sep/30bcrisis1.htm Don't panic, bank is strong, ICICI tells customers]. September 30, 2008.</ref> The [[Reserve Bank of India]] (RBI) joined ICICI Bank to reassure investors and customers, saying that the bank was in good financial health.<ref>[http://news.yahoo.com/s/nm/20080930/india_nm/india357273 RBI says ICICI sound, shares jump ]</ref>
Rijkaard had a disappointing start at Barcelona that saw some sections of the club's fans call for his resignation, and he drew flak from the media when the team lost to Real Madrid in December 2003.<ref name="guardian"/> Rijkaard's resilience won through and from 2004 onwards, he achieved a massive turnaround, as the team went from strength to strength. Barcelona finished runners-up in [[La Liga]] in 2003&ndash;04, having been close to the relegation zone at one point in the earlier stages of the season. Rijkaard then took Barcelona to the next level as he phased out the old guard and rebuilt a new look side around Ronaldinho, with new players like [[Deco]], [[Samuel Eto'o]], [[Rafael Marquez|Rafa Marquez]] and [[Ludovic Giuly]], along with the ultimate uprising of some young players from the previous era formed in the club's youth teams (i.e. [[Víctor Valdés]], [[Carles Puyol]], [[Xavi]] and [[Andrés Iniesta]]). He eventually succeeded in turning around the fortunes of the club, with the strong support of Laporta, and within the next couple of years finally managed to win La Liga both in 2004&ndash;05 and in 2005&ndash;06.


==References==
He became the first Barcelona coach to have won twice at Real Madrid's stadium [[Estadio Santiago Bernabéu|Santiago Bernabéu]], an achievement which even successful managers like [[Johan Cruijff]], [[Louis van Gaal]] and [[Luis Aragonés]] were unable to accomplish. His no nonsense policy on and off the field, and the sparkling football played by his team, have won him many plaudits and Rijkaard was among the five nominated coaches for [[UEFA]]'s Team of the Year 2005. On March 8, 2006 he was also honoured by UEFA for his contributions to the European Cup Competition throughout his career as player and manager.<ref>[http://www.uefa.com/uefa/Keytopics/kind=64/newsId=402801.html "Rijkaard takes acclaim"], UEFA Official Website, March 9, 2006 accessed March 13, 2006</ref>
{{Reflist|3}}


==See also==
[[Image:FC Barcelona NASA Jsc2006e33425.jpg|thumb|300px|Rijkaard with [[Xavi]], [[Ronaldinho]], and [[Carles Puyol|Puyol]].]]
*[[Indian banking]]
Rijkaard also achieved success on the European stage winning the 2005&ndash;06 Champions League with a [[2006 UEFA Champions League Final|2&ndash;1]] win against [[Arsenal F.C.|Arsenal]] in the final. Barcelona had been losing 1&ndash;0 for most of the match before his late tactical substitutions proved the decisive factor, as the introduction of [[Henrik Larsson]] and [[Juliano Belletti]] contributed directly to Barcelona's two goals. The win made him the only fifth individual to have won the European Cup both as a player and as a manager, alongside [[Miguel Muñoz]], [[Giovanni Trapattoni]], [[Johan Cruyff]], and [[Carlo Ancelotti]].
*[[ICICI Lombard]]

*[[ICICI Prudential]]
After losing to [[Manchester United]] in the Semi-Final of the 2007/2008 [[UEFA Champions League]], Rijkaard was asked whether he would quit at the end of the season seeing as though he had not won anything for two successive seasons. Rijkaard replied:

''"I have no intention of leaving. It would be different if the players were saying it is time for me to go but that is not the case"''

On May 1, 2008 it is reported that Frank Rijkaard allegedly confided to a colleague that he would be stepping down as [[FC Barcelona]] manager at the end of the season. But 24 hours later Rijkaard stated in a press conference that he has no intention of leaving Barcelona. <ref>{{cite web| title= Frank Rijkaard to leave Barca, says colleague|url =http://fourfourtwo.com/news/spain/8335/default.aspx|publisher= FourFourTwo|accessdate=2008-05-30}} </ref>

