Sparkasse Fulda

Sparkasse Fulda
Country	Germany
Seat	Butter market 2–6 36037 Fulda
legal form	Institute of public right
Bank code	530 501 80
BIC	HELA DEF1 FDS
founding	1998
Association	Savings Banks and Giro Association Hessen-Thuringia
Website	www.sparkasse-fulda.de
Business data 2019
Total assets	3.904 billion euros
insoles	3.076 billion euros
Customer credit	1.979 billion euros
Employee	732
Offices	35
management
Board of Directors	Mayor Heiko Wingenfeld , chairman
Board	Uwe Marohn, chairman; Horst Habermehl
List of savings banks in Germany

The Sparkasse Fulda is the largest local regional bank in Hesse. Its business area includes the city ​​of Fulda and the district of Fulda . At 33 staffed locations (as of 2020), it offers its approx. 150,000 customers financial services in the areas of payment transactions, investments, financing, insurance, home savings and real estate brokerage.

Organization and structure

The credit institute is an institution under public law , the sponsors are the city of Fulda and the district of Fulda. The special legal framework in which the Sparkasse operates is formed on the one hand by the EU-wide Capital Adequacy Ordinance (CRR) and the German Banking Act (KWG) with numerous ordinances derived therefrom and binding regulatory requirements, on the other hand by the Hessian Savings Banks Act (HSpG) and the statutes issued by the district council and city council. The responsible authorities are the Federal Financial Supervisory Authority (BaFin), the Deutsche Bundesbank and the savings bank supervision at the Kassel regional council.

The legal representative of the Sparkasse is a three-person executive board. He manages the day-to-day business and is responsible for the proper business organization. In particular, the Board of Directors determines the guidelines for business policy and monitors ongoing business management. It consists of fifteen people. "Born" members are the district administrator of the district of Fulda and the mayor of the city of Fulda. They take turns chairing the Board of Directors every two years. Another eight members send the district council and city council. Five members are elected by the employees of Sparkasse Fulda.

Business volume

Sparkasse Fulda reported total assets of EUR 3.904 billion in the 2019 financial year and customer deposits of EUR 3.076 billion. According to the 2019 Sparkasse Ranking List, it ranks 103rd in terms of total assets. It has 35 branches / self-service locations and employs 732 people.

Savings Banks Finance Group

Sparkasse Fulda is part of the Sparkassen-Finanzgruppe and thus also belongs to its liability association. He secures the existence of the institutes and ensures that they can meet all liabilities even in the event of individual savings banks becoming insolvent . The Savings Bank provides savings contracts the regional Landesbausparkasse , mutual funds of Deka and insurance of the SV Sparkasse insurance . Sparkasse Fulda works together with Deutsche Leasing in the area of leasing . The Landesbank Hessen-Thüringen performs the function of the Sparkasse central bank .

history

Adalbert von Harstall , the last Prince-Bishop of Fulda, founded a municipal advance fund in 1789. In the first half of the 19th century, numerous small savings banks were established in the Rhön and Huenfeld regions . The Sparkasse Fulda in its current form emerged on April 1, 1998 from a merger of the Kreissparkasse Fulda and the Städtische Sparkasse and Landesleihbank Fulda.

literature

• Weber / Unverzagt: The District and Stadtsparkasse Hünfeld through the ages . Hünfeld 1962.
• Otto Berge: Fulda’s public banking . Städtische Sparkasse and Landesleihbank Fulda, Fulda 1974.
• Plur / Schwartz: 175 years of Städtische Sparkasse and Landesleihbank Fulda . Städtische Sparkasse and Landesleihbank Fulda, Fulda 1981.
• Otto Berge: 150 years of Kreissparkasse Fulda with Sparkasse Hünfeld branch . Kreissparkasse Fulda, Fulda 1988.
• Hans Heymel: The economy in the Fulda region in the 19th and 20th centuries . Parzeller, Fulda 1995.

Web links

• Sparkasse Fulda in the company database of BaFin
• Official website

Individual evidence

1. ↑ ^{a b} Master data of the credit institute at the Deutsche Bundesbank
2. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 . 
3. ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 . 

Coordinates: 50 ° 33 ′ 0.8 ″  N , 9 ° 40 ′ 40.5 ″  E