Sparkasse Jena-Saale-Holzland
 Sparkasse Jena-Saale-Holzland
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 Administration building of the Sparkasse in Jena |
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| Country |
 Germany
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| Seat | Ludwig-Weimar-Gasse 5, 07743 Jena |
| legal form | Institute of public right |
| Bank code | 830 530 30 |
| BIC | HELA DEF1 JEN |
| founding | February 1, 1995 |
| Association | Savings Banks and Giro Association Hessen-Thuringia |
| Website | www.s-jena.de |
| Business data 2019 | |
| Total assets | 2.205 billion euros |
| insoles | 1.934 billion euros |
| Customer credit | 1.284 billion euros |
| Employee | 371 |
| Offices | 34 |
| management | |
| Corporate management |
Michael Rabich, (Chairman) Thomas Schütze, Thomas Neupert (Members of the Board of Directors) |
| List of savings banks in Germany | |
The Sparkasse Jena-Saale-Holzland is a German savings bank in Thuringia based in Jena . It is an institution under public law and a member of the Savings Banks and Giro Association Hesse-Thuringia and was created on February 1, 1995 by merging the Sparkassen Stadtroda and Eisenberg with the one in Jena. The business area and sponsors are the city of Jena and the Saale-Holzland district .
Business figures
Sparkasse Jena-Saale-Holzland had total assets of EUR 2.205 billion in the 2019 financial year and customer deposits of EUR 1.934 billion. According to the 2019 Sparkasse Ranking List, it ranks 191 in terms of total assets. It has 34 branches / self-service locations and employs 371 people.
Savings Banks Finance Group
The Sparkasse Jena-Saale-Holzland is part of the Sparkassen-Finanzgruppe and therefore also belongs to its liability association. He secures the existence of the institutes and ensures that they can meet all liabilities even in the event of individual savings banks becoming insolvent . The Savings Bank provides savings contracts the regional Landesbausparkasse , mutual funds of Deka and insurance of the SV Sparkasse insurance . In the area of leasing , the Sparkasse Jena-Saale-Holzland works together with Deutsche Leasing . The Landesbank Hessen-Thüringen performs the function of the Sparkasse central bank .
history
Creation of the Sparkassenstiftung
The start of the Sparkasse in Jena goes back to 1833 and is closely connected with Grand Duchess Maria Pawlowna of Saxony-Weimar-Eisenach , who supported the establishment of the first Sparkasse in the Duchy of Weimar as early as 1821 . In Eisenberg and Stadtroda, both of which belonged to the Duchy of Saxony-Altenburg at the time , the local savings banks were founded in 1828 and 1838.
Before that, the city judge and mayor, together with other citizens of the city, campaigned for the creation of their own savings bank. On June 15, 1833, the Sparkassenverein had a founding meeting and issued its own statutes. In this statute, the Grand Duchess placed the institute under her special protection and granted a deposit of 50 thalers .
The following day the statutes were approved by the ducal court in Weimar and the business premises in the town hall were occupied. In the Jenaer Wochenblatt it was written:
Deposits are accepted every Saturday afternoon from 2 a.m. to 3 a.m., repayments are made every Tuesday at the same time. The payments are calculated according to Weimar current money. The lowest deposit is 4 gr. ( Groschen ). For the savings book, 1 gr. Is paid. The acceptance of large sums is based on the discretion of the cash management.
On August 6th, the Jena Sparkasse received the rights of a charitable foundation from Grand Duke Karl Friedrich .
In the following year, 1834, the Sparkassenstiftung already recorded a net profit of 27.1 thalers, as well as 286 savers with deposits of 9131 thalers and a further 8425 thalers of loans granted. From 1845 the foundation received the status of a “public authority” and thus issued documents were recognized as “public documents”. By 1860, the number of savers increased to 4463 with deposits of 328,157 thalers.