On May 8, 2008, the day after Barcelona's dismal 4-1 defeat to arch rivals [[Real Madrid]], Barcelona´s president Joan Laporta announced that at the end of the 2007-2008 season, Frank Rijkaard will not longer be head coach of the first team. Laporta made the announcement after a board meeting; Rijkaard will be succeeded by [[Josep Guardiola]].<ref>{{cite web| title= Laporta anuncia el adiós de Rijkaard y la llegada de Guardiola|url =http://www.fcbarcelona.cat/web/castellano/noticies/futbol/temporada07-08/05/n080508104104.html}}</ref> Joan Laporta made it clear that Frank Rijkaard's achievements "made history" and praised him for his time at the club.

==Coaching philosophy and style==
As a coach, Frank Rijkaard's essential philosophy is to guide his team towards playing attack-minded football as a cohesive unit. In doing this, he believes a team can achieve the dual objectives of winning games and ensuring the audience's enjoyment of the spectacle. This follows in the best coaching traditions of Rijkaard's countrymen and forebears [[Rinus Michels]] and Johan Cruyff. In this light, it is notable that Michels coached both Cruyff and Rijkaard during their respective participations with the Dutch national team, and that Cruyff himself went on to coach Rijkaard. Nonetheless, Rijkaard believes in working within a contemporary football context and is not out to imitate the styles and tactics of past masters. In his own words: {{cquote|...you gain many impressions from the past. You still have it in your mind when you become a coach, and if something happens you can recall how it was dealt with. But I strongly believe that you cannot copy anyone. The decisions that a great coach made years ago will not necessarily work today.<ref>[http://www.uefa.com/newsfiles/381642.pdf "Interview: Frank Rijkaard] by Andy Roxburgh, ''The Technician: UEFA Newsletter for Coaches'', No. 31, January 2006 accessed March 13, 2006</ref>}}

Rijkaard has evidently learned to curb the quick temper of his playing days and is often a portrait of calm and stability in training and along the touchline. He rarely courts controversy in the media and is more apt now to promote a positive environment and let his team's play speak for itself when faced with intense rivalry or criticism.<ref>[http://football.guardian.co.uk/championsleague200506/story/0,,1725086,00.html "Rijkaard calls on Barcelona fans to show returning Mourinho some respect"] by Jon Brodkin, ''The Guardian'', March 7, 2006 accessed March 20, 2006</ref>

The tactics used during his tenure as manager of FC Barcelona best exemplify Frank Rijkaard's commitment to playing stylish attacking football. During the team's 2004&ndash;05 and 2005&ndash;06 campaigns, the coach frequently fielded a 4-1-2-2-1 formation, a system which encouraged the creativity of the players in the front third of the field and created optimal interplay between the midfielders and forwards during attacks. Within this system the four defenders also tended to play in a relatively high position on the pitch to support the midfield which frequently advanced to participate in the attack. The team generally focuses on maintaining possession in the opponents' half of the field, applying pressure in order to force the opposition to make errors in defense and offensive counter-attacking.

With regards to man-management and motivation, Rijkaard rejects the notion of a "star system" and promotes the idea that every one of his players is a valuable member of the team.<ref>[http://www.worldsoccer.com/interviews/frank_rijkaard_interview_62352.html Excerpt of an interview with Rijkaard], ''World Soccer'', March 2005</ref> He rarely praises one individual over another in the squad, although he has been known to acknowledge the outstanding contributions of a player within the context of a team performance.

==Honours==
===As player===

*Ajax:
:[[Eredivisie|Dutch League]] 1982, 1983, 1985, 1994, 1995
:[[Dutch supercup|Dutch Super Cup]] 1993, 1994
:[[KNVB Cup]] 1983, 1986, 1987
:[[UEFA Cup Winners' Cup]] 1987
:[[UEFA Champions League]] 1995
:[[European Super Cup]] 1995,
*AC Milan:
:[[Serie A|Italian League]] 1992, 1993
:[[Italian Super Cup]] 1988, 1992
:[[European Cup and Champions League history|European Cup]] 1989, 1990
:[[European Super Cup]] 1989, 1990
:[[Intercontinental Cup (football)|Intercontinental Cup]] 1989, 1990

