Volksbank Lingen

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Logo of the cooperative banks  Volksbank Lingen eG
Voba1.jpg
Country GermanyGermany Germany
Seat Lookenstrasse 18–20,
49808 Lingen (Ems)
legal form Registered cooperative
Bank code 266 600 60
BIC GENO DEF1 LIG
founding 1893
Association Cooperative Association Weser-Ems
Website www.volksbank-lingen.de
Business data 2019
Total assets 1.112 billion euros
insoles 763.4 million euros
Customer credit 784.4 million euros
Employee 205 (incl. 15 apprentices and interns)
Offices 15th
Members 20,484
management
Board Jürgen Hölscher and
Carsten Schmees
Supervisory board Alfons Veer (chairman)
List of cooperative banks in Germany

The Volksbank Lingen eG is a cooperative bank . In addition to the Stadtmitte branch, there are fourteen other branches in the city, in the Emsland district and in the county of Bentheim .

history

From the foundation to the end of the Second World War

On June 21, 1893, 26 citizens of Lingen founded the bank. It traded as a “savings and loan fund, registered cooperative with unlimited liability”. On July 7, 1893, the entry was made in the cooperative register at the Lingen district court . The financial institution was based on the cooperative principle propagated by Friedrich Wilhelm Raiffeisen and Hermann Schulze-Delitzsch . It should be committed to the members, anchored locally, networked supra-regionally, organized democratically and based on cooperative values.

In the first few years of its activity, the institute suffered from a crisis of confidence that resulted from the bankruptcy of the local craftsmen's association founded in 1853 in 1895 . Nevertheless, the number of members rose to 1911 to 156. In 1917, could acquire shares in cooperatives that their persons residing had in surrounding communities.

During the years of the Weimar Republic , the bank survived several serious crises. The hyperinflation as the culmination of inflation in Germany since 1914 caused the money home to his duties in 1924 after the conversion Reichsmark had to stop for a few months. The rise in membership to 169 by the end of 1925 indicated that the difficulties had been overcome. In 1926, however , the activities of a counterfeiter led to losses totaling 75,000 marks. This renewed crisis was overcome, among other things, by the financial demands made on the members. The Rendant , appointed in 1927 , caused another existential crisis by admitting high debts to third-party banks and issuing insufficiently secured loans and business within the family at the expense of the bank. The renovation was again successful thanks to the cooperative solidarity of the members.

In 1927, the bank rented separate rooms for the first time. Until then, banking took place in private rooms. At the turn of the year 1927/1928 the company moved to a building directly behind the city's historic town hall. In 1928 the bank changed its name and called itself "Spar- und Leihbank, Lingen (Ems), registered cooperative with unlimited liability". In 1931 she moved again, this time to her own room. Their place of business was now in a building erected in 1583 on the market (today: Kivelingshaus ). The number of members was 214 in 1932, and 242 a year later.

In 1940 the liability of the individual members was limited to 1,000 marks. Another name change took place on March 7, 1944. The bank was now called "Raiffeisen-Bank Lingen / Ems, registered cooperative with limited liability" or "Raiffeisenbank Lingen-Ems eGmbH"

From the currency reform to the present

After the end of the Second World War, the general inflation of money put a strain on all banking transactions. In 1946, however, new and larger premises were moved into (Markt 17). With the currency reform in June 1948 - at that time the cooperative bank had 253 members - the steady upswing of the economy began , in which the Raiffeisenbank in Lingen also participated. In 1950 it had 402 members. In 1951, the balance sheet total exceeded DM 1 million . In 1952 the number of members had almost doubled compared to 1948, it was now 497. In 1955 the bank had 682 members and had a balance sheet total of 1.7 million DM. The deposits also grew. In 1948 they amounted to 156,308 DM. At the end of 1952 this value was 1,346,185 DM.

The development of the 1950s continued in the following decade. In 1960 the bank had 845 members, the balance sheet total was 5.1 million DM. In 1967 the number of members exceeded the thousand mark, it was 1,068 at the end of the year, the balance sheet total was 11.687 million DM. 1964 the processing of bank data accelerated by introducing a punch card system . In the 1960s, the bank also expanded across the board : It founded branches in Baccum (1962), Laxten (1966) and Damaschke (1968) as well as two branches in the city of Lingen (Meppener Straße and Rheiner Straße). The first branch of Raiffeisenbank Lingen eG had existed for around two decades; it was built in Dalum in 1948 .

