List of German health insurance companies

from Wikipedia, the free encyclopedia

The list German health insurance includes the insurance of the compulsory health insurance in Germany.

Development of the number of health insurance companies

January 1st 1970 1980 1990 1995 2000 2005 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020
Merger process 1815 1319 1147 960 420 267 221 202 169 156 146 134 132 124 118 113 110 109 105
2020, quarter: 1. 2. 3. 4th
105 105

The following graphics show the development of the number of health insurance companies since 1970:

The graphic shows the reduction in the number of German statutory health insurance funds from 1970 to 2008.

The graphic shows the reduction in the number of German statutory health insurance funds from 2008 to today.


List of existing health insurance companies

Surname Insured Employee Budget volume
(million euros)
Contribution rate 2020
(employee share)
Integrated health insurance companies, former names
General local health insurance funds (AOK) total 27,068,621
AOK Baden-Württemberg 4,267,552 10,287 16,600 15.5% (7.75%)
AOK Bavaria 4,520,877 10,000 17,500 15.7% (7.85%)
AOK Bremen / Bremerhaven 264,000 600 520 15.3% (7.65%)
AOK Hessen 1,556,276 3,733 4,100 15.5% (7.75%)
AOK Lower Saxony 2,670,000 6,900 7,600 15.4% (7.7%) Guild Health Insurance Fund Lower Saxony (2010)
AOK Northeast 1,800,000 5,610 7,600 15.5% (7.75%) AOK Berlin-Brandenburg (2011), AOK Mecklenburg-Western Pomerania (2011), AOK Berlin (2010), AOK Brandenburg (2010)
AOK Northwest 2,800,000 7,400 9,500 15.5% (7.75%) AOK Schleswig-Holstein (2010), AOK Westphalia-Lippe (2010)
AOK Plus 3.106.029 6,800 11,086 15.2% (7.6%) AOK Saxony (2008), AOK Thuringia (2008)
AOK Rhineland / Hamburg 2,871,836 7,842 9,800 15.7% (7.85%) AOK Rhineland (2006), AOK Hamburg (2006)
AOK Rhineland-Palatinate / Saarland 1,165,000 2,600 15.5% (7.75%) AOK Saarland (2012), AOK Rhineland-Palatinate (2012)
AOK Saxony-Anhalt 733,500 1,940 14.6% (7.3%) BKK Saxony-Anhalt (2009)
Replacement funds (EK) total 28.123.314
Barmer substitute fund 9,100,000 14,910 39,200 15.7% (7.85%) Deutsche BKK (2017), Gmünder Ersatzkasse (2010)
Former names: Barmer GEK (2010-2016)
DAK health 5,700,000 10,700 23,400 16.1% (8.05%) BKK Beiersdorf AG (2016), Shell BKK / Life (2015), Saint-Gobain Betriebsskrankenkasse (2013), BKK Axel Springer (2012), BKK Gesundheit (2012), Hamburg Münchener Krankenkasse (2010), Braunschweiger Ersatzkasse (1997), Lichterfelder Substitute
Fund (1951) Former names: German Employee Health Insurance (substitute fund) (until 2012)
Commercial Health Insurance Fund 690,000 1,000 1,600 14.99% (7.495%)
Guild Health Insurance Fund Weser-Ems (2008) Former names: hkk (2008–2014)
HEK - Hanseatic Health Insurance 500,000 700 1,300 15.6% (7.8%)
Commercial health insurance - KKH 1,700,000 3,900 6,000 16.1% (8.05%) Metro AG Kaufhof BKK (2009), Allianz companies' health insurance fund (2009)
Former names: KKH-Allianz (2009–2012)
Techniker Krankenkasse 10,500,000 14.002 37,900 15.3% (7.65%) IKK-Direkt (2009), Gärtner-Krankenkasse (2000), occupational health insurance of the foremen (substitute fund ) (1965)
Guild health insurance funds (IKK) total 5,080,992
Bundesinnungskrankenkasse Health - BIG 414.343 700 15.9% (7.95%) Company health insurance of the Victoria and DAS insurance companies (2015)
IKK classic 3,300,000 7,000 10,500 15.6% (7.8%) United IKK (2011), IKK Baden-Württemberg and Hesse (2010), IKK Hamburg (2010), IKK Saxony (2010), IKK Thuringia (2010)
IKK healthy plus 454607 15.6% (7.8%)
IKK southwest 641.948 1,400 16.1% (8.05%) IKK Südwest-Direkt (2009), IKK Südwest-Plus (2009)
Guild health insurance fund for Brandenburg and Berlin 246.024 429 405 16.09% (8.045%)
Guild Health Insurance Fund North 230.005 15.9% (7.95%) IKK Mecklenburg-Western Pomerania (2006), IKK Schleswig-Holstein (2006)
Company health insurance funds (BKK) total 10,972,061