*Netherlands national team:
:[[1988 UEFA European Football Championship|European Championship 1988]]

===As manager===
*FC Barcelona:
:[[UEFA Champions League 2005/2006]]
:[[La Liga]] Championship 2004/2005, 2005/2006
:[[Spanish Super Cup|Spanish Supercup]] 2005, 2006

===Individual===
:[[Dutch Footballer of the Year]] 1985, 1987
:[[Best Player Serie A|Italian League]] 1992,
==Career statistics==
{{Football player statistics 1|YY}}
{{Football player statistics 2|NED|YY}}
|-
|[[Eredivisie 1980-81|1980-81]]||rowspan="8"|[[AFC Ajax|Ajax]]||rowspan="8"|[[Eredivisie]]||24||4||||||||||||||||
|-
|[[Eredivisie 1981-82|1981-82]]||27||4||||||||||||||||
|-
|[[Eredivisie 1982-83|1982-83]]||25||3||||||||||||||||
|-
|[[Eredivisie 1983-84|1983-84]]||23||9||||||||||||||||
|-
|[[Eredivisie 1984-85|1984-85]]||34||7||||||||||||||||
|-
|[[Eredivisie 1985-86|1985-86]]||31||9||||||||||||||||
|-
|[[Eredivisie 1986-87|1986-87]]||34||7||||||||||||||||
|-
|[[Eredivisie 1987-88|1987-88]]||8||3||||||||||||||||
{{Football player statistics 2|POR|YY}}
|-
|[[Portuguese Liga 1987-88|1987-88]]||[[Sporting Clube de Portugal|Sporting CP]]||[[Portuguese Liga]]||0||0||||||||||||||||
{{Football player statistics 2|ESP|YY}}
|-
|[[La Liga 1987-88|1987-88]]||[[Real Zaragoza]]||[[La Liga]]||11||0||||||||||||||||
{{Football player statistics 2|ITA|YY}}
|-
|[[Serie A 1988-89|1988-89]]||rowspan="5"|[[A.C. Milan|Milan]]||rowspan="5"|[[Serie A]]||31||4||||||||||||||||
|-
|[[Serie A 1989-90|1989-90]]||29||2||||||||||||||||
|-
|[[Serie A 1990-91|1990-91]]||30||3||||||||||||||||
|-
|[[Serie A 1991-92|1991-92]]||30||5||||||||||||||||
|-
|[[Serie A 1992-93|1992-93]]||22||2||||||||||||||||
{{Football player statistics 2|NED|YY}}
|-
|[[Eredivisie 1993-94|1993-94]]||rowspan="2"|[[AFC Ajax|Ajax]]||rowspan="2"|[[Eredivisie]]||30||10||||||||||||||||
|-
|[[Eredivisie 1994-95|1994-95]]||26||2||||||||||||||||
{{Football player statistics 3|4|NED}}262||58||||||||||||||||
{{Football player statistics 4|POR}}0||0||||||||||||||||
{{Football player statistics 4|ESP}}11||0||||||||||||||||
{{Football player statistics 4|ITA}}142||16||||||||||||||||
{{Football player statistics 5}}415||74||||||||||||||||
|}

==Managerial stats==
{| class="wikitable" style="text-align: center"
|-
!rowspan="2"|Team
!rowspan="2"|Nat
!rowspan="2"|From
!rowspan="2"|To
!colspan="5"|Record
|-
!G!!W!!L!!D!!Win %
|-
|align=left|[[FC Barcelona|Barcelona]]
|{{flagicon|Spain}}
|align=left|July 2003
|align=left|May 2008
||209||128||38||43||61.24
|}

