Raiffeisen-Volksbank Ries

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Logo of the cooperative banks  Raiffeisen-Volksbank Ries eG
Country GermanyGermany Germany
Seat Nordlingen
legal form registered cooperative
Bank code 720 693 29
BIC GENO DEF1 NOE
founding March 4, 1874
Association Cooperative Association of Bavaria
Website www.rvbankries.de
Business data 2017
Total assets EUR 1,023
insoles EUR 752 million
Customer credit EUR 610 million
Employee 258
Offices 28
Members 22,138
management
Board Paul W. Ritter (Chairman)
Bernhard Ströbele (Deputy Chairman)
Supervisory board Markus Glück (Chairman)
List of cooperative banks in Germany

The Raiffeisen-Volksbank Ries eG is a cooperative bank in the district of Donau-Ries ( Bavaria ).

history

Raiffeisen-Volksbank Ries is based on many small Rieser village cooperatives . Most of these were founded in the second half of the 19th century. The oldest loan associations were founded in Alerheim (1883), Löpsingen (1884) and Hohenaltheim , Nähermemmingen and Bühl (1885). However, the first cooperative in today's business area of ​​RVB Ries eG was established in Nördlingen in 1874 .

The idea to found a bank came from Ernst Rohmer . From 1852 he was manager of the CH Beck'schen bookstore in Nördlingen. As a bookseller, journalist and publisher, he probably heard and read about the activities of Schulze-Delitzsch and Raiffeisen at an early age .

On March 4, 1874, under his leadership, the Nördlingen commercial bank was founded in the Sixensaal. The minutes of the meeting said: “The mutual liability of the members with all their assets is what establishes the security of the association.” Every member had a great interest in the cooperative doing well, because everyone was liable with their assets. For the first time in Ries, the basic principles of Raiffeisen - self-help, self-administration and personal responsibility - were implemented.

Often it was pastors who suggested the founding of loan associations in the Rieser villages. They knew the plight of the rural population and saw the advantage of organizing themselves in the village and helping themselves, as Raiffeisen propagated. Each member had one vote in the association, major purchases were made together, seeds and fertilizers were bought together at lower prices. The association granted loans for investments by individual members and administered itself. And often took over the spiritual responsibility as board members and supervisory boards. In many places the village teachers were also involved as club calculators - not least to supplement their small salary.

In the first half of the 20th century, the Dorfraiffeisenkassen also felt the effects of the two world wars and inflation. Club life was often idle for many years. In all cases, however, the cooperative members reorganized themselves after difficult phases and were often the asset in the village community. Agricultural equipment such as Kleereiber or seed cleaning systems were purchased together. New warehouses for grain, seeds and fertilizers were built in order to better organize the goods business. Often an office was also set up for the computer, which could then be spoken at fixed opening times. Previously, most of the business was done on the computer at home.

In the 1960s, many Raiffeisenkassen decided to merge into larger units. In 1966, the Raiffeisenkasse Bühl and the Raiffeisenkasse Wörnitzostheim merged with the Raiffeisenkasse Alerheim. Kleinsorheim merged with Möttingen in 1965, and Pfäfflingen and Löpsingen in 1968 . Stronger and more capable units emerged.

With the introduction of the four-eyes principle, a full-time managing director had to be legally employed. This requirement in turn prompted many small cash registers to join forces and appoint a full-time executive.

Today's Raiffeisen-Volksbank Ries emerged from the merger of Raiffeisenbank Nördlingen with Volksbank Nördlingen in 1990. Raiffeisenbank Oettingen was added in 1998, Raiffeisenbank Möttingen in 2002 and Raiffeisenbank Oberes Kesseltal in 2003.

Legal bases

The legal basis of the bank are its articles of association and the cooperative law . The organs of the cooperative bank are the board of directors , the supervisory board and the representative assembly . The bank is affiliated with the protection scheme of the Federal Association of German Volksbanks and Raiffeisenbanks eV, which consists of the guarantee fund and the guarantee association.

Branches

Raiffeisen-Volksbank Ries has 28 branches.

Foundation, endowment

In 2007, the Bank has the Foundation launched Raiffeisen-Volksbank Ries to life.