Actimonda BKK 120.019 202 250 16.0% (8.0%) Company health insurance fund Heimbach (2014), BKK Pfeifer & Langen (2012), Anker-Lynen-Prym (2008), BKK Vorwerk & Co. KG (2004), BKK Zanders Feinpapiere AG (2004)
Former names: BKK ALP plus (until 2012)
Atlas BKK Ahlmann 58,500 130 16.3% (8.15%) Atlas BKK (2010), BKK Ahlmann (2010)
Audi BKK 717,000 650 15.3% (7.65%) BKK MAN and MTU Munich (2012), BKK FTE (2010), BKK Riedel-de Haën (2007), BKK Alcan Singen (2006), BKK Eberle (2004), BKK Hosokawa Alpine (2003)
Former names: Audi company health insurance fund (up to 2010)
Railway BKK 575,500 1,157 2.168 15.8% (7.9%)
Bertelsmann BKK 47,530 78 82.2 15.85% (7.925%)
Company health insurance company BPW Bergischeachsen KG - company-related 6,550 9 15.7% (7.85%)
Company health insurance fund of BMW AG - company-related 178,800 15.4% (7.7%)
Company health insurance fund of GM Pfaff AG Kaiserslautern 35,776 40 15.0% (7.5%)
Siemag's company health insurance fund 19,445 16.0% (8.0%) BKK of Waldrich Siegen Werkzeugmaschinen GmbH (2008)
Company health insurance fund EVM - company-related 2,000 15.6% (7.8%) Former names: BKK Kevag Koblenz (until 2014)
BKK EWE - company-related 13,532 15.5% (7.75%)
Company health insurance company Groz-Beckert - company-related 6,300 15.5% (7.75%)
Company health insurance company Krones - company-related 16,000 15.3% (7.65%)
Company health insurance company Mahle - company-related 12,300 15.3% (7.65%)
Company health insurance company Miele - company-related 32,600 15.6% (7.8%)
Company health insurance company Mobil Oil 1,063,700 1,700 1.9 15.7% (7.85%) Hypovereinsbank Company Health Insurance Fund (2014), KEH Replacement Fund (2008)
BKK PwC 19.001 30th 15.58% (7.79%)
Company health insurance fund RWE - company-related 59,159 16.0% (8.0%)
Schwarzwald-Baar-Heuberg company health insurance fund 20,767 15.3% (7.65%)
Company health insurance United German Nickel Works 33,600 15.9% (7.95%)
Company health insurance fund WMF Württembergische Metallwarenfabrik AG 22,345 16.2% (8.1%)
BKK24 131,267 139 (obsolete) 15.6% (7.8%) BKK advita (2017), Nürnberger BKK (2003), BKK Nienburger Glas (2002), BKK Heye (1999), BKK Svedala (1999)
BKK Achenbach Buschhütten 33,000 50 16.0% (8.0%)
BKK B. Braun Aesculap - company-related 29,000 20 (obsolete) 15.7% (7.85%) Company health insurance fund B. Braun Melsungen AG (2020)
BKK Akzo Nobel Bavaria 40.131 53 15.1% (7.55%)
BKK Deutsche Bank AG - business-related 80.998 242 15.9% (7.95%)
BKK Diakonie 25,883 57.62 15.7% (7.85%)
BKK Dürkopp Adler 23,622 15.8% (7.9%)
BKK Euregio 60,900 14.95% (7.475%)
BKK exclusive 26,500 15.59% (7.795%) BKK Brewery Beck & Co. (2004)
BKK Faber-Castell & Partner 67,000 15.25% (7.625%)
BKK firmus 86,000 103 15.04% (7.52%)
BKK Freudenberg 23,789 15.3% (7.65%)
BKK Gildemeister Seidensticker 183.297 370 870 15.8% (7.9%) BKK BJB GmbH & Co. KG (2015)
BKK Grillo-Werke AG - business-related 1,150 15.3% (7.65%)
Herford Minden Ravensberg company health insurance fund 20,000 35 50 15.95% (7.975%) BKK Lafarge roof systems (2009)
BKK Hercules 33,086 16.8% (8.4%) Former names: BKK Wegmann (until 1999)
Karl Mayer Company Health Insurance Fund - company-related 3,700 10 16.5% (8.25%)
BKK Linde 89,540 122 15.7% (7.85%) HEAG BKK - company-related (2016)
BKK Melitta Plus 49,709 56 15.5% (7.75%) BKK OWL / Drabert-Direkt (2009)
BKK MTU - business-related 16,500 16.2% (8.1%)
BKK Pfalz 180,000 385 16.0% (8.0%) BKK Vital (2018), G + H BKK (2009)
BKK Provita 121,312 15.9% (7.95%) BKK family (2016), company health insurance fund of the Munich Sisterhood of the Bavarian Red Cross (2013), BKK Schott-Rohrglas (2012), personal health insurance fund (PBK) (2009), enercity | BKK Stadtwerke Hannover AG (2009)
Former names: BKK ATU (until 2014)
BKK Public 4,448 15.7% (7.85%)
BKK Rieker Ricosta Weisser - business related 3,000 15.5% (7.75%)
BKK Salzgitter - operationally related 65,561 15.5% (7.75%)
BKK Scheufelen 65,000 15.5% (7.75%)
BKK Stadt Augsburg - company-related 16,250 29 17.3% (8.65%)
BKK Technoform 14,504 16.5% (8.25%)
BKK Verbundplus 81,108 15.1% (7.55%) BKK Kassana (2015)