==References==
{{reflist|2}}


==External links==
==External links==
*[http://www.frankrijkaard.net/ Official website]
*[http://www.icicibank.com/ ICICI Bank] Official website of ICICI Bank Ltd.
*[http://www.icicibank.com/Pfsuser/customer/customer_care.htm ICICI Bank Customer Service] Options to reach Customer Care
*{{soccerbase (manager)|id=1876|name=Frank Rijkaard}}
*[http://www.icicibank.com/pfsuser/customer/compliment4.htm ICICI Bank Customer Compliments] Appreciations from customers
*[http://www.fcbarcelona.cat/web/english/futbol/temporada_07-08/plantilla/cos_tecnic/bio_frank_rijkaard.html Official Manager's Profile from www.fcbarcelona.cat]
*[http://www.icicicommunities.org ICICI Communities]
*{{nl icon}} [http://www.ajax.nl/web/show/id=63608 AFC Ajax - Hall of Fame]
*[http://www.icicidirect.com/ ICICI Direct] Online share and mutual funds trading facility
*{{nl icon}} [http://www.beijen.net/frank/cvs/rijkaard-f.htm Cv Frank Rijkaard] (career statistics)
*[http://www.iciciprulife.com/ ICICI Prulife] Life Insurance - India’s no 1 Private Life insurance company
*[http://www.soccerphile.com/soccerphile/managers/frank-rijkaard.html Frank Rijkaard profiled by Soccerphile]
*[http://www.pruiciciamc.com/ Prudential ICICI Mutual Fund] Asset Management
*{{wvo|1018}}
*[http://www.icicilombard.com/ ICICI Lombard.com] India’s no 1 Private general insurance company

*[http://www.icicibank.ca/ ICICI Bank Canada]
{{start box}}
*[http://finance.google.com/finance?q=IBN ICICI Bank financial overview at Google Finance]
{{s-sports}}
*[http://www.icicifoundation.org/ ICICI Foundation] Official website for ICICI Foundation for Inclusive Growth
{{succession box|title=[[Netherlands national football team|Dutch National]] Coach|before={{flagicon|NED}} [[Guus Hiddink]] |after={{flagicon|NED}} [[Louis van Gaal]]|years=1998&ndash;2000}}
{{succession box|
before={{flagicon|NED}} [[Willem van Hanegem]] (a.i.)|
title=[[Sparta_Rotterdam#Former_managers|Sparta Rotterdam]] Manager|
years=2001&ndash;2002|
after={{flagicon|NED}} [[Dolf Roks]]|}}
{{succession box|title=[[FC Barcelona]] Manager|before={{flagicon|Serbia}} [[Radomir Antić]] |after={{flagicon|Spain}} [[Josep Guardiola]] |years=2003&ndash;2008}}
{{s-ach|achievements}}
{{succession box|title=[[La Liga]] Winning Coach|before={{flagicon|Spain}} [[Rafael Benítez]] |after={{flagicon|Netherlands}} [[Frank Rijkaard]]|years=2004-05}}
{{succession box|title=[[La Liga]] Winning Coach|before={{flagicon|Netherlands}} [[Frank Rijkaard]] |after={{flagicon|Italy}} [[Fabio Capello]]|years=2005-06}}
{{succession box|title=[[Supercopa de España|Spanish Supercup]] Winning Coach|before={{flagicon|Spain}} [[Víctor Muñoz]] |after={{flagicon|Netherlands}} [[Frank Rijkaard]]|years=2005}}
{{succession box|title=[[Supercopa de España|Spanish Supercup]] Winning Coach|before={{flagicon|Netherlands}} [[Frank Rijkaard]] |after={{flagicon|Spain}} [[Juande Ramos]]|years=2006}}
{{succession box|title=[[UEFA Champions League]] Winning Coach|before={{flagicon|Spain}} [[Rafael Benítez]] |after={{flagicon|Italy}} [[Carlo Ancelotti]]|years=2005-06}}

{{start box}}
{{s-ach}}
{{succession box|
before={{flagicon|NED}} [[Johan Cruijff]]|
title=[[Dutch Footballer of the Year|Dutch Golden Shoe Winner]]|
years=1985|
after={{flagicon|NED}} [[Ruud Gullit]]||
}}
{{succession box|
before={{flagicon|NED}} [[Ruud Gullit]]|
title=[[Dutch Footballer of the Year|Dutch Golden Shoe Winner]]|
years=1987|
after={{flagicon|NED}} [[Gerald Vanenburg]]||
}}

