Sparkasse Bremen
 The Sparkasse Bremen AG
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| Country |
 Germany
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| Seat |
Am Brill 1-3 28195 Bremen |
| legal form | Corporation |
| Bank code | 290 501 01 |
| BIC | SBRE DE22 XXX |
| Association |
Hanseatic Savings Banks and Giro Association Association of German Free Public Savings Banks |
| Website | www.sparkasse-bremen.de |
| Business data 2019 | |
| Total assets | 12.196 billion euros |
| insoles | 8.928 billion euros |
| Customer credit | 9.763 billion euros |
| Employee | 1,249 |
| Offices | 78 |
| management | |
| Board of Directors | Otto Lamotte (chairman) |
| Board | Tim Nesemann (chairman); Joachim Döpp, Thomas Fürst, Heiko Staroßom |
| List of savings banks in Germany | |
Sparkasse Bremen AG is an independent savings bank based in Bremen . Your business area is the municipality of Bremen.
organization structure
The Sparkasse Bremen is a stock corporation . The sole shareholder is the legally responsible economic association Finanzholding der Sparkasse in Bremen . The organs of the Sparkasse are the management board and the supervisory board .
The Sparkasse Bremen offers a wide range as well as a comprehensive service. This includes private customer business, private banking, corporate customer regional offices, mobile financial advice, numerous self -service centers with 24-hour service and branches. In the FinanzCentrum Am Brill, the corporate finance team advises start-ups and companies on equity financing and the allocation of public funds. According to its own statements, Sparkasse Bremen has also developed a high level of competence in the field of renewable energies over the past two decades. As early as 1990, the Sparkasse Bremen began to finance the first wind turbines.
Employees
In 2018, Sparkasse Bremen employed around 1,250 people, around 100 of whom were trainees.
Holdings
Sparkasse Bremen holds shares in the following companies. (Shareholding from at least 20% of the capital; end of 2014 in%)
- nwk nordwest Kapitalbeteiligungsgesellschaft der Sparkasse Bremen mbH, Bremen 100.0
- Brebau GmbH, Bremen 48.8
- nwu nordwest Unternehmensbeteiligungsgesellschaft der Sparkasse Bremen mbH, Bremen 100
- Public insurance Bremen , Bremen 20.0
- nwkb north west credit processing company of Sparkasse Bremen mbH, Bremen 100
- KV Kapitalbeteiligungs- und Vermögensverwaltungs-GmbH, Bremen 100
- nwi nordwest international Servicegesellschaft mbH, Bremen 100
- nwd nordwest-data service company of Sparkasse in Bremen mbH, Bremen 100
- s mobile financial advice company of Sparkasse Bremen mbH, Bremen 100
- nwm nordwest-media service company of Sparkasse in Bremen mbH, Bremen 100
- S-Consult Hanseatische Unternehmensberatung-GmbH, Bremen 100
- Bremer Schoss Grundstücksverwaltungsgesellschaft mbH, Bremen 100
- nws nordwest-service & catering company of Sparkasse in Bremen mbH, Bremen 100
Shareholdings of Sparkasse Bremen AG in large corporations as well as shares in credit institutions and insurance companies that exceed five percent of the capital voting rights in%:
- Brebau GmbH, Bremen 48.8
- Public insurance Bremen, 20.0
- NRS Norddeutsche Retail-Service GmbH, Bremen / Hamburg 15.0
- Bürgschaftsbank Bremen GmbH, 10.7
- Neue Leben Pensionsverwaltung AG, Hamburg 8.0
- Neue Leben Holding AG, Hamburg 7.8
- Wincor Nixdorf Portavis GmbH, Hamburg 7.0.
Business model
The Sparkasse Bremen operates the universal banking business as a savings bank .
It is the market leader in its business area. With total assets of around 11.5 billion euros, Sparkasse Bremen is one of the largest of the almost 400 savings banks in Germany, according to the DSGV Sparkasse Rankings 2018.