BKK Verkehrsbau Union 498,000 850 1.04 15.9% (7.95%) look here
BKK Voralb Heller Index Leuze - company-related 11,000 15.1% (7.55%)
BKK Werra-Meissner 40,000 16.1% (8.05%)
BKK Economy & Finances 23,833 19th 33 15.99% (7.995%)
BKK Würth - company-related 12,500 14.8% (7.4%)
BKK ZF & Partner 91.085 16.1% (8.05%) BKK ZF Getriebe GmbH (2009), BKK Rhein-Lahn (2008), ZF BKK (2004), BKK of the FH Werke Laucherthal (2004), BKK Müller Weingarten AG (2004)
Bosch BKK 210,692 300 403 15.5% (7.75%)
Continentale company health insurance fund 50,000 2,400 15.9% (7.95%) BKK Henschel Plus (2020), Logistik BKK (2009), BKK Sauerland (2009), BKK Philips (2009)
Daimler company health insurance fund - company-related 296,000 230 15.4% (7.7%) BKK Evobus (2001), BKK Mercedes-Benz (2001), BKK Karl Kässbohrer, BKK Hanomag-Henschel
Former names: Daimlerchrysler BKK (until 2007), Daimler-Benz BKK (until 2001)
Debeka BKK 79,229 15.3% (7.65%)
The Bergische Krankenkasse 71,889 125 15.88% (7.94%)
Energy company health insurance fund 97,200 154 16.06% (8.03%) E.ON company health insurance fund (2017), BKK of HASTRA Hannover (1996), PESAG Paderborn (1996), PreussenElektra Hannover (1996), SCHLESWAG Rendsburg (1996)
Ernst & Young BKK - company-related 10.124 15.54% (7.77%)
Joint company health insurance fund for the companies in the Hof textile group 5,400 15.5% (7.75%)
Joint company health insurance fund of Wieland-Werke AG - company-related 12,300 15.7% (7.85%)
Home health insurance 119,789 176 318 15.7% (7.85%) BKK Dr. Aug. Oetker Nahrungsmittel KG (1997), BKK Chemische Fabrik Budenheim, RA Oetker KG (1997), BKK CA Delius & Söhne (1997)
Former names: BKK Dr. Oetker (until 2012), BKK Oetker (until 2000)
Koenig & Bauer BKK - company-related 12,329 16.04% (8.02%)
Merck BKK - business related 28,000 16.0% (8.0%)
Mhplus company health insurance fund 541,894 970 1,200 15.58% (7.79%) Metzinger Company Health Insurance Fund (2019), GBK Cologne (2011), BKK of the Hanseatic City of Lübeck (2008), BKK Hochrhein-Wiesental (2007), BKK Conzelmann (2006), BKK TE KA DE-FGF (2006), BKK PWA (2003)
Novitas BKK 410.216 16.14% (8.07%) ESSO Company Health Insurance Fund (2015 ), Company Health Insurance Fund Phoenix (2014), ktpBKK (2010)
Pronova BKK 671.456 1,300 16.1% (8.05%) Company health insurance company Braun-Gillette (2017), Vaillant BKK (2015), BKK der Partner (2010), BKK Ford & Rheinland (2010), BKK Goetze & Partner (2010), Bayer BKK (2007), FORTISNOVA BKK healthy & active (2007 )
R + V company health insurance fund 157.614 400 15.8% (7.9%)
Salus BKK 150,623 320 17.4 16.05% (8.025%) BKK of Philipp Holzmann AG (2002)
Schwenninger company health insurance fund 326.221 600 900 15.9% (7.95%) BKK Ost-Hessen (2010), BKK BVM (2009), BKK J. Schlenker-Grusen (1997)
Former names: BKK Kienzle Uhren Fabriken GmbH (until 1996)
Securvita BKK 225,000 385.6 15.7% (7.85%)
Siemens company health insurance fund 1,045,117 1,554 2,799 15.9% (7.95%) Neue BKK (2010), UPM BKK (2009), BKK Rhein-Neckar (2009), Kaiser's BKK (2008), BKK Junghans und Partner (2004), BKK Iveco Magirus (2004), Voith & Partner BKK (2004), Benteler BKK (2001)
SKD BKK 51,055 16.3% (8.15%)
Südzucker BKK - company-related 9,300 15.7% (7.85%)
TUI BKK 17,277 15.85% (7.925%)
Viactiv BKK 694,000 1,500 2,300 15.8% (7.9%) see
previous names here : BKK on site (until September 2015)
Deutsche Rentenversicherung Knappschaft-Bahn-See (KBS) total 1,530,761
Miners 1,530,761 6,700 15.7% (7.85%) See-Krankenkasse (2008), Bundesknappschaft (2005)
Total social insurance for agriculture, forestry and horticulture (SVLFG) 582.113
Agricultural health insurance 582.113 15.5% (7.79%) Health insurance for horticulture (2013), LKK Baden-Württemberg (2013), LKK Franconia and Upper Bavaria (2013), LKK Hesse, Rhineland-Palatinate and Saarland (2013), LKK Central and Eastern Germany (2013), LKK Lower Bavaria / Upper Palatinate and Swabia (2013), LKK Lower Saxony-Bremen (2013), LKK North Rhine-Westphalia (2013), LKK Schleswig-Holstein and Hamburg (2013)

