Kreissparkasse Ostalb

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Logo of the savings banks  Kreissparkasse Ostalb
Country GermanyGermany Germany
Seat Aalen and Schwäbisch Gmünd
legal form Institute of public right
Bank code 614 500 50
BIC OASP DE6A XXX
founding January 17, 1852
Association Sparkassenverband Baden-Württemberg
Website www.ksk-ostalb.de
Business data 2019
Total assets 5.593 billion euros
insoles 4.358 billion euros
Customer credit 3.596 billion euros
Employee 951
Offices 48
management
Board of Directors Klaus Pavel , chairman
Board Markus Frei (chairman), Christof Morawitz
List of savings banks in Germany

The Kreissparkasse Ostalb is a public savings bank based in Aalen and Schwäbisch Gmünd in Baden-Wuerttemberg . Your business area is the Ostalbkreis .

organization structure

The Kreissparkasse Ostalb is an institution under public law . The legal basis is the Sparkasse Act for Baden-Württemberg and the statutes issued by the Sparkasse's administrative board . The organs of the Sparkasse are the board of directors , the administrative board and the credit committee.

There are five branch offices for private customer business. The corporate customer business is looked after by two corporate customer departments. The real estate business is operated by the subsidiary of Kreissparkasse Ostalb, S-Immobilien Ostalb GmbH.

Business direction and business success

The Kreissparkasse Ostalb operates the universal banking business as a savings bank . It is the market leader in its business area. Kreissparkasse Ostalb had total assets of EUR 5.593 billion in the 2019 financial year and customer deposits of EUR 4.358 billion. According to the 2019 Sparkasse Ranking List, it ranks 55th in terms of total assets. It has 48 branches / self-service locations and employs 951 people.

Savings Banks Finance Group

Kreissparkasse Ostalb is part of the Sparkassen-Finanzgruppe. The Sparkasse therefore sells home loan and savings contracts from the regional building society, Deka open-ended investment funds and brokers insurance from SV SparkassenVersicherung. In the area of ​​leasing, the Kreissparkasse Ostalb works together with Deutsche Leasing. The Landesbank responsible is the Landesbank Baden-Württemberg. The Landesbank acts, among other things, as a clearing house for cashless payment transactions and is used to invest liquidity reserves of the Kreissparkasse Ostalb.

History of the Kreissparkasse Ostalb

Predecessor institute in Schwäbisch Gmünd

On January 17, 1852, the Oberamtssparkasse Schwäbisch Gmünd was founded as a private institute. Eight years later, on August 9, 1860, it was converted into a publicly owned institute.

On June 7, 1932, the dependent savings bank was converted into an institution under public law and 19 months later, on January 27, 1934, due to the Württemberg district ordinance, it was converted into the Schwäbisch Gmünd district savings bank . As a result, the following were accepted or handed over to areas of responsibility:

Ingestion of eels: Heuchlingen and Schechingen .
Photo of Gaildorf : Eschach , Obergröningen , Ruppertshofen , Untergröningen , Vordersteinenberg .
Photo of Welzheim : Alfdorf , Großdeinbach , Lorch , Pfahlbronn , Waldhausen .
Photo of Göppingen : Maitis .
Delivery to Göppingen: Reichenbach , Winzingen .

Predecessor institutes in the former district of Aalen

An Oberamtssparkasse was founded in Aalen in 1848. However, this was dissolved again in 1859.

On August 2, 1881, the Oberamtsparkasse Ellwangen was founded. On the basis of a resolution by the Aalen District Office on March 8, 1882, the Aalen Oberamtssparkasse was re-established on August 18 of the same year. On January 1, 1886, an Oberamtssparkasse was founded in Neresheim.

Due to the Württemberg district ordinance, all Oberamtssparkassen were converted into district savings banks on January 27, 1934. When, on August 25, 1938, a new law regulated the division of the country and as a result the previous districts of Aalen , Ellwangen and Neresheim were merged to form the Aalen district , a new district savings bank was established in Aalen, with main branches in Ellwangen and Neresheim.

Formation of the Kreissparkasse Ostalb

Due to the Baden-Württemberg district reform law, the Ostalbkreis was formed on July 23, 1971 by merging the two districts of Aalen and Schwäbisch Gmünd. It was given to Waiblingen Alfdorf and Göppingen Maitis and accepted by the old district of Backnang Gschwend .

On December 11, 1973, the newly formed district council of the Ostalb district decided that a joint district savings bank Ostalb should be formed. This was accomplished on January 1, 1974 through the merger of the two savings banks to form Kreissparkasse Ostalb with two legal offices in Aalen and Schwäbisch Gmünd. In 1984 the new headquarters in Aalen was opened, and in 1988 the conversion and extension of the headquarters in Schwäbisch Gmünd was opened.

From 1986, the Kreissparkasse Ostalb also made it possible for its private customers to manage accounts via the Internet, initially using the BTX procedure. After the fall of the Berlin Wall in 1989, the Saxon Kreissparkasse Borna received partnership support in its conversion to the western banking and savings bank system.

Since 1996, practically all full-time branches have offered a 24-hour self-service service, after the locations of the ATMs and bank statement printers had been permanently expanded in previous years. In 1997, the Kreissparkasse Ostalb founded the Sparkassenstiftung Ostalb and gradually provided it with foundation capital of EUR 6 million (as of 2013). In 1998 the subsidiary S-Immobilien Ostalb GmbH was founded.

In 2002 the Kreissparkasse Ostalb celebrated its 150th anniversary with keynote lectures by the former Federal Presidents Roman Herzog and Richard von Weizsäcker .

In 2010, Kreissparkasse Ostalb founded S-Projektverwaltungsgesellschaft mbH as a further subsidiary.

In 2012, the following new business areas were added to the offer: corporate finance, care of the health professions, private banking and community of founders. Kreissparkasse Ostalb opened a new branch in the municipality of Kirchheim, thereby expanding its branch network to 74 locations in the Ostalb district.

CEO of the Kreissparkasse Ostalb

  • 1974 to 1975: Bernhard Strobel
  • 1975 to 1993: Siegfried Doderer
  • 1993 to 2001: Albert Häberle
  • 2001 to 2009: Johannes Werner
  • 2009 to 2017: Carl Trinkl
  • 2017–2020: Andreas Götz
  • since 2020: Markus Frei

Economic development

Key data Kreissparkasse Ostalb
2010 2011 2012 2013 2014 2015
Balance sheet total (million euros) 4,640.5 4,622.8 4,606.6 4,611.2 4,717.8 4,645.5
Deposits (million euros) 3,359.6 3,217.0 3,277.6 3,339.6 3,449.4 3,463.7
Customer loans (million euros) 2,550.5 2,651.8 2,789.6 2,839.3 2,871.5 2,940.5
Employee 925 944 959 939 928 928

Web links

Individual evidence

  1. a b Master data of the credit institute at the Deutsche Bundesbank
  2. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  4. ^ Karlheinz Bauer: Aalen . Theiss, Stuttgart 1983, ISBN 3-8062-0321-0 , p. 141 .
  5. ^ Search in the electronic Federal Gazette Kreissparkasse Ostalb annual accounts

Coordinates: 48 ° 50 ′ 19.2 "  N , 10 ° 5 ′ 44.6"  E