Expansion and charity
In 1869 the statutes were expanded. From now on, a third of the annual net profit could be donated for charitable purposes and thus also to support local institutions. For 1871, the year of the introduction of the Goldmark in the German Empire , for example, money is given to the municipality's grammar school, the fire brigade or for the restoration of the St. Michael church .
Since there was a lack of business premises and the city needed a grammar school, the Sparkasse agreed in 1872 to provide funds for a building. By 1883, the "Carolo-Alexandrium" grammar school was completely handed over to the city. In return, the Sparkasse received a plot of land for a new building on Löbdergraben , which was completed the following year. In 1885, the Sparkasse Carl Zeiss , whose optical workshop was to develop into a world-famous company in the precision mechanical and optical industry, gave an initial loan of 25,000 marks.
By 1880, 12,462 savers had entrusted more than five million marks to the Sparkassenstiftung. In the following ten years the number increased to 17,451 savers with deposits of over eight million marks. In 1910 it was decided to buy a plot of land for a new building. The architect Karl Börgemann from Hanover was awarded the contract. The stonemasonry was done by Otto Späte from Jena and the safes were furnished by the Leipzig safe factory Carl Kästner. The new main building in Ludwig-Weimar-Gasse was completed the following year and inaugurated on April 7, 1913.
Foundation of the Stadtsparkasse
Since 1905 there have been efforts in the east of the Saale located Wenigenjena to create a separate savings bank. In October 1909 the place was incorporated together with Camsdorf. In order to avoid a second institute, the foundation savings bank should be converted into a municipal savings bank, but this did not succeed.
With the resolution of the statutes of the new Stadtsparkasse on September 14, 1912 and the establishment on December 20, two savings banks existed in Jena from now on. A short time later, the new institute set up two school savings banks . After one year, 2,239 savers had invested a total of 547,508 marks. New branches were opened in Zwatzen and Ziegenhain in 1913/14.
Participants in the First World War received five percent interest on credit until 1918. During the war, the Stadtsparkasse was the contact point for the Red Cross and the acceptance point for the "Thuringian War Insurance for Mutuality" as well as the "Reich collection point for expendable gold and silver for the benefit of the National Foundation for the survivors of those who fell in the war " . In 1916/17, transfers and checks were introduced , and in the following year also at Sparkassenstiftung. In 1918 the Stadtsparkasse became a member of the Savings Banks and Giro Association of Saxony / Saxony-Anhalt and Thuringia. The amount of the deposits reached five million marks. With the foundation, 35,926 customers had meanwhile saved more than 27 million marks.
Weimar Republic and Third Reich
In 1919, the Thuringian Ministry of the Interior took over the supervision of the Stiftungsparkasse, whose business declined in the course of the decline of the currency and economic policy decisions by the government. Both institutes struggled with inflation in Germany , which was only ended in 1923 with a currency reform and the introduction of the Reichsmark .
Only in 1925 did the savings again reach one million marks at the Stadtsparkasse. In the same year, an agreement was reached with the Carl Zeiss company that made it possible to transfer workers' salaries directly to their savings accounts. In order to encourage savings among children and young people, the Stadtsparkasse set up savings machines at all schools in Jena by 1928 . School beginners received a savings account with one Reichsmark as credit. There were money boxes and money clocks for small savers . By 1930, the savings bank's deposits rose to 8.8 million Reichsmarks.
With the world economic crisis , which began in 1929, and the accompanying German banking crisis , the economic situation deteriorated. In 1931, when both savings banks were converted into institutions under public law , the Stiftungssparkasse had to take out a loan of 750,000 Reichsmarks from the acceptance and guarantee bank . The Stadtsparkasse survived the crisis without going into debt.
When the National Socialists came to power in Germany in 1933, both savings banks were integrated into the Nazi economic structures and in fact lost their independence, while the principle of self-administration remained formally in place. The Thuringian model statutes for savings banks were adopted in the same year with which they were converted into a "non-profit public law institution with its own legal personality" according to the statutes. The Stadtsparkasse was able to transfer part of the net profit to the city for charitable purposes.
