Sparkasse Krefeld

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Logo of the savings banks  Sparkasse Krefeld
Country GermanyGermany Germany
Seat Ostwall 155
47798 Krefeld
legal form Institute of public right
Bank code 320 500 00
BIC SPKR DE33 XXX
founding 1840
Association Rhenish Savings Banks and Giro Association
Website www.sparkasse-krefeld.de
Business data 2019
Total assets 9.196 billion euros
insoles 7.2 billion euros
Customer credit 5.441 billion euros
Employee 1,556
Offices 72
management
Board of Directors Andreas Coenen (Chairman)
Bernd Scheelen (Deputy)
Board Birgit Roos (Chair)
Lothar Birnbrich
Markus Kirschbaum
Siegfried Thomaßen (Deputy Board Member)
List of savings banks in Germany
Sparkasse am Ostwall

The Sparkasse Krefeld is a public savings bank based in Krefeld in North Rhine-Westphalia . The public law institution is supported by the district-free city of Krefeld and the district of Viersen . The business area of ​​the Sparkasse includes the city of Krefeld, the entire district of Viersen and the communities of Geldern , Issum , Kerken , Rheurdt and Wachtendonk in the southern district of Kleve . Sparkasse Krefeld is part of the Sparkassen-Finanzgruppe and offers products from affiliated companies. Helaba performs the function of the Sparkasse's central bank .

Sparkasse Krefeld had total assets of EUR 9.196 billion in the 2019 financial year and customer deposits of EUR 7.2 billion. According to the 2019 Sparkasse Ranking List, it ranks 23rd in terms of total assets. It has 72 branches / self-service locations and employs 1,556 people. Of the current 59 locations, 38 are bank branches with staff and 21 machine locations without staff.

With the S-UBG Group based in Aachen , the Sparkasse Krefeld has a joint subsidiary with the Sparkassen Aachen , Düren , Euskirchen and Mönchengladbach , which offers companies in the region equity capital.

history

Founding of the savings banks in the 19th century

In the 19th century, a large number of savings banks were founded in the area of ​​today's Sparkasse Krefeld in close connection with the respective municipalities. The Städtische Sparkasse zu Crefeld was the first, it started its business on March 9, 1840 in the town hall on Schwanenmarkt. In the next few decades, many other institutes followed, most of which were later merged into what is now Sparkasse Krefeld, including:

The savings banks were initially small and had only a small number of customers. The Stadtsparkasse Crefeld had around 25,000 inhabitants at the end of the year it was founded, 41 savers, and after another year 81 savers. The first Rendant of the institute, Friedrich August Remkes, headed the Sparkasse for more than four decades until March 31, 1883.

At the end of the founding phase, saving was more established. The Krefeld District Savings and Loan Fund , also known as the Kreissparkasse (KSK), which was founded in 1897 after the Krefeld district was formed in 1872 , had 7,645 customers after two financial years.

Expansion and mergers until the middle of the 20th century

In 1921, the Kreissparkasse Krefeld founded the Krefeld district bank , which was located in the KSK headquarters at Ostwall 155 and was managed in personal union. The district bank took over all normal bank business for the KSK. In Kempen, the Stadt- und Kreissparkasse merged in 1922 and opened new branches in Brüggen and Bracht .

At the beginning of the 19th century, the city of Krefeld expanded. From 1901 to July 30, 1929, six neighboring communities were incorporated into the city of Krefeld. On August 1, 1929, the twin town of Krefeld-Uerdingen on the Rhine with its two independent districts of Krefeld and Uerdingen was founded by law and contract . The savings banks in both parts of the city remained independent corporations with headquarters in Uerdingen and Krefeld. The independent places of the former district of Krefeld were merged with the district of Kempen to form the district of Kempen-Krefeld . The KSK changed its name to Kreissparkasse Kempen-Krefeld . In the new district there were two district savings banks with offices in Kempen and Krefeld.

In 1927, the Städtische Sparkasse bought the Floh house at Friedrichstrasse 27 as its headquarters. After further growth, the Sparkasse bought the neighboring property at Friedrichstrasse 29 in 1934 for an extension. The topping-out speech by the head of the savings bank, Helms, on April 24, 1936 suggests that the savings bank benefited from what is known as aryanization . He announced that it “only came to be bought” “when the owner of house no. 29 decided to leave Krefeld for good”, a common phrase for the expulsion of Jewish citizens at the time. At the head of the 1927-built ticket hall, an abstract stained glass window by the Krefeld expressionist Heinrich Campendonk , who was defamed as a "degenerate" artist by the National Socialists and forced to emigrate as early as 1934, provided light . It was replaced by a monumental glass window by the Düsseldorf painter Walter Vits in the typical naturalism of the Nazi era, which survived the war unscathed.