Formations and mergers

Name of the cooperative of origin place founding year Merger year Merger with
Noerdlingen (Volksbank) Nordlingen 1874 1990 RVB Nördlingen
Savings and Loan Cash Association Alerheim Alerheim 1883 1981 Möttingen
Loans Association Löpsingen Löpsingen 1884 1980 Nordlingen
Hohenaltheim Loan Association Hohenaltheim 1885 1974 Nordlingen
Nähermemminger savings and loan association Sewing Memories 1885 1969 Nordlingen
Bühler Loan Association eGmuH in Bühl Bühl in the Ries 1885 1966 Alerheim
- Mönchsdeggingen 1886 1991 Nordlingen
Savings and loan association Laub leaves 1887 1969 Schwörsheim
Savings and Loan Association Appetshofen eGmuH Appetshofen 1887 1965 Möttingen
Schörsheimer Loan Association Schwörsheim 1888 1981 Oettingen in Bavaria
Savings and loan association Kleinsorheim Little Orheim 1888 1965 Möttingen
Loan Association Balgheim Balgheim 1888 1978 Möttingen
Loan Association Wörnitzostheim Wörnitzostheim 1888 1966 Alerheim
Grosselfinger Loan Treasury Association Grosselfingen 1889 1972 Nordlingen
Megesheimer Loan Association eGmuH Megesheim 1889 1964 Oettingen
Munninger Loan Association Munningen 1889 1964 Heuberg
Wallerstein Loan Association Wallerstein 1889 1989 Nordlingen
Heroldinger Savings and Loan Association Heralding 1889 1980 Möttingen
Loan Association Ederheim Ederheim 1890 1971 Nordlingen
Loan Association Hürnheim Hürnheim 1890 1968 Nordlingen
Loan Association Auhausen Auhausen 1891 1976 Oettingen
Loan Association Heuberg eGmuH Heuberg 1891 1964 Munningen
Marktoffinger Loan Association Marktoffingen 1891 1981 Wallerstein
Loan Association Lehmingen eGmuH Lehmingen 1892 1971 Oettingen
Möttinger savings and loan association eGmuH Möttingen 1892 2002 RVB Ries
Aufhausener loan association Aufhausen 1892 1967 Upper Kesseltal
- Pfafflingen 1893 1968 Löpsingen
Steinharder Loan Association Rock hard 1894 1964 Oettingen
- Schaffhausen-Rohrbach 1895 1970 Mönchsdeggingen
Dürrenzimmern loan association Drought rooms 1896 1971 Nordlingen
Munzingen Loan Association Munzingen 1896 1970 Wallerstein
- Abuse 1896 1968 Reimlingen
Savings and loan association Amerdingen eGmuH Amerdingen 1897 1980 Upper Kesseltal
Hainsfarth loan fund association Hainsfarth 1897 1962 Oettingen
Hochaltingen Loan Association Hochaltingen 1898 1971 Oettingen
Raiffeisenkasse Minderoffingen-Bühlingen-Enslingen Minderoffingen 1898 1974 Wallerstein
Schopflohe loan office Schopflohe 1898 1966 Fremdingen
Savings and Loan Association Belzheim Belzheim 1899 1975 Oettingen
Herblingen Loan Association Herblings 1901 1963 Hochaltingen
- Utzwingen 1901 1963 Maihingen
Enkinger savings and loan association eGmuH Enkingen 1902 1968 Möttingen
Großsorheimer savings and loan association Großsorheim 1902 1968 Möttingen
- Maihingen 1904 1980 Wallerstein
Loan Association in Fremdingen Fremdingen 1905 1971 Wallerstein
- Birkhausen 1908 1968 Wallerstein
- Reimlingen 1908 1979 Nordlingen
Savings and Loan Association Forheim Forheim 1910 1967 Upper Kesseltal
- Baldingen 1912 1971 Nordlingen
- Little things 1912 1952 Nordlingen
- Holheim 1913 - then Nördlingen
Ehinger savings and loan association Ehingen 1919 1969 Oettingen
Savings and Loan Association Hausen eGmuH Hausen 1919 1964 Oettingen
- Herkheim 1919 1968 Reimlingen
Niederhofen-Erlbacher Savings and Loan Association eGmuH Niederhofen Niederhofen-Erlbach 1919 1964 Oettingen
- Bollstadt 1919 1967 Upper Kesseltal
- Oettingen 1919 1998 RVB Ries
- Ehringen 1920 1967 Wallerstein
- Nördlingen (Raiffeisenbank) 1920 - -
- Lower leg 1920 1969 Mönchsdeggingen
Hoppingen Loan Association Hopping 1921 1966 Heralding
- Rühlingstetten 1921 1965 Fremdingen
- Wemdinger district 1976 - -

Web links

Individual evidence

  1. ↑ a b Master data of the credit institute at the Deutsche Bundesbank
  2. ↑ Facts & Figures , Raiffeisen-Volksbank Ries

Coordinates: 48 ° 51 '5.2 "  N , 10 ° 29" 26.9 "  E