Both savings banks received recognition as credit institutions with the Reichsgesetz über das Kreditwesen of 1934. In the following year, the conversion to cash registers as the booking system and, on the instructions of the Reich Commissioner for Credit, Friedrich Ernst, uniform interest rates for savings. The Stadtsparkasse was able to increase the deposits to over ten million Reichsmarks and in 1936 5000 Reichsmarks could be donated for the creation of a municipal pension fund . The foundation savings bank was meanwhile run as a foreign exchange bank by order of the Reichsbank .
On the instructions of the supervisory authority, the Stadtbank, founded in 1921, was integrated into the Stadtsparkasse due to a lack of liquidity . Since the business premises at Weigelstrasse 2 became too small, a new building was considered on the property at Löbdergraben 32, which was purchased two years later . In 1941 the " iron saving " system was introduced. During the attack by Allied bombers on March 19, 1945, the building of the Stadtsparkasse was destroyed, which then had to move into accommodation in the trade school at Paradiesstrasse 6 . When the unconditional surrender came into force on May 8, the Sparkasse was closed.
Time until the fall of the Wall in the GDR
It did not reopen until August 13, 1945, and the former Deutsche Bank premises at Löbdergraben 9 were moved into on October 1 . By order of the state authorities, the foundation savings bank was dissolved in 1947 and all assets and deposits were placed under the municipal savings bank. The main office with 70 employees was at Ludwig-Weimar-Gasse 5 .
In June 1948 the Reichsmark was declared invalid in the western occupation zones, whereupon the Soviet military administration decided to stick special coupons on the Reichsmark banknotes. The GDR mark was introduced . The institute processed 61,026 exchange applications with a volume of over 16 million Reichsmarks, which roughly corresponded to the number of accounts held. On April 30, 1951, there was a merger with the district savings banks of Stadtroda and Eisenberg , but this was dissolved again on January 1, 1952.
With the administrative reforms and the creation of the districts , there was also a reorganization of the savings bank system in the GDR . The savings bank, which was now subordinate to the Central Bank of the GDR , thus had a de facto monopoly in the region in handling the daily payment, savings and credit transactions for the residents there. New branches have been opened since 1954 at the Jenaer Glaswerk , Jenapharm , Zeiss and the Kahlaer Porzellanwerk , as well as in Jena-Nord , Göschwitz , Winzerla and Lobeda .
When new banknotes were introduced in October 1957, the Sparkasse was responsible for the Jena-Land district, while the German Central Bank supplied the urban area. By 1960 the branch network was expanded to eleven branches. In 1965 the changeover to electronic accounting took place ; the following year, the account numbers were standardized . After 1972, booking traffic was handled electronically. By the end of the 1980s, there were 86,000 current accounts at the Sparkasse. The peaceful revolution of 1989 and the end of the GDR meant great changes for the financial institution.
When the monetary, economic and social union came into force on July 1, 1990, the situation then changed. From then on, the major West German banks Bayerische Vereinsbank , Bayerische Hypotheken- und Wechselbank , Commerzbank , Deutsche Bank and Dresdner Bank , which opened branches in Jena, were in direct competition with the Sparkasse. When the D-Mark was introduced at the same time , 140,000 conversion applications with a volume of DM 959 million were processed.
The savings bank in the united Germany
On January 1st, 1991 Josef Schmitz took over the management of the Sparkasse. The first two ATMs were set up in June. Another two ATMs and 19 bank statement printers were available in the branches by November . In the course of 1992 to 1994 new or refurbished branches were opened in other parts of Jena and the surrounding communities, such as Drackendorf , Hummelshain or Camburg .
At the end of 1993, 400 employees and 53 trainees were working at the Sparkasse in 20 branches. In February 1994 a mobile branch was opened. A Mercedes-Benz bus was in use in 16 smaller communities in the Jena district. After four years of construction, the main office in Ludwig-Weimar-Gasse was reopened on July 11th . From September 1st, Martin Fischer, who had previously managed a Commerzbank branch in Villingen , Baden-Württemberg , took over the management . At the end of the year, irregularities in the granting of loans became public, which resulted in balance sheet losses of DM 140 million for the 1993 financial year.