The Sparkasse Bremen u. a. together with Landesbausparkasse West (LBS), DekaBank , “nwl nordwest-leasing” and the insurance companies “neue leben” and “public insurance Bremen”.
As of December 31, 2014, the Sparkasse operated 57 branches in the city of Bremen, where personal customer advice takes place on site. There are also 27 self-service branches. Over the years, all branches have been equipped with account statement printers, cash dispensing machines and self-service terminals, whereby at the same time staff in customer service could be saved. Recently, cash machines have also been set up so that almost all money transactions can be automated. The customer advice is based on the city district, so that the respective local conditions, e.g. B. can be taken into account in connection with real estate financing.
history
Founded in 1825
In the last quarter of the 18th century, a wave of savings banks set up that continued at the beginning of the 19th century. The first municipal savings bank was established in 1801. Councilor Johann Smidt spoke out in favor of founding a savings bank in Bremen in 1800:
" Why don't we follow the example of several of our neighboring cities, e.g. Hamburg and Oldenburg ... "
The Bremer Discontokasse was created as early as 1817, the forerunner of the Bremer Bank . After being informed about existing facilities, the Senate proposed to the citizenship in 1821 before the establishment of a savings bank. The dispute over the right to have a say dragged on the proceedings. The Sparkasse Bremen was finally established on June 23, 1825 on the initiative of the then mayor Simon Hermann Nonnen . The 96 founding members included three mayors, 16 senators, 14 leading merchants and other well-known citizens of the Free Hanseatic City of Bremen. The Senate recognized the merger as an association with legal capacity and approved the statutes. The first branch opened on July 11, 1825. On the first day, 2,027 thalers and 7 grotes were paid into 52 savings books and the first saver was the astronomer Wilhelm Olbers .
In the first 12-member founding board of the "Spar = Kassel" were mayor nuns and u. a. Mayor Smidt, Senator Franz Friedrich Droste jun., The businessman Johann Caspar Imhorst and the elderly man Bolte. Now the "basic laws of the savings = cash register established in Bremen in 1825" were enacted and Mayor Smidt and Senator Schumacher were appointed as the first "inspectors of the Sparkasse" (today as chairman of the supervisory board ).
In the old stock exchange between Unser-Lieben-Frauen-Kirchhof and Obernstrasse in front of the Liebfrauenkirche there was the Sparkasse's first “Comptoir”, only one room. Once a week on Monday was open for 2 to 3 hours. This non-profit organization was intended for the lower classes of the population. The number of "actionists" (from 1875 members) and "depositors" - consisting of " guardians, curators ... and hardworking and orderly housemothers " and the amount of total deposits increased steadily. In 1830, of the 30,000 citizens of Bremen at the time, 4,000 already had a credit balance totaling 330,000 thalers , i.e. 1 million marks.
In 1837 more rooms were needed in and around the old stock exchange. In 1840 the savings amounted to 1 million thalers for 13,000 customers. Payments were made on Mondays and on Thursdays. From 1847, smaller payments could then also be made on Saturday evening. The “ Regulatif ” said: “ Under no circumstances should more than 2 ½ Rthlr. be accepted in a deposit. "
In the first half of the 19th century almost only volunteers worked for the savings banks. In 1842 for the first time a member of the administration - the "treasurer" director JC Imhorst was rewarded for his work with 1,200 thalers per year. Imhorst was the driving force until 1854. He switched the money management from folios to a loose account sheet system; for the first time in Germany for many years.
Around 2 to 3% interest was granted until around 1918. Only then did interest rates rise to 3 to 4%. An investment limit of 250 thalers and from 1839 of 500 thalers was envisaged and larger amounts were only allowed for guardians and asset managers, but were seldom common.
In 1845 the Sparkasse moved into rented rooms at Obernstraße 11 (today 17-19) and acquired the house in 1853.
