Sparkasse Dillingen-Nördlingen

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Logo of the savings banks  Sparkasse Dillingen-Nördlingen
Sparkasse Dillingen-Nördlingen
Country GermanyGermany Germany
Seat 89407 Dillingen on the Danube
legal form Institute of public right
Bank code 722 515 20
BIC BYLA DEM1 DLG
founding June 2, 1834
Association Savings Bank Association of Bavaria
Website www.spk-dlg-noe.de
Business data 2019
Total assets 2.039 billion euros
insoles 1.53 billion euros
Customer credit 1.147 billion euros
Employee 344
Offices 28
management
Board of Directors Leo Schrell (Chairman)
Board Thomas Schwarzbauer (Chairman)
Wolfgang Winter (Deputy Chairman)
Martin Jenewein
Karlheinz Wiesinger
List of savings banks in Germany

The Sparkasse Dillingen-Nördlingen is a public sector financial institution based in Dillingen in Bavaria . Its business area extends to the district of Dillingen an der Donau , the city of Nördlingen and the former district of Nördlingen .

organization structure

The Sparkasse Dillingen-Nördlingen is an institution under public law . The sponsor is the “Zweckverband Sparkasse Dillingen ad Donau-Nördlingen”; Its members are the large district towns of Dillingen on the Danube and Nördlingen, the cities of Lauingen (Danube), Gundelfingen on the Danube, Höchstädt on the Danube and Wertingen and the districts of Dillingen on the Danube and Donau-Ries .

The legal bases are the Bavarian Savings Banks Act , the Bavarian Savings Banks Regulation and the statutes issued by the Sparkasse sponsor . The organs of the Sparkasse are the board of directors and the administrative board .

Business alignment

The Sparkasse Dillingen-Nördlingen operates the universal banking business . Sparkasse Dillingen-Nördlingen had total assets of 2.039 billion euros in the 2019 financial year and customer deposits of 1.53 billion euros. According to the 2019 Sparkasse Ranking List, it ranks 210th in terms of total assets. It has 28 branches / self-service locations and employs 344 people.

history

Sparkasse Dillingen was founded in 1834 just 13 years after the first Bavarian savings bank was founded in Nuremberg . The citizens found out about it through the publication of the statutes in the Dillinger Wochenblatt and through public drumming. The aim was to improve the social situation of the population groups. The Sparkasse was administered on a voluntary basis by the members of the magistrate appointed for this purpose. The cash register was open in the afternoon on one day of the week and the business premises were on the first floor of the town hall in Dillingen, on Königstrasse.

As a result, further savings banks were founded in the district of Dillingen: Wertingen (July 9, 1845), Höchstädt (May 27, 1846) as well as Lauingen (November 7, 1854) and Gundelfingen (November 9, 1854). At the end of the founding year 1929 of a savings bank office in Bissingen , the first signs of an economic crisis made themselves felt in Germany. In the middle of this time, 1934 marks the 100th anniversary of the Sparkasse.

The volume of business had meanwhile grown so that the rooms in the town hall in Dillingen became too small. The Sparkasse therefore acquired the property of the former Küglebank at Königstraße 22 in 1934 and continued business there from 1935. The year 1936 is particularly significant for the history of the savings bank, because the previous savings banks in the cities of Dillingen, Gundelfingen, Höchstädt and Lauingen joined forces after the formation of a special purpose association whose members included the four cities together with the district - and since 1977 also the city of Wertingen - are to form a special purpose association savings bank based in Dillingen. The efficiency was sustainably strengthened for the benefit of all owners of the Sparkasse, for the entire business area and for the customers.

After the administration building at Königstrasse 22, which had been in use since 1935, had not offered enough space for years, the company moved to a new location on May 21, 1958. With the acquisition of the former hotel "Zum golden Stern" the opportunity arose to create new modern rooms. The opening of the Sparkasse headquarters in Dillingen, Königstrasse 36, took place in 1958.

In order to improve customer proximity, the branch network of the Sparkasse was expanded from 1959 to 1982 with the establishment of branches in Buttenwiesen , Wittislingen , Bachhagel , Syrgenstein , Dillingen, Große Allee, Aislingen , Weisingen , Holzheim , Schretzheim , Bächingen , Hausen , Schwenningen , Blindheim , Haunsheim , Glött , Steinheim , Mörslingen , Villenbach , Lauterbach , Lutzingen , Binswangen and Ziertheim expanded throughout the entire district of Dillingen.

Between 2013 and 2017 the branch network was restructured. The Kreis- und Stadtsparkasse has now concentrated its advisory and service activities on ten branches and seven self-service branches in the district of Dillingen.

On August 30, 2019, the Kreis- und Stadtsparkasse Dillingen merged with the Sparkasse Nördlingen to form the Sparkasse Dillingen-Nördlingen. Sparkasse Dillingen-Nördlingen is based in Dillingen ad Donau, Königstrasse 36, with 17 branches and 12 self-service branches.

Savings Banks Finance Group

The Sparkasse Dillingen-Nördlingen is part of the Sparkasse Finance Group . Sparkasse sells home loan and savings contracts from the regional building society , open investment funds from DekaBank and brokers insurance from the Bavarian Insurance Chamber . In the area of ​​leasing, Sparkasse Dillingen-Nördlingen cooperates with Deutsche Leasing . The responsible Landesbank is BayernLB . Among other things, the bank acts as a clearing house for cashless payment transactions, serves to invest liquidity reserves of Sparkasse Dillingen-Nördlingen and supports this credit institution with its refinancing by issuing Pfandbriefe or municipal bonds .

Deposit insurance

The Sparkasse Dillingen-Nördlingen belongs to the deposit insurance system of the savings banks. This backup takes place on three levels. First of all, the regional savings bank association is obliged to support a distressed savings bank through the regional savings bank support fund (cash fund). If its funds are insufficient, a supra-regional compensation is made from funds from all Sparkasse support funds and the liability association with the security institutions of the Landesbanken and Landesbausparkassen. If the support of the Sparkasse and thus its depositors from these institutions is also insufficient, the statutory deposit protection of the Deposit Protection and Investor Compensation Act applies. Claims against the guarantors, by whomever, were ruled out after the Brussels Concordance . The old guarantor liability only applied to claims that arose before July 18, 2005 and had a term up to December 31, 2015 .

Foundations

The Sparkasse established its own foundation at the end of 2007 , the Sparkassenstiftung für der Landkreis Dillingen a. d. Danube. With basic assets - the foundation capital - of currently one million euros, this Sparkassenstiftung is one of the large foundations in the Sparkassen-Finanzgruppe. The annual distributions , in the amount of the interest on the foundation capital, are intended to benefit people, facilities and institutions in the district of Dillingen. They range from the promotion of education and upbringing, youth and elderly care, science and research, animal and nature conservation to the protection of marriage and family.

literature

  • Karl Baumann: Old Dillinger handicraft. Studienvereinigung Dilingana, Dillingen 1993.
  • Karl Baumann: Dillingen ad Donau - a piece of the past. Dillingen 1982.

Web links

Individual evidence

  1. a b Master data of the credit institute at the Deutsche Bundesbank
  2. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. Articles of Association of the Sparkassen-Zweckverband , accessed on May 11, 2020
  4. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .

Coordinates: 48 ° 34 ′ 36.8 ″  N , 10 ° 29 ′ 40.5 ″  E