1970 merged the Bank with the Raiffeisen banks in Bramsche, Lohne-Wietmarschen and Holthausen, all of which had until then operates independently. The year that the cooperative bank in Lohne was founded was a long time ago: it was established on November 19, 1896 as the “Lohne savings and loan fund”. The Raiffeisenbank in Lohne and the branch in Wietmarschen had 708 members at the time of the merger. The institute in Holthausen - Biene also had a long tradition; it was founded on March 16, 1897. In 1969 it had more than 400 members. The "savings and loan fund" in Bramsche was founded on April 12, 1904.

The merged bank had 3,200 members in 1972 and total assets of DM 51 million. Business operations began on September 30, 1973 in the newly built building in downtown Lingen, where the main office is still located today. In 1974 the law on cooperatives was changed. From then on, the general assembly of members was replaced by a representative assembly (one representative for every 50 members). In 1978 the balance sheet total exceeded the 100 million threshold, 118 million DM were reported. With effect from January 1, 1979 , Raiffeisenbank Lingen took over a branch of Volksbank Osnabrück . In mid-1979 it changed its name and has been operating under the name “Volksbank Lingen eG” ever since. At the end of 1979, the membership list showed 4,569 names.

On November 16, 1983, the extension of the Stadtmitte branch in Lookenstrasse was completed. The Volksbank was the first Lingen financial institution to have a self-service room with ATMs . In 1985 the number of members reached the mark of 5,000, at the end of 1987 the bank had 6,001 members. In 1992 the number of members was 7,324, the balance sheet total was 376.2 million DM. In 1999 the bank merged with “Volksbank Bawinkel eG”. At that time it was represented at three locations: in Bawinkel (founded on November 22nd, 1885 under the direction of August Degen ), in Brögbern (since October 17th, 1959) and in Osterbrock (since October 5th, 1960). At the end of 1999 the merged bank had a membership of 11,038, the balance sheet total was 807 million DM. In 2005 the membership list contained 12,997 names, the balance sheet total had grown to 499.6 million euros.

With retroactive effect from January 1, 2014, Volksbank Lingen eG merged with “Volksbank Langen-Gersten eG”. This bank with locations in Langen and Gersten had 1,301 members at the end of 2013. It closed the 2013 financial year with total assets of EUR 47.2 million. The cooperative banks founded in Langen in 1921 and in Gersten in 1923 merged in 1961.

In the 2017 financial year, the balance sheet total exceeded the one billion euro mark for the first time.

Current situation

Business figures

Volksbank Lingen in numbers
2014 2015 2016 2017 2018 2019
Balance sheet total (in million euros) 871.8 912.6 970.1 1,060.6 1,067.6 1,112.2
Deposits (in million euros) 524 577.0 637.1 705.6 718.3 763.4
Loans to customers (in million euros) 653.5 678.1 703 741.5 765 784.4
Customers 43,768 43,950 44,000 44,900 45,000 45,500
Members 19,011 19,712 20,110 20,260 20,293 20,484

Locations

The bank has been represented in 15 locations since 2014. In the city of Lingen are Altenlingen , Baccum, Bramsche, Brögbern, Darme , Holthausen-Biene, Laxten and the Stadtmitte branch in the city center. Outside Lingen these are Bawinkel, Dalum, Gersten, Langen, Lohne, Osterbrock and Wietmarschen.

Partner organizations

The bank works with the specialized institutions of the Volksbanken Raiffeisenbanken cooperative financial group . The aim is to be able to offer the possibilities of a bancassurance service provider in this way .

She works specifically with the following network partners:

Leadership and staff

Jürgen Hölscher (since 2010) and Carsten Schmees (since 2016) form the board of directors of the bank. The supervisory board consists of eleven people. Alfons Veer, board member of Bernard Krone Holding , is chairman of the supervisory board.

At the end of 2019, the bank had 205 employees, 25 of whom were trainees and interns.

Corporate social responsibility

In the region, the bank supports a number of projects and institutions in the fields of fine arts and culture, sports, social work , aid organizations , education and measures to preserve and design historic buildings.

The bank also encourages schoolchildren to make their own experiences in cooperatives by supporting school cooperatives .

attachment

literature

  • 1893-1993. 100 years Volksbank Lingen . Without a year, without a location [Lingen 1993].