Years of maturity from 1848 to 1882
In the revolutionary year of 1848, savers withdrew their money on a large scale. The greatest crisis in the first hundred years was overcome with difficulty and the reserve fund was increased significantly. Despite the crisis, the savings bank has now developed into a large savings bank. However, competition increased from the “Neue Sparcasse” (1852) and from the savings banks in the surrounding area ( Vegesack 1853, Lesum 1859, Blumenthal 1866 and Hemelingen 1887).
In 1872 a deposit level of 6.1 million talers was recorded. From 1845 to 1900 the population in Bremen tripled from 53,156 to 161,184 citizens. The economy also picked up during the founding period . Many new companies emerged, such as Norddeutsche Lloyd and the Hacke-Beck brewery . Residential and commercial buildings emerged. The feed at the Sparkasse increased considerably.
In 1875 Georg Heinrich Claussen and B. Kirchner became directors of the Sparkasse. They fundamentally reformed the savings bank. The savings bank was now open every day. On the basis of the new commercial code , the savings bank changed from a stock corporation to an institution under public law. The administrative board of 12 to 14 members, chaired by Judge DJ Klugkist, controls the board of directors and, from 1899, the board of directors , which managed the business. Three branches were created in 1876 in the west, south and east of the city. By 1900 there were already seven and by 1911 there were 11 extensions.
Development into a large savings bank from 1882 to 1918
In 1882 the main building of the Sparkasse, planned by the architect Johann Georg Poppe, was inaugurated on Obernstrasse and the corner of Papenstrasse.
The “ Gemeinnützige Bremer Bauverein” was founded and the Sparkasse was one of the founders of the “Gemeinnützige Bremer Bauverein” (Gemeinnützige Bremer Bauverein) was founded for the “purpose of procuring cheap, healthy, well-furnished apartments that support family life for the less well-off residents of Bremen . The association developed and promoted the “little Bremen house” for the “little man”.
Money boxes , school savings, savings brands, special purpose savings, ward savings books, bonus savings and control stamps were the new terms of the time in the late 19th century. Current accounts, on the other hand, did not exist at the Sparkasse until 1920. In the 1920s, the terms were then: banking business, investment policy, passive and lending business, personal loan, real estate loan, mortgage loan, communal loan, amortization mortgage.
The non-profit savings bank was a donor for Bremen institutions such as Bürgerpark , Children's Hospital, Willehadhaus, Diakonissenanstalt , St. Joseph-Stift, Ellener Hof, Deaf and Dumb House, boys 'homes, women's business association, merchants' association "Union", association Vorwärts , people's education association, public baths, "Nonnenstiftung" for Citizens' daughters, Überseemuseum , Volksbibliothek, Stephanigemeinde etc.
The Sparkasse, which has been "secure" since 1899, developed rapidly until 1914. At the turn of the century there were 140,000 and at the beginning of the First World War 210,000 savings accounts with a population of 250,000. The total deposits rose in the same period from 75 to 139 million marks, 83% of which were accounts with less than 1,000 marks. 69 bank officials managed the money. At the end of 1918, 207 million marks were kept as deposits, but the Sparkasse was charged with 124 million marks in war bonds, of which 67 million marks were for its own account. The savings bank of the "little man" now represented the patriotic mood of the upper class.
The Berlin architect Wilhelm Martens planned the historicizing building Am Brill for the Sparkasse . The inauguration took place in 1906 and even Kaiser Wilhelm II visited the representative new building in 1907 with its style elements from the Baroque , Renaissance and Art Nouveau styles .
Between the wars
In 1919, the Sparkasse reopened all branches that had been closed due to the war. The current account with cashless payment transactions was introduced. At the end of 1920 there were 403 current accounts with a volume of 1.6 million marks, which rose to 13 million Reichsmarks (RM) by 1930. The volume of securities amounted to 9.2 million marks in 1921. Now 112 employees were required.