The Thuringian Ministry of Economic Affairs issued on 31 January 1995 approving the merger of savings banks in Jena, Eisenberg and Stadtroda on 1 February. The Saale-Holzland-Kreis was created the year before as part of the district reform in Thuringia from the then Eisenberg, Jena and Stadtroda districts. The new financial institute, which now employed around 660 people, was named “Sparkasse Jena-Saale-Holzland”. At the end of 1995, the branch network consisted of 35 branches with 56 ATMs available. After the merger in the previous year, the technical implementation of the merger proceeded in 1996. Around 200,000 accounts were affected by the changes. Each customer was given a new account number and money card. With “830 530 30”, the Sparkasse had been assigned a new bank code .
The branch network was further expanded in 1997. A second branch opened in Stadtroda on February 28 , one in Jena-West on March 17, and another one in Crossen on August 18 . The cash card introduced in the previous year was offered from November. The fact that the Jena companies Jenoptik and Intershop went public in the summer of 1998 was accompanied by the Sparkasse. In December, the move into the new “City Carree” building with around 4,000 square meters of office space began, which was officially opened on June 13th. As of January 1, 1999, the euro was initially introduced as book money, as in all financial institutions in Germany. All machines had to be converted to the new currency and also checked for possible susceptibility to the year 2000 problem .
In February 2000, the public prosecutor brought charges against former employees because of the Sparkasse scandal, which became public in 1994. For the first time in 2001, the Sparkasse was able to post a profit of millions again. The Euro starter kits were issued from December 17th of that year . The new currency was available on January 1, 2002 at 12:36 a.m. at the 53 Sparkasse ATMs. In March 2003, the savings banks in Erfurt , Weimar and Weimarer Land , as well as those in Sömmerda, merged to form the Sparkasse Mittelthüringen . The Sparkasse Jena-Saale-Holzland wanted to remain independent and saw no need for a merger with other financial institutions in the region. A new foundation was established in December 2005.
The CEO Martin Fischer finally declared the crisis of the 1990s to be over in May 2006. The city of Jena and the Saale Holzland district, the two sponsors, had to raise 100 million Deutschmarks to support the savings bank. For the first time, the institute paid taxes again and opened a page on the Internet . On the 175th anniversary in 2008, the Sparkasse employed 480 people in 27 branches and had around 150,000 customers. At the beginning of July 2012, Erhard Bückemeier took over the management board.
Branches and ATMs
The Sparkasse Jena-Saale-Holzland has a total of 34 branches, eight in Jena, two each in Hermsdorf and Stadtroda and one each in Bürgel , Camburg , Crossen an der Elster , Eisenberg and Kahla .
subsidiary company
- S-Immobilien- und Servicegesellschaft mbH Jena
literature
- Jens Peter, Astrid Bartsch: Three savings banks - three currencies. From the GDR mark via the DM to the EURO . Publishing house Dr. Bussert & Stadeler, Jena 2008, ISBN 978-3-932906-87-9 .
Web links
- Official website
- Sparkasse Jena-Saale-Holzland in the company database of BaFin
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ a b Martin Fischer: Jena at the turn of the millennium. A time documentation in words and pictures . 1st edition. Jenzig-Verlag, Jena 2000, ISBN 3-910141-42-0 , Financial Institutions and the Financial Situation in the Region.
- ↑ Abolition of the banks' duty of confidentiality by means of an ordinance against capital flight . October 24, 1919
- ↑ Lutz Prager: From de facto bankruptcy to market leader: SHK-Sparkassen-Martin Fischer leaves after 18 years. Ostthüringer Zeitung , June 26, 2012, accessed on June 26, 2012 .
Coordinates: 50 ° 55 ′ 37.6 " N , 11 ° 35 ′ 12.6" E