Web links

Commons : Volksbank Lingen  - Collection of images, videos and audio files

Individual evidence

  1. ↑ a b c Imprint of the website , accessed on June 5, 2020.
  2. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  3. ↑ a b c d e f g h i Annual Report 2019 (PDF) Volksbank Lingen, accessed on June 5, 2020 .
  4. ↑ 1893-1993. 100 years Volksbank Lingen , p. 5 and p. 7. The names of the founders there on p. 7.
  5. ↑ a b 1893-1993. 100 years Volksbank Lingen , p. 5.
  6. ↑ For the historical orientation of the banks in the Raiffeisen tradition, see briefly The idea of ​​the cooperative banks . Information on the website of the Federal Association of German Volksbanks and Raiffeisenbanks e. V. (BVR) , accessed on September 11, 2017.
  7. ↑ 1893-1993. 100 years Volksbank Lingen , p. 6 and p. 13.
  8. ↑ 1893-1993. 100 years Volksbank Lingen , p. 13.
  9. ↑ 1893-1993. 100 years Volksbank Lingen , p. 14.
  10. ↑ 1893-1993. 100 years Volksbank Lingen , p. 14 f.
  11. ↑ 1893-1993. 100 years Volksbank Lingen , p. 16.
  12. ↑ 1893-1993. 100 years Volksbank Lingen , p. 19.
  13. ↑ 1893-1993. 100 years Volksbank Lingen , p. 16 f.
  14. ↑ 1893-1993. 100 years Volksbank Lingen , p. 20.
  15. ↑ For the Kivelingshaus, see the information from the Association of Friends of the Citizens' Sons of Lingen “Die Kivelinge” e. V. , accessed on September 11, 2017.
  16. ↑ 1893-1993. 100 years Volksbank Lingen , p. 19.
  17. ↑ 1893-1993. 100 years Volksbank Lingen , p. 21.
  18. ↑ 1893-1993. 100 years Volksbank Lingen , p. 25.
  19. ↑ All figures after 1893–1993. 100 years Volksbank Lingen , p. 25.
  20. ↑ a b 1893-1993. 100 years Volksbank Lingen , p. 26.
  21. ↑ 1893-1993. 100 years Volksbank Lingen , p. 27 f.
  22. ↑ 1893-1993. 100 years Volksbank Lingen , p. 28.
  23. ↑ 1893-1993. 100 years Volksbank Lingen , p. 30 and p. 32.
  24. ↑ 1893-1993. 100 years Volksbank Lingen , p. 33 f.
  25. ↑ 1893-1993. 100 years Volksbank Lingen , p. 35.
  26. ↑ 1893-1993. 100 years Volksbank Lingen , p. 39.
  27. ↑ 1893-1993. 100 years Volksbank Lingen , p. 40.
  28. ↑ 1893-1993. 100 years Volksbank Lingen , p. 41.
  29. ↑ 1893-1993. 100 years Volksbank Lingen , p. 41 f.
  30. ↑ 1893-1993. 100 years Volksbank Lingen , p. 43.
  31. ↑ 1893-1993. 100 years Volksbank Lingen , p. 44 f.
  32. ↑ 1893-1993. 100 years Volksbank Lingen , p. 45 f.
  33. ↑ 1893-1993. 100 years Volksbank Lingen , p. 50.
  34. ↑ Volksbank Lingen eG: Annual Report 2015 , p. 8.
  35. ^ Volksbank Lingen eG: Annual financial statements 1999 .
  36. ^ Volksbank Lingen eG: 2005 annual financial statements .
  37. ↑ Volksbank Langen-Gersten merges with Lingen . In: Lingener Tagespost , June 7, 2014.
  38. ↑ André Partmann: Rudolf Daemberg has shaped the Volksbank . In: Lingener Tagespost , November 25, 2014.
  39. ↑ 96.7 percent for the merger . In: Lingener Tagespost , June 7, 2014.
  40. ↑ Thomas Pertz: dividend remains at four percent. Volksbank Lingen continues to focus on strengthening equity. In: New Osnabrück Newspaper . June 22, 2018. Retrieved June 25, 2018 .
  41. ↑ a b Volksbank Lingen eG: Annual Report 2015 , pp. 12-14.
  42. ↑ Volksbank Lingen eG: Annual Report 2016 , pp. 12–17.
  43. ↑ Volksbank Lingen: Annual Report 2017 ( Memento from June 25, 2018 in the Internet Archive )
  44. ↑ Annual Report 2018. (PDF) Volksbank Lingen, accessed on July 1, 2018 .
  45. ↑ Thomas Pertz: Volksbank Lingen satisfied with the 2014 financial year . In: Lingener Tagespost , January 21, 2015.
  46. ↑ For this district of Lingen, see the information on the city's website. Retrieved September 12, 2017.
  47. ↑ See the branch overview on the Volksbank Lingen website, accessed on June 6, 2020.
  48. ↑ See also the website of Volksbank Lingen , accessed on June 5, 2020.
  49. ^ Volksbank Lingen: Hölscher on the board. In: New Osnabrück Newspaper. May 10, 2010. Retrieved September 12, 2017 .
  50. ^ Thomas Pertz: New board member for Volksbank Lingen. Carsten Schmees succeeds Ludger Preun. In: Lingener Tagespost , September 22, 2015.