Then inflation brought significant disorder to the system. Balance sheets amounting to 1 billion (1922) and 667 trillion marks (1923) did not show which real values stood against these numbers. After the introduction of the Reichsmark, business stabilized.
In 1923 it submitted to the supervision by the State of Bremen , which was given up in 1889 , in order to be approved as a stock exchange and foreign exchange bank and for foreign business. The takeover of the Neue Sparcasse followed in 1923 ; it was now the undisputed top dog in Bremen as a member of the German Savings Banks and Giro Association (1924). In 1929 the building society was established , which in 1939 had around 6,000 building society savers and had a contract volume of RM 23 million, and mortgages were granted for RM 80 million .
In 1930 there were 176,000 savings accounts with 124 million RM as deposits, which were administered in the head office and in 23 branches. The tasks were handled by 220 employees and in 1934 there were 286 employees.
After 1933 they came to terms with the National Socialists . That changed little in terms of business operations. Small loans were granted, giro traffic expanded, young people were educated to save, the building society was on the rise. In 1940 they managed 285 million RM savings. An extension was added to the main building in 1935. Through the incorporation of 1939, the savings banks from Hemelingen , von Achim and in Bremen-Nord von Blumenthal , Vegesack , Aumund , Lesum and other branches came to the Sparkasse Bremen. And as in the First World War, the Sparkasse had to raise considerable financial resources for the Second World War .
After the Second World War
After 1945 operations were resumed under primitive conditions. The Senate waived its supervisory rights in favor of the general assembly. Bremen rebuilt. Mobile savings banks represented the destroyed branches. By 1973, however, 84 old and new extensions were back in operation.
New forms of savings established themselves, old forms of business developed: new insurance savings, lively building savings, popular premium savings , growing securities trading and expanding foreign trade in the export economic wonderland.
The Sparkasse mit Scheckkarte (1967) and EDV (1970) was on the way to becoming a modern universal bank with total assets of DM 2.7 billion and now around 1.1 million accounts managed by 2,000 employees. In 1975 the Sparkasse was the largest credit institute in Bremen with a balance sheet volume of DM 4.3 billion.
In the 1980s the Ś-Card, the Ś-Invest, the Ś-Schulservice, the Ś-Career starter set and, as in the past, the Youth Club (1983) and the "KNAX Children's Club" came along.
Donations from the Sparkasse were used for social, cultural, charitable and environmental institutions and purposes such as Bremer Volkshilfe, Deutsche Bruderhilfe, Müttergenesungswerk , Bürgerpark , Wilhelm-Kaisen -Haus in the Rhododendron Park , Übersee- and Fockemuseum or the Low German stage as well as "Heim-Sparerhäuser" care for the elderly with a total of 429 apartments for the elderly, u. a. the country house in Ichon's Park . The Bremen Film Prize , poetry readings, cultural programs, exhibitions, sculptures and fountains are sponsored.
The Sparkasse built, like many in Bremen. The branch with the rococo facade of the destroyed Pflügerchen house at Schlachte 31B was built on the market by 1958 . The Renaissance building, the Stadtwaage on Langenstrasse, was restored from 1959 to 1961. Strandlust, owned by the now integrated Sparkasse Vegesack , has been expanded and modernized. Ultimately, the headquarters had to be expanded by an extension planned by the architect Gerhard Müller-Menckens from 1978 to 1980. In 1988, the Sparkasse acquired Böttcherstrasse to prevent it from being sold off to foreign investors.
New technologies for online network, data, communication and service were the development of an expanded product range in the 1980s.
From 1989, in the course of the reunification, Bremen helped its twin city Rostock , the savings banks of both cities signed a cooperation agreement and exchanged “know-how”.
In 1989 the balance sheet total reached the DM 10 billion mark. At the turn of the millennium it doubled to DM 20 billion. Now there were 2,307 employees. The big deals came, but the “little” saver stayed, because around 50% of all savings accounts in 1992 had a balance of less than DM 1,000 (equivalent to around 500 euros).