The data are based on various sources and can therefore vary over the survey period or the standards applied, which may limit comparability. An attempt is made to always use current data.

List of officially closed health insurance companies

Surname Insured Employee Budget volume
(in € million)
Integrated health insurance companies, former names
Company health insurance for health professions 127,684 240 Closed on December 31, 2011
City BKK 130,000 400 Closed on June 30, 2011
BKK Bauknecht (2005), Benevita BKK (2005), BKK Berlin (2004), BKK Hamburg (2004), BKK Bau (2004), BKK Breuninger (1999), BKK Werner & Pfleiderer GmbH (1998 ), BKK Hochbau (1997), BKK Alfred Kunz & Co (1996), BKK Hermann Milke KG (1996), HTP GmbH Ost (1993)
BKK Düsseldorf ? ? Closed on December 31, 2001
BKK Stadt Düsseldorf (1994), BKK Rheinbahn (1994)

Development of the types of health insurance from 1995 to 2019

Graphics showing the development of the various types of cash register

The following graphic shows the reduction in the number of AOKs from 1995 to 2019:

The following graphic shows the reduction in the number of BKKs from 1995 to 2019:

The following graphic shows the reduction in the number of guild health insurance funds from 1995 to 2019:

The following graphic shows the reduction in the number of LKKs from 1995 to 2019:


Individual evidence

  1. ^ Health insurance mergers: merger calendar. Retrieved August 18, 2020 .
  2. Figures and graphics , GKV-Spitzenverband. Accessed December 31, 2016.
  3. a b c d e f Statutory health insurance: members, co-insured relatives and sick leave: monthly values ​​July 2020 (PDF; 3.83 MB)
  4. The statutory health insurance companies. In: gkv-spitzenverband.de. National Association of Health Insurance Funds , accessed on April 10, 2018 .

  1. Krankenkassenverzeichnis.de - All health insurance companies in Germany are clearly presented. Retrieved July 5, 2019 .