To mark its 100th anniversary on March 9, 1940, the Städtische Sparkasse was renamed "Stadt-Sparkasse Krefeld". On April 1, 1940, the communal Nazi rulers decided to unlawfully dissolve the twin town and umbrella community Krefeld-Uerdingen am Rhein, which was founded in 1929 . As a result, the Städtische Sparkasse Uerdingen was "incorporated" into the Stadt-Sparkasse Krefeld in September of that year. During the Second World War in 1943 and 1945, both the Stadt-Sparkasse's headquarters in the Floh building and the Kreissparkasse's headquarters on Ostwall were largely destroyed in bombing raids on Krefeld.

Reconstruction and major mergers in the second half of the 20th century

After the end of the war, the savings banks turned into modern credit institutions. After the currency reform, savers financed consumer loans, but also reconstruction through mortgage loans . According to its own statements, the KSK was involved in the financing of 3,633 apartments in its business area until the end of 1954.

The savings banks themselves also invested in buildings and expanded their branch network. In 1952 the Kreissparkasse Kempen-Krefeld and the Kreis- und Stadtsparkasse Kempen merged. In 1955 the KSK took over the Hinsbeck branch from the Kreissparkasse Geldern after a municipal border adjustment . Between 1960 and 1964, KSK opened new branches in Schaag , Dilkrath , Kempen-West, Neersen , Bovert , Leuth and Waldniel . Stadt-Sparkasse Krefeld also built new branches between 1958 and 1963 in Sprödental, Marktstrasse, Stahldorf , Hülser Strasse, Philadelphiastrasse, Linn and Gartenstadt . In 1962 the Stadt-Sparkasse built a new main office building on Friedrichstrasse. In 1969 the Kreissparkasse followed suit with the "Atrium House" on Luisenplatz.

On July 1, 1977, the almost equally large competitors Stadt-Sparkasse (557 employees and 1.419 billion DM balance sheet total) and Kreissparkasse (573 employees and 1.260 billion DM balance sheet total) formed a savings bank association and merged into Sparkasse Krefeld . In the following decades, all other savings banks in the Viersen district joined the Sparkasse Krefeld: in 1990 the Stadtsparkasse Willich , in 1992 the Stadtsparkasse Tönisvorst , in 1997 the Sparkasse Nettetal and in 2002 the Stadtsparkasse Viersen . In 2007, the Sparkasse Geldern was also included in the Zweckverband.

Social Commitment

Sparkasse Krefeld supports associations and institutions in its business area through foundation funds , donations and sponsoring . Between 1986 and 2012, the Sparkasse set up eight local foundations. Your foundation assets totaled 61 million euros in 2017:

  • Sparkassen-Stiftung Natur & Kultur Kreis Viersen (1987), foundation assets: 17.7 million euros
  • Sparkassen-Kulturstiftung Krefeld (1986), foundation assets: 12.2 million euros
  • Viersener Sparkassenstiftung (2002), foundation assets: 11.8 million euros
  • Sparkassenstiftung Sport & Umwelt Krefeld (2012), foundation assets: 6.3 million euros
  • Tönisvorster Sparkassenstiftung (1992), foundation assets: 5.3 million euros
  • Nettetaler Sparkassenstiftung (1997), foundation assets: 3.4 million euros
  • Willicher Kulturstiftung (1991), foundation assets: 2.6 million euros
  • Community foundation of the Stadtsparkasse Viersen (1997), foundation assets: 1.6 million euros

Each of the foundations is legally independent and is bound by statutes to specific foundation purposes, for example in culture, monument preservation, nature conservation or sport. A board of trustees made up of local municipal politicians decides on the eligibility of project applications. The foundation's business is managed by a foundation board, usually a board member of Sparkasse Krefeld.

Web links

Commons : Sparkasse Krefeld  - Collection of images, videos and audio files

Individual evidence

  1. a b Master data of the credit institute at the Deutsche Bundesbank
  2. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  3. a b data from Sparkasse Krefeld. In: Website of the Sparkasse Krefeld. Retrieved July 30, 2018 .
  4. Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
  5. ^ History of the Sparkasse Krefeld
  6. ^ Foundations of the Sparkasse Krefeld. In: Website of the Sparkasse Krefeld. Retrieved July 25, 2018 .

Coordinates: 51 ° 19 ′ 58.1 ″  N , 6 ° 33 ′ 59.9 ″  E