According to plans by the architects Harm Haslob and Peter Hartlich , the new hall was built in 2001 at Am Brill in place of part of the main building.
On September 6, 2004, the association spun off its operative business to the newly founded corporation Die Sparkasse Bremen AG, which continues the banking business unchanged. The economic association Die Sparkasse in Bremen now operates as the financial holding of the Sparkasse in Bremen.
The management level
Directorate or Directors
- Directory:
1834–1854 Johann Caspar Imhorst, 1855–1875 Werner Ellerhorst, 1875–1898 Georg Heinrich Claussen , 1875–1895 B. Kirchner,
- Selected former board members:
1895–1909 HJ Lampe, 1898–1919 KH Wolff, 1909–1931 JL Ruyter, 1920–1922 C. Kauffeld, 1922–1931 Hermann Wenhold , 1932–1945 Fritz Kellner, 1932–1936 H. Krause, 1937–1945 Oskar Lüpke, 1945–1960 Emil Richter , 1945–1953 Willi (Willy) Hundt , 1950–1952 J. Asche, 1952–1954 F. Meyerhoff, 1953–1972 Kurt Vesper, 1955–1958 F. Selchert, 1959–1970 Adolf Spelsberg, 1969– 1971 Willy Lemke, 1971–1983 Rolf Speckmann , 1971–1995 Friedrich Rebers , 1971–1997 H. Frick, 1981–1997 Ulrich Nölle , 1991–1997 Horst Schöfisch, 1997–2001 Thomas Christian Buchbinder, 1993–2003 Herbert Wieneke, 2001– 2004 Walter Kleine, 1996–2006 Hermann Tepe, 1993–2009 Jürgen Oltmann, 2005–2010 Klaus Schöniger,
Current board members, as of November 2017:
- Tim Nesemann, chairman of the board (member of the board since 2005, chairman of the board since 2009)
- Heiko Staroßom (member of the board since 2001),
- Thomas Fürst (member of the board since 2010),
- Joachim Döpp (member of the board since 2010)
Chairman of the Board of Directors
The elected chairmen included: DJ Klugkist, from 1879 Christoph Hellwig Papendieck , F. Mohr, Consul Friedrich Achelis , from 1917 Senator Heinrich Bömers , RH Schmidt, the mayor Wilhelm Kaisen , from 1970 Hans Koschnick , from 1994 Bernd Hockemeyer , from 2003 Lutz H. Peper, from 2005 Gerhard Harder and since 2014 Otto Lamotte.
literature
- Sparkasse Bremen: 125 years of charitable work for the Free Hanseatic City of Bremen , Bremen, 1950
- Sparkasse Bremen: A look back ahead: The Sparkasse in Bremen 1825 - 2000 , Bremen, 2000
Web links
- Official website
- Annual reports of the Sparkasse Bremen
- Sparkasse Bremen in the company database of BaFin
- Early documents and newspaper articles on Sparkasse Bremen in the 20th century press kit of the ZBW - Leibniz Information Center for Economics .
Individual evidence
- ↑ a b Master data of the credit institute at the Deutsche Bundesbank
- ↑ Sparkasse Ranking List 2019 (PDF; 199 kB, 9 pages) In: Finanzgruppe Deutscher Sparkassen- und Giroverband. DSGV.de, May 4, 2020, accessed on May 4, 2020 .
- ↑ Annual Report 2012, Die Sparkasse Bremen AG (PDF; 1.0 MB)
Bordesholmer Sparkasse | Sparkasse Bremen | Hamburger Sparkasse | Sparkasse zu Lübeck | Sparkasse Mittelholstein
Former independent savings banks and public savings banks that emerged from an independent savings bank
Spar- und Leihkasse zu Bredstedt |
Frankfurter Sparkasse |
Sparkasse Westholstein
Coordinates: 53 ° 4 ′ 43.9 ″ N , 8 ° 48 ′ 2 ″ E