  51. ↑ See the imprint of Bernard Krone Holding SE & Co. KG , accessed on September 12, 2017.
  52. ↑ See the information on the Supervisory Board on the bank's website, accessed on June 5, 2020.
  53. ↑ Kunstverein is funded . In: Lingener Tagespost , November 29, 2012.
  54. ↑ Sebastian von Melle: Great versatility. In the series "Young Virtuosos" the Trio Kaze made the inaudible audible . In: Lingener Tagespost , April 10, 2013.
  55. ↑ Caroline Theiling: Patterns tell stories . In: Lingener Tagespost , November 4, 2013.
  56. ↑ Antonia Mayer: Volksbank supports WKT with 13,700 euros. “The festival has become a landmark in Lingen” . In: Lingener Tagespost , March 29, 2014.
  57. ↑ 11400 euros for the Kunstverein Lingen . In: Lingener Tagespost , May 21, 2015.
  58. ↑ 5000 euros for the Doll Festival . In: Lingener Tagespost , July 20, 2015.
  59. ↑ New Bulli for SV Union Lohne . In: Lingener Tagespost , November 26, 2014.
  60. ↑ a b c Volksbank Lingen pays out almost 50,000 euros. 46 clubs receive money - Schmidjans and Arens emphasize the importance of volunteering . In: Lingener Tagespost , December 8, 2014.
  61. ↑ a b Volksbank pays out almost 50,000 euros. To clubs and associations in the region . In: Lingener Tagespost , December 7, 2015.
  62. ↑ a b Volksbank Lingen supports with over 42,000 euros . In: Lingener Tagespost , December 16, 2013.
  63. ↑ VR Foundation donates 11,000 euros to DLRG. Appreciation of the commitment . In: Lingener Tagespost , May 6, 2016.
  64. ↑ 51,000 euros for clubs in the region. Lingener Volksbank donates special-purpose income from the profit saving campaign . In: Lingener Tagespost , December 6, 2016.
  65. ↑ Mittelstandsforum on campus . In: Lingener Tagespost , October 31, 2013.
  66. ↑ Three new bells for the Lingen church . In: Ems-Zeitung , June 13, 2013.
  67. ↑ The financing of three new bells is secured . In: Lingener Tagespost , June 13, 2013.
  68. ↑ André Partmann: 13,200 euros for restructuring the Sanctuary. Volksbank Lingen supports the Wietmarschen parish . In: Lingener Tagespost , September 24, 2014.
  69. ↑ Students found a cooperative . In: Ems-Zeitung , May 15, 2013. Students on the supervisory board and executive board. Cooperative founded . In: Lingener Tagespost , May 15, 2013. Schoolchildren get a taste of the professional world. Cooperation with the Volksbank Lingen . In: Lingener Tagespost , November 27, 2013. Laura Lühder: BBS student project becomes a cooperative. "Druckfest" cooperates with the Volksbank . In: Lingener Tagespost , April 3, 2014. Lingener Schülergenossenschaft presents first report. "EL-Fietsen" with a profit . In: Lingener Tagespost , June 21, 2014. Dieter Krone Member of the student company . In: Lingener Tagespost , December 11, 2014. Wilfried Roggendorf: Genius relies on wood. School cooperative of the comprehensive school Emsland founded . Lingener Tagespost , June 11, 2015. The EL-Fietsen have gained members and capital. Student cooperative of the Lingen Peace School continues to grow - Much praise for teacher Nadine Göhrs . In: Lingener Tagespost , June 22, 2015. “Druckfest” is on the right track. New board member in the student cooperative of BBS Lingen . In: Lingener Tagespost , July 4th, 2015. School cooperative Druckfest wins competition . In: Lingener Tagespost , March 23, 2016. Successful student cooperative. EL-Fietsen close third financial year with a profit. In: Lingener Tagespost , June 15, 2016. School cooperative Druckfest successful. Profit generated - praise from the head of BBS Wirtschaft . In: Lingener Tagespost , June 23, 2016. Order situation at Lingener student cooperative is good. First general meeting of "Genius" . Lingener Tagespost , July 9, 2016. "Franz-IT" helps with PC problems. New student cooperative. In: Lingener Tagespost , September 27, 2016.
  70. ↑ Overview of supported student cooperatives on the Volksbank Lingen website, accessed on September 12, 2017.

Coordinates: 52 ° 31 '11.4 "  N , 7 ° 18' 59.5"  E