{{end box}}


{{Companies portal}}
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{{Netherlands national football team managers}}
{{FC Barcelona managers}}


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[[de:ICICI Bank]]
[[ar:فرانك ريكارد]]
[[fr:ICICI Bank]]
[[bn:ফ্রাংক রাইকার্ড]]
[[ja:ICICI銀行]]
[[bg:Франк Рейкаард]]
[[te:ఐ.సి.ఐ.సి.ఐ.బ్యాంకు]]
[[ca:Franklin Edmundo Rijkaard]]
[[cy:Frank Rijkaard]]
[[da:Frank Rijkaard]]
[[de:Frank Rijkaard]]
[[es:Frank Rijkaard]]
[[eu:Frank Rijkaard]]
[[fr:Frank Rijkaard]]
[[ga:Frank Rijkaard]]
[[ko:프랑크 레이카르트]]
[[hr:Frank Rijkaard]]
[[id:Frank Rijkaard]]
[[it:Frank Rijkaard]]
[[he:פרנק רייקארד]]
[[ka:ფრანკ რაიკარდი]]
[[hu:Frank Rijkaard]]
[[nl:Frank Rijkaard]]
[[ja:フランク・ライカールト]]
[[no:Frank Rijkaard]]
[[pl:Frank Rijkaard]]
[[pt:Frank Rijkaard]]
[[ro:Frank Rijkaard]]
[[ru:Райкаард, Франк]]
[[sq:Frank Rijkaard]]
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[[fi:Frank Rijkaard]]
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[[vi:Frank Rijkaard]]
[[tr:Frank Rijkaard]]
[[zh:弗兰克·里杰卡尔德]]

Revision as of 08:21, 11 October 2008

ICICI Bank
Company typePrivate
BSE & NSE:ICICI, NYSEIBN
Founded1955 (as Industrial Credit and Investment Corporation of India)
HeadquartersICICI Bank Ltd.,
ICICI Bank Towers,
Bandra Kurla,
India Mumbai, India
Key people
N Vaghul, K.V.Kamath, Chanda Kochhar, Kalpana Morparia, V Vaidyanathan, Madhabi Puri
ProductsLoans, Credit Cards, Savings, Investment vehicles, Insurance etc.
RevenueIncrease USD 5.79 billion
Total assetsRs. 3,997.95 billion (US$ 100 billion) at March 31, 2008. employees = over 33,000
Websitewww.icicibank.com

ICICI Bank (BSEICICI) (formerly Industrial Credit and Investment Corporation of India) is India's largest private sector bank in market capitalization and second largest overall in terms of assets. ICICI Bank has total assets of about USD 100 Billion (end-Mar 2008), a network of over 1308 branches and offices, about 3954 ATMs, and 24 million customers (as of end July 2007). ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialised subsidiaries and affiliates in the areas of investment banking, life and non-life insurance, venture capital and asset management. But these data are dynamic. ICICI Bank is also the largest issuer of credit cards in India. [1]. ICICI Bank has listed its equity shares on stock exchanges at Kolkata and Vadodara, Mumbai and the National Stock Exchange of India Limited, and its ADRs on the New York Stock Exchange (NYSE).

The Bank is expanding in overseas markets and has the largest international balance sheet among Indian banks. The Bank now has wholly-owned subsidiaries, branches and representatives offices in 18 countries, including an offshore unit in Mumbai. This includes wholly owned subsidiaries in the UK, Canada and Russia, offshore banking units in Singapore and Bahrain, an advisory branch in Dubai, branches in Sri Lanka, Hong Kong and Belgium, and rep offices in the US, China, United Arab Emirates, Bangladesh, South Africa, Indonesia, Thailand and Malaysia. In particular, the bank is targeting the NRI (Non Resident Indian) population

ICICI Bank reported marked-to-market loss of $264 million as of January 31, 2008 following the USA subprime mortgage crisis[2].

ICICI Bank HQ at BKC Mumbai

History

  • 1955 The World Bank, the Government of India and representatives of Indian industry formed ICICI Limited as a development finance institution to provide medium-term and long-term project financing to Indian businesses. (Similar financial institutions included IDBI and SIDBI). ICICI was not a bank - it could not take retail deposits - and nor was it required to comply with Indian banking requirements for liquid reserves. ICICI borrowed funds from many multilateral agencies (such as the World Bank), often at concessional rates. It used these to make large corporate loans.
  • 1994 ICICI established Banking Corporation as a banking subsidiary.formerly Industrial Credit and Investment Corporation of India. Later, ICICI Banking Corporation was renamed as 'ICICI Bank Limited'. ICICI founded a separate legal entity, ICICI Bank, to undertake normal banking operations - taking deposits, credit cards, car loans etc.
  • 1999 ICICI became the first Indian company and the first bank or financial institution from non-Japan Asia to list on the NYSE.
  • 2001 ICICI acquired Bank of Madura (est. 1943). Bank of Madura was a Chettiar bank, and had acquired Chettinad Mercantile Bank (est. 1933) and Illanji Bank (established 1904) in the 1960s.
  • 2002 The Boards of Directors of ICICI and ICICI Bank approved the reverse merger of ICICI, ICICI Personal Financial Services Limited and ICICI Capital Services Limited, into ICICI Bank. After receiving all necessary regulatory approvals, ICICI integrated the group's financing and banking operations, both wholesale and retail, into a single entity. Also in 2002, ICICI Bank bought the Shimla and Darjeeling branches that Standard Chartered Bank had inherited when it acquired Grindlays Bank.
  • 2002 ICICI established representative offices in NY and London.
  • 2003 ICICI opened subsidiaries in Canada and the United Kingdom (UK), and in the UK it established alliance with Lloyds TSB. It also opened an Offshore Banking Unit (OBU) in Singapore and representative offices in Dubai and Shanghai.
  • 2004 ICICI opens a rep office in Bangladesh to tap the extensive trade between that country, India and South Africa.
  • 2005 ICICI acquired Investitsionno-Kreditny Bank (IKB), a Russia bank with about US$4mn in assets, head office in Balabanovo in the Kaluga region, and with a branch in Moscow. ICICI renamed the bank ICICI Bank Eurasia. ICICI Bank offered a high-interest (5.4% gross) internet savings account to UK customers. Also, ICICI established a branch in Dubai International Financial Centre and in Hong Kong.
  • 2005 ICICI Bank UK launches HiSave brand. An online deposit taking brand primarily targeting UK resident Indians and secondarily the wider UK population.
  • 2006 ICICI Bank UK opened a branch in Antwerp, in Belgium. ICICI opened representative offices in Bangkok, Jakarta, and Kuala Lumpur.
  • 2007 ICICI amalgamated Sangli Bank, which was headquartered in Sangli, in Maharashtra State, and which had 158 branches in Maharashtra and another 31 in Karnataka State. ICICI also received permission from the government of Qatar to open a branch in Doha and from the US Federal Reserve to open a branch in New York. ICICI Bank Eurasia opened a second branch, this time in St. Petersburg.
  • 2008 ICICI Bank launched [1] iMobile, a comprehensive Mobile banking solution. iMobile is considered to be a breakthrough innovation in Indian Banking which allows a customer to do all possible transactions through a GPRS-enabled mobile phone.


False bankruptcy rumours

In the past, there have been several false rumors of ICICI going bankrupt.

In 2003, there was false rumor in Gujarat that ICICI is going bankrupt, and panicked people started withdrawing money from the bank's ATMs.[3]

Due to the Economic crisis of 2008 in United States, there were rumors of ICICI going bankrupt.[4] Some panicked customers started withdrawing money from the ATMs all over the world.[5] ICICI debunked the rumors and gave detailed financial position to establish that it was in a sound position with assets of over Rs 4,84,000 crore (Rs 4,840 billion) and a net worth of over Rs 47,000 crore (Rs 470 billion). The ICICI Bank also sought a SEBI probe into the "manipulation of its shares through a systematic pattern of rumours".[6] The Reserve Bank of India (RBI) joined ICICI Bank to reassure investors and customers, saying that the bank was in good financial health.[7]

References